Craig Tracey Lending

08/07/2024

"Working with Craig was an easy and stress-free process, when looking to refinance our home loan. His expertise and dedication changed what could have been a daunting task into a seamless and efficient process.

From the initial consultation to discuss refinancing through to the final paperwork, Craig demonstrated unparalleled professionalism and commitment to finding the best solution for us. He took the time to understand our needs and financial goals, guiding us through each step and providing regular updates on the status of our application.

Thanks to Craig, we were able to refinance our home loan to a lower interest rate, saving us a substantial amount of money over the long term. Craig’s knowledge of the market and negotiation skills were truly impressive. He was always available to answer our questions and address any concerns, making us feel supported every step of the way.

We cannot recommend Craig highly enough to anyone in need of a mortgage broker”. Andrew & Izabelle - Home Owners

01/05/2024

We helped Claire and Nelson refinance to a lower interest rate - they now have lower repayments every month

02/04/2024

“Craig reviewed our needs and helped us achieve our refinancing goals. He supported us throughout the application process, ensuring we correctly met bank submission requirements and to work through unexpected challenges after the application was submitted. Thank you Craig for your assistance and guidance.” – Jennifer S

26/03/2024

Rebecca and Scott have saved hundreds every month by refinancing to a lower interest rate

19/03/2024

Andrew and Izabelle now have lower repayments every month - we helped them refinance to a lower interest rate on their home loan

21/02/2024

We helped Jen and Mat refinance to a better home loan interest rate - they now have lower repayments every month

14/02/2024

"We cannot recommend Craig enough for his help in purchasing our first home. He helped us prepare all our documents for pre-approval and found as the best bank/deal suitable for our loan. He then continued to guide us throughout the challenging and long journey, making the purchasing part simple and efficient once we had found our home. We felt we were in very good hands and his kind nature was very appreciated with all the check-ins along the way." Maddy & Denis - First Home Owners

07/02/2024

"Craig was a pleasure to deal with when we were purchasing our dream home. He is always so diligent and client focused keeping you updated along what can be a very stressful process. His manner and approach ensures you have enough easily digestible information to keep stress levels down. I would recommend Craig in a heartbeat!!!" Megan & Ryan - Home Owners

24/01/2024

Congratulations to Harry and Ashlea on their apartment purchase

12/01/2024

Inflation in the year to November fell to 4.3 per cent from 4.9 per cent ahead of the RBA’s first rate call for the year next month.

11/12/2023

Congratulations to Maddy and Denis on their first home

30/11/2023

The global economic outlook says interest rates have now peaked at the current level

The OECD believes the Reserve Bank could be cutting interest rates next year as the economy slows and inflation pressures ease.

20/11/2023

Home loan repayments are the biggest expense for most families. So now’s the the time to refinance to lower interest rate and reduce your home loan repayment every month

As interest rates and the cost of living have soared, so have worries about financial stress for many households.

14/11/2023

The first step when refinancing is accurately calculate your borrowing capacity….

An average wage earner who took out a large home loan and wants to switch banks might struggle now. Is there any relief?

10/11/2023

There could be further interest rate rises…. Make sure you have the lowest rate on your home loan

But the bank has conceded the threat of a wages outbreak pushing up prices is waning.

09/11/2023

NAB and Westpac have announced multi billion dollar profits this week….. and they both will pass-on the full 0.25% interest rate rise

Bank passes on interest rate hike to customers

31/10/2023

IMF says Australia’s inflation is still too high and intetest rates need to rise further….

The IMF’s annual review warns rates might have to climb for a little while longer while soaring infrastructure costs fan inflation.

26/10/2023

If you’re feeling credit stress, it’s now time to refinance to lower interest rate….

What would be the impact of another RBA interest rate hike?

24/10/2023

The recent increase in homes for sale now gives buyers more choice….

Home buying hopefuls who turned up at auctions earlier this year to take advantage of lower prices faced competition from others doing the same. But now?

24/10/2023

RBA warns more interest rate rises….

Reserve Bank governor Michele Bullock has flagged that more rate rises may be needed, as a growing number of borrowers struggle to make ends meet.

24/10/2023

“Rates will remain higher for longer than previously anticipated.”

The yield on US 10-year government bonds briefly hit 5 per cent on Monday for the first time since 2007, a level that could threaten the prices of property and shares.

18/10/2023

Auction clearance rates have slowed recently as more properties are listed for sale…

Earlier this year, there were few homes for sale and buyers faced tough competition at auctions, sending prices higher. This spring brought a shift.

13/10/2023

Good advice for selling property….

Here’s how to select a good agency and how much commission you should pay.

11/10/2023

RBA expects inflation to drop over the next few months - good news for interest rates….

Reserve Bank assistant governor Christopher Kent has used a speech to argue there are growing signs the bank’s high interest rates are working.

10/10/2023

Interesting article on re-thinking how you spend….

There’s a lot of financial content out there on how to save money. But there’s a lot less advice about the other side of the coin: how to spend money.

06/10/2023

“RBA believes most borrowers could withstand another half percentage point lift in their borrowing costs.”

High inflation and interest rates have left up to 13 per cent of people with variable mortgages on the financial edge.

03/10/2023

Now’s the time to have a Home Loan expert working for you….

Some banks are poring over applicants’ recent bank statements to ensure they can afford to service a loan at today’s higher interest rates.