Money We Have

10/22/2024

Aeroplan Elite Status members can now transfer their points to Marriott Bonvoy and a great status match offer.

Aeroplan has announced that Elite Status Members can now convert their Aeroplan points to Marriott Bonvoy at a one-to-one ratio. This is another great way for Aeroplan members to use their points for hotel stays and shows again why Aeroplan is one of the best airline travel loyalty programs in…

09/28/2024

Do you collect Aeroplan points and aren't sure what you can do with them or what they're worth? This guide will help you out.

Calculating the value of your Aeroplan points can significantly impact your travel and rewards strategy. That’s because if you know the average value of Aeroplan points, you can quickly decide whether the redemption is worth it. I value one Aeroplan point at 1.5 to 2 cents each. While it’s true....

09/05/2024

Some credit card benefits are advertised as offering food value, but the reality is that many of them are overhyped. Check out my latest for The Globe and Mail.

In spite of annual fees, the benefits they bring may make some credit cards worth the cost. Just know that some perks are overrated

07/09/2024

Aeroplan is celebrating its 40th anniversary with incredible offers and giveaways. Read my post to find out what the best deals are.

Aeroplan is easily one of my most used travel loyalty programs. In the last year alone, I’ve been able to use my points on business class flights to Hong Kong, Tokyo, Los Angeles, Orlando, and San Francisco. I’m not just talking about myself here; I’ve shared those experiences with my…

05/10/2024

There's a loyalty program arms race and how consumers play their points could determine their rate of return. My latest for The Globe and Mail.

Shoppers can benefit from shifts in the Canadian loyalty program landscape with a little research and strategic thinking

04/02/2024

Do you find travel rewards credit cards too complicated? Here are the best cash back credit cards.

Want to know what the best cash back credit cards in Canada are? From BMO to American Express, these are the best.

03/25/2024

RBC offers balance protection for their credit cards which is pretty much useless. Find out how it works and why you should decline coverage.

Whenever you activate a credit card with RBC, you'll be prompted to add BalanceProtector Max. At first glance, BalanceProtector Max may seem like a good idea since it's designed to cover you in the event of a job loss, disability, or even loss of life. Regardless of your life event,…

03/18/2024

Have you ever considered taking VIA Rail from Toronto to Montreal? Here's what to expect if you go business class.

Read my VIA Rail Toronto to Montreal business review and find out if riding the rails is better than taking to the skies.

03/14/2024

Scams on Kijiji have become complex. Here are the common scams to look out for and how you can protect yourself.

Without a doubt, Kijiji is one of Canada's most popular online classified websites. From baby gear to cars, you can buy just about anything second-hand - or new - on Kijiji. With prices often being heavily discounted, it's no surprise that many people enjoy shopping on the site. The problem…

03/11/2024

I've been a member of Costco for almost two decades, but I only recently checked out Costco Travel. If you're flexible, there are some pretty decent deals to be found.

Costco Travel Canada is easily one of the most underrated travel providers in the country. While they may not always have the lowest prices, Costco does have exclusive deals and special promotions that can save you hundreds of dollars. Even something as simple as hotels and car rentals can be…

03/08/2024

Are you a freelancer, entrepreneur, or small-business owner? Here's what you need to know about filing your taxes.

Freelance taxes for Canadians can be confusing. Find out everything you need to know about taxes so you don't get audited.

03/05/2024

Business cards aren't just for people who have a business. Some of the welcome bonuses and benefits can be worth your while.

https://www.moneywehave.com/the-best-business-credit-cards-in-canada/

02/26/2024

Many people ask me if buying Aeroplan points is worth it. In most cases, it's not. However, there may be a situation or two where it pays off.

For many travellers, accumulating Aeroplan points is an easy way to travel for less. Even though you can earn points through flying, using co-branded credit cards, and making eligible purchases, earning a ton of Aeroplan points isn't always so simple. Sometimes, travellers find themselves without en...

02/19/2024

Did you know you can pay your taxes and bills with a credit card? Even with a small fee, there might be situations where it's worth it.

Paying your income taxes, city taxes, or hydro bills with a credit card may not seem like a good idea since you’re usually charged a fee for the service. However, since many credit cards require you to spend a minimum amount to get the welcome bonus, it can be a…

02/09/2024

If you're a small business owner and don't have insurance, you're leaving yourself vulnerable. I spoke to an expert at TD and he explained everything you need to know about small business insurance.

It was 10 years ago when I became a small business owner. I started small with this blog, but over the years, I've become a media consultant, freelance writer, brand ambassador and more. While growing my business, I've made a few mistakes but learned from them. I would argue that…

02/05/2024

The American Express Platinum Card now has an annual fee of $799, but it comes with $400 annual credits that are easy to use. But is the card still worth it? If you plan on travelling a lot in the next year, yes it is!

In late 2023, the American Express Platinum Card was refreshed. Although new credits were added to the card, the annual fee also increased to $799. That’s the highest yearly fee for any personal credit card in Canada. Many people who currently hold the card started to question if the value…

02/02/2024

Aeroplan has made changes to its terms and conditions. Here's what it means for frequent flyers.

For most people, the upcoming changes won’t matter, but the updated terms do address fraud and credit-card welcome bonuses

02/01/2024

Are you headed to Orlando? Check out my review of the Disney Swan Reserve Hotel.

Read my Walt Disney World Swan Reserve review and find out if this on-site Marriott property is worth the hype and points.

01/29/2024

The RRSP deadline is a month away. Find out what other deadlines you need to be aware of.

Are you looking for the RRSP deadline? It's 60 days after the start of the year. Keep reading and find out how RRSPs work.

01/01/2024

A new year means my list of the best credit cards in Canada has been updated. While some sites focus on cards that earn them a commission, I picked cards that I've personally used in the last few years. I looked at the earning rates, rewards, and additional benefits included to come up with my list.

Do you want to know what are the best credit cards in Canada? From Cash back to travel, these cards should be on your radar.

12/18/2023

Do you want to earn Aeroplan points but don't want to pay an annual fee? Check out my review of the CIBC Aeroplan Visa card.

The CIBC Aeroplan Visa Card is the only no fee Aeroplan card. Find out what the earn rate and welcome bonus is in my CIBC Aeroplan Visa Card review

12/11/2023

Here are some tips on how to manage your investment portfolio.

Here are the common mistakes that DIY investors should avoid make when maintaining their stock market portfolio.

12/04/2023

Are you looking to build or rebuild your credit? Neo Secured Card can help you while giving you cash back at the same time.

The Neo Secured Credit card has quickly established itself as one of the best secured credit cards in Canada. Not only does the card have no annual fee, but it also has a low deposit requirement of just $50. Plus, you can earn cash back rewards at over 12,000 Neo…