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Shannon Patterson, Mortgage Broker

Name: Shannon Patterson, Mortgage Broker
Address: Vancouver, BC, CA
Telephone: +16047887045

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Canada
Vancouver, BC
Shannon Patterson, Mortgage Broker

Time and money are two of your most valuable resources. I am committed to simplifying & de-stressing your mortgage application process.

I will take care of the details, providing you with straightforward and easy to understand communication throughout. Shannon Patterson has always been passionate about working with individuals to help them achieve their goals. In 1997, at the age of 24, Shannon started her first successful small business and now has over 17 years of experience in client care, including a rewarding career in Coachi

ng and Performance Training. In 2007, during the process of buying her first home, she developed a continuing relationship with her mortgage broker. She immediately recognized the benefit and potential opportunities to be realized from working with a professional who not only demystified the mortgage lending process but assisted her in pro-actively managing her mortgage. The result was savings of thousands of dollars in interest payments and ultimately achieving her financial goals sooner. Shannon developed a passion for real estate investment, and her personal success inspired her to obtain her Mortgage Brokers license in 2012. Shannon is committed to simplifying & de-stressing your mortgage application process. She will take care of the details, providing you with straightforward and easy to understand communication throughout. Whether you are applying for your first mortgage, renewing your existing mortgage or refinancing, Shannon is dedicated to working with you to ensure you have the right mortgage at the best rate.

08/10/2021

I specialize in helping homebuyers get approved! Before you buy, refinance, or renew with your current lender, reach out for a free consultation.

08/04/2021

Not only do 85% agree homeownership is a good long-term financial investment but 85% of home buyers also felt that a Mortgage Broker would get them the best mortgage rate or deal vs their bank. If you are looking to buy, renew or refinance, send me a message for a free consultation about your home ownership goals!

07/27/2021

Dreaming of buying a vacation home? You may be surprised to find out you can leverage your existing home equity to purchase your very own vacation home. Ask me for details, I'm here to help!

07/20/2021

Unlocking equity through refinancing or a home equity line of credit (HELOC) is a great way to leverage the value of your house.

Refinancing allows you to access equity and possibly obtain a better interest term and rate. Where as a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money.

If you are interested in exploring the possibilities available to you send me a message for a free consultation.

07/13/2021

Looking to reinvent your space this summer? Let me show you how to leverage the equity in your home to fund your home renovation. Not only will you make home your happy place, you will also increase its value!

Send me a message and we can explore your options.

07/07/2021

Did you know that high interest debt can be incorporated into your mortgage? Get rid of those high interest payments and have more cash on hand each month. Send me a message to explore the options available to you.

06/30/2021

Purchase + Improvements is ideal for the person looking to purchase a home with great potential but needs a little extra work.

Send me a message to learn more and see if this product is right for you.

06/22/2021

Here are 3 reasons you should use a mortgage broker vs going to your bank:

1. Better Rates – Because lenders compete for our business, we get access to discounted rates based on volume and we pass these savings directly on to you.

2. Access to more lenders - When you apply for a mortgage at a bank or credit union, you only have access to the products they offer in house. With a mortgage broker, you get access to dozens of lenders.

3. Our services are free – we are compensated by the lender.

06/15/2021

Need access to funds? I can help you unlock the equity in your home. Whether you're looking to consolidate debt, increase your cash flow, fund home renovations, or finance an investment, refinancing may be the solution. Ask me for details, I'm here to help!

06/09/2021

Mortgage renewal is your chance to renegotiate and possibly save on your mortgage. As a mortgage professional I can ensure you’re getting the best rate and terms for your situation. Contact me to get started, I'm here to help!

06/02/2021

Dreaming of buying a vacation home? You may be surprised to find out you can leverage your existing home equity to purchase your very own vacation home. Just ask for details, I'm here to help!

05/31/2021

As a broker, I work with tons of lenders from major banks and credit unions to private funds and lenders who are only available to brokers.

Reach today to explore all the funding options available to you.

05/26/2021

Buying your first home? I can help you navigate the process, present you with mortgage options, and ensure you get not only the best rate for your situation but also the terms you need ...

Send me a message or give me a call to get started, I'm here to help!

05/19/2021

Looking for a summer escape? Many Canadians are finding ways to get away close to home this summer. You may be surprised to find out you can leverage your home equity to purchase a vacation home. Ask me how!

05/10/2021

If you are a homeowner and carrying high interest debt, it may be best for you to refinance for better cashflow.

Refinancing your mortgage to pay off high interest debt can reduce your monthly interest payments which will put more money in your pocket.

Reach out today to review your options.

05/06/2021

Refinancing to reinvest in your home is a smart financial move. Not only will you love your space all over again but you will also increase the value of your home when you focus on key renovations like kitchens and bathrooms.

Reach out today to learn about your options.

04/29/2021

Looking to purchase or refinance your mortgage? Get in touch as soon as possible!

Uninsured mortgages (having more than 20% equity) that get approved by June 1st will not be subject to the new stress test announced by OSFI. This means that qualifying could be easier, and it also applies to properties closing after June 1st with a signed Purchase & Sale Agreement. Reach out today.

04/28/2021

When it comes to accessing funds for a renovation, you have options! Whether it is through refinancing, a HELOC or alternative credit products, I will work with you to see what's best for you. Reach out today.

04/20/2021

Unlocking equity through refinancing or a home equity line of credit (HELOC) is a great way to leverage the value of your house.

Refinancing allows you to access equity and possibly obtain a better interest term and rate. Whereas a HELOC lets you keep the mortgage you are currently paying while getting access to a large sum of money.

If you are interested in exploring the possibilities available to you send me a message and we can look at your options.

04/16/2021

1 in 10 homeowners rent or plan to rent an area of their home (according to Mortgage Professionals Canada 2020 Consumer Report). If you are interested in exploring how a rental income can impact your affordability, send me a message and we can look at your options.

04/14/2021

Why use a mortgage broker? Choice – with access to multiple lenders you can be sure you are getting the right mortgage for you. When you get your mortgage from a bank you only have access to one lender, that bank. As a mortgage broker I have access to banks, credit unions, private funds and more.

04/08/2021

Did you know that 41% of first-time buyers use a Mortgage Broker? I specialize in helping first time homebuyers get approved. If you are ready to buy or thinking about buying, send me a message and we can find the mortgage that's right for you.

04/01/2021

Let the equity in your house, work for you! Refinancing your mortgage to renovate your backyard not only adds value to your house it lets you create the oasis you need to escape this summer. Send me a message to discuss your options, my services are free.

03/26/2021

If you are in the market to buy, send me a message for a pre-approval to find out how much you can afford. To help with the process, I included a list of items below you will need:

✅ ID
✅ Proof of employment
✅ Proof you can pay the down payment & closing costs
✅ Info about any other assets you have (car, cottage, boat, etc.)
✅ Info about any debts or financial obligations that you have

03/25/2021

Here are 7 tips to help you get approved for a mortgage:

1. Check your credit score
2. Save a larger down payment
3. Keep your income stable
4. Pay down existing debt
5. Get a mortgage pre-approval
6. Get a great rate
7. Know what you can afford and what you can’t

03/20/2021

It’s that time of year – just a reminder to all our first-time home buyers to take advantage of the Home Buyers Tax Credit (HBTC). It can give you up to $750 in tax relief.

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31270-home-buyers-amount.html

03/18/2021

As we get used to our new normal many Canadians are finding ways to get away close to home. You may be surprised to find out you can utilize the equity in your home to purchase a vacation property, just ask!

03/15/2021

Do you have questions about your mortgage? Maybe you are wondering if your current mortgage is still right for you. I have the tools needed to run the numbers and see if it makes sense for you to make a switch.

Reach out today and schedule your free, Spring Mortgage Check-up.

03/06/2021

Your credit score determines what loans you qualify for and the interest rate you will pay. Here are 4 tips to help you increase your credit score.

1. Pay all your bills on time.

2. Avoid maxing out your credit. Balances above 50% of your credit limit will harm your credit. Aim for balances under 30%.

3. Have a variety of credit accounts. Having a mix of credit products (credit card, retails store card, line of credit, car loan etc.) will produce more points on your file than having only one type of credit.

4. Use your credit! The biggest tip to a good score is to use credit and repay that credit on time all the time.

03/04/2021

With interest rates low now is a great time to get into the market. Here are 3 tips to help first-time buyers navigate the landscape.

Address

Vancouver, BC

Telephone

+16047887045

Website

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Our Story

Shannon Patterson has always been passionate about working with individuals to help them achieve their goals. In 1997, at the age of 24, Shannon started her first successful small business and now has over 17 years of experience in client care, including a rewarding career in Coaching and Performance Training. In 2007, during the process of buying her first home, she developed a continuing relationship with her Mortgage Alliance broker. She immediately recognized the benefit and potential opportunities to be realized from working with a professional who not only demystified the mortgage lending process but assisted her in pro-actively managing her mortgage. The result was savings of thousands of dollars in interest payments and ultimately achieving her financial goals sooner. Over the past 6 years Shannon has developed a passion for real estate investment, and her personal success inspired her to obtain her Mortgage Brokers license in 2012.

Time and money are two of your most valuable resources. Shannon is committed to simplifying & de-stressing your mortgage application process. She will take care of the details, providing you with straightforward and easy to understand communication throughout. Whether you are applying for your first mortgage, renewing your existing mortgage or refinancing, Shannon is dedicated to working with you to ensure you have the right mortgage at the best rate.

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