MacLeod Ins Services Ltd

MacLeod Ins Services Ltd We are a local Insurance Firm who specialise in Household Insurance, Private Motor Insurance, Holiday Insurance and All types of Commecial Insurance

19/11/2019

MacLeod Ins Services Ltd and MacDonald Group

We are delighted to announce that MacLeod Ins Services Ltd will be joining the MacDonald Group (Inverness) with effect from 1st January 2020. MacLeod Insurance Services will continue as a trading style of MacDonald Group and all of the team that have looked after you for many years will continue to operate out of the same premises here in Benbecula.

As part of the MacDonald Group, we will have access to enhanced claims servicing, additional markets, and preferential rates from many of our insurance providers, we will continue to provide tailored solutions for our clients.

MacDonald Group is a family business, established in Inverness in 1978 and share the same customer focussed ethos as ourselves. Remaining as independent insurance brokers, we will continue to access the whole market to source the right cover for you at the most competitive premium and terms available.

Finally, we would like to take this opportunity to thank you for your loyalty and support over the years.

If you have any questions or would like to discuss anything further, please do not hesitate to contact the office.

Young Driver Insurance on your doorstep.Give us a call on 01870602222.
14/06/2019

Young Driver Insurance on your doorstep.
Give us a call on 01870602222.

18/04/2019

Meeting Your Legal Responsibilities

Employers Liability Insurance
Having employer's liability insurance is a legal requirement and protects you as an employer against the costs and compensation if an employee has an accident at work or is injured as a result of working for you. The law requires you to have this insurance, with a minimum limit of £5,000,000.

Public Liability Insurance
This covers your business against compensation claims made by the public in case of any damage, injury or even death caused by your negligence. For example, imagine that a customer walks into your shop and slips on a wet floor in a room with dim lighting and no warning signs that the floor has just been mopped. If the customer's legal representative can prove that the business had a duty of care to the customer, failed in that duty and the customer suffered a loss as a result of that breach, then the business is negligent (not the customer).

Business Interruption Insurance
This offers financial support for the periods when your business may have a reduced turnover following a claim or loss that damages your property or prevents access to it, such as a fire.
You can also cover the costs of alternative accommodation, in the event that your original business become uninhabitable. Your insurance broker can advise you in relation to insurance requirements for leased premises.
Many businesses fail, not as a direct result of the initial loss or damage, but a s a consequence of the subsequent increased costs of working, reduction in turnover and loss of customers that often occurs during the period while the business is recovering to its original state.

Professional Indemnity Insurance
This provides financial protection following negligent advice or poor architectural design given to third parties. For some professionals such as architects, surveyors, lawyers, insurance brokers, financial advisers and accountants, the professional regulator usually requires minimum levels of professional indemnity insurance.
Many professional indemnity claims involve complex legal disputes and can be extremely costly. Cover includes compensation payable and legal costs, up to a specified policy limit.

03/04/2019

Young Driver Insurance

This can be a nightmare and expensive for young drivers after passing their test, so why not give us a call and we can provide you with a free and no obligation quotation on our recently introduced Marmalade Policy especially designed for YOUNG DRIVERS.

No curfews - drive 24/7
For Full and Provisional licence holders
You get a price in minutes with a quick quote

See enclosed information.

17/01/2019

Should the UK leave the European Union in March with no deal in place, UK motorists would need to carry a physical Green Card as proof of third party motor insurance cover when driving in the European Economic Area (EEA).
We already issue Green Cards to our customers when needed, so this would be an extension of our current process.

Today, the Association of British Insurers (ABI) has encouraged customers to contact their insurers to ensure they’ll continue to have appropriate motor cover when driving in the EEA on or after 29 March 2019.

07/09/2018

Cyber Insurance

CyberAid+ - your questions answered
The threat of cyber-attack is ever present and isn’t going away. Methods are becoming more sophisticated and ever-increasing connectivity means there are more opportunities for cyber criminals than ever.

The risks to our client s businesses are severe: a cyber-attack can impact your bottom line, your reputation and even the ability to continue operating

Many SME’s can underestimate the threat of cyber-attacks and often don’t believe they are at risk. Our newly launched THB CyberAid+ provides not only first class Insurance coverage but also a raft of additional benefits to protect your clients businesses, before, during and after an attack.

Since launch, THB CyberAid+ has created a great deal of interest from our broker partners. We thought we would share some of the questions raised and our responses

What actually is a cyber-attack?

A cyber-attack is ‘a deliberate exploitation of computer systems, technology-dependent enterprises and networks. Cyber-attacks use malicious code to alter computer code, logic or data, resulting in disruptive consequences that can compromise data and lead to cybercrimes, such as information and identity theft’

We like the scope of your product but it’s tough to sell cyber to SME clients. Can you help?

Yes of course. We can provide you and your clients with sales material to use and are happy to join you at meetings where you felt it would benefit. We also would be happy to take your teams through cyber training and provide literature to assist them. THB is committed to helping its brokers demonstrate value to their clients.

How much does it cost?

Annual Premiums start at around £150.00.

Contact us for further information.

07/09/2018

Rebuild Cost Assessment

Are you looking to get your property properly valued by an expert?

The Insurance Act and recent FCA thematic reviews have highlighted how the insurance industry needs to do more to ensure policyholders purchase adequate levels of cover and are treated fairly.

Recent figures reveals that fewer than 1 in 10 buildings in Britain has a suitable Sum Insured. Around 20% are over-insured, on average by almost 160%. This means that one in five property owners are paying too much for their buildings cover.

Contact us for further information.

20/06/2018

Household Insurance

Make sure and check your current policy and fully understand what you are covered for.

Buildings Insurance
Covers the cost of repairing damage to the structure of your property.
This includes the walls, windows and roof as well as permanent fixtures and fittings such as baths, toilets, showers and fitted kitchens.
As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up.

Contents Insurance
Covers the cost of replacing your belongings
In your home if they are damaged, destroyed or stolen.
Generally, your contents are defined as the items that you would take with you if you moved home.

Agricultural Insurance
10/05/2018

Agricultural Insurance

02/05/2018

UK Roadside Assistance and Nationwide Recovery - extremely competitive rates.
Give us a call to compare with your current provider.

13/12/2017

Learner Driver Insurance 🚘🚘🚘🚘

Practise in a friend’s or family member’s Car 👍👍

Try our MARMALADE policy which is excellent for those just starting out on the road.

Policies available for 30, 60 and 90 days, and renew as often as you need to until you pass! After your first policy (30 days), you can renew for 7 or 14 days.

We hope you won’t need to claim, but if you do, the good news is that it won’t affect the owner’s No Claims Discount.

All cover is Comprehensive cover.

We can provide cover on most cars as long as they are up to Insurance group 32 and £30,000 in Value.

06/12/2017

Household Insurance - are you adequately covered for bad weather? Make sure you check your policy in full. Has your policy got accidental damage cover for both buildings and contents? Are your outbuildings and sheds covered under your buildings sums insured? What about patios, fences and so on?🤙🤙🏠🏠🏠

13/10/2017

Today we say farewell to Sarah after 14.5 years excellent service and we wish her all the very best in her new career. We will certainly miss her (Julie and myself) but she will also be glad that she doesn't have to put up with my singing and misbehaving anymore.
We will be looking for someone new in the New Year so watch this space 👍🤙

29/09/2017

Home Insurance

With the winter months fast approaching, are you adequately covered on your current policy. Do you have cover for your fences, sheds, garden walls and gates on your current policy ? You can also add cover for your gardens , garden furniture and barbecues👍
Pleas give us a call on 01870602222 if you wish a free no obligation quotation 🤙🤙 always happy to speak to you 😊

18/05/2017

CYBER Insurance - Can you afford not to be covered?

Cyber crime is a real and growing threat to businesses around the world. Technology and computer systems play a pivitol role in the day to day running of a firm, but as technology evolves and becomes more sophisticated, so do the threats faced on a daily basis.
Any business dealing with electronic data, whether it's on mobile devices, computers or servers could potentially be a target for a cyber attack.
With the potential for data leaks to lead to regulatory fines and attacks on a company's servers to result in Loss of Income and reputational damage, can you afford NOT TO BE COVERED?
Please give us a call for assistance.

17/05/2017

GAP Insurance - is the difference between the actual cash value of a vehicle and the balance still owed on the financing (car loan, lease, etc). GAP coverage is mainly used on new and used small vehicles (cars and trucks) and heavy trucks. It covers the 'gap' between the amount you owe on the car and the cars actual cash value in the event of an accident.
Please give us a call as we can offer this product through a specialist insurer👍

17/05/2017

TRAVEL INSURANCE -Summer Holidays already booked but not yet arranged your travel insurance?? Please give us a call as we can cover anywhere in the World at very competitive rates through our many carriers, with all the covers you would require👍🌕🌞🍷✈️✈️⛱

08/03/2017

SELF EMPLOYED - if you are working for yourself on a self employed basis, have you thought about cover should you be off work sick or through injury? Please get in touch about our Personal Accident and Sickness policy and all the benefits it entails.

07/03/2017

Multi Vehicle cover through Aviva now available through our Private Car Section. Please give us a call and receive a free quotation for one or more vehicles 🚗🚗🚗

06/12/2016

Household Insurance at very competitive rates at present 👌

Address

Unit 1, Balivanich, Benbecula
Western Isles
HS75LA

Opening Hours

Monday 9am - 1pm
2pm - 5pm
Tuesday 9am - 1pm
2pm - 5pm
Wednesday 9am - 1pm
2pm - 5pm
Thursday 9am - 1pm
2pm - 5pm
Friday 9am - 1pm
2pm - 5pm

Website

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