Law Office of Stella V. Bondar, Esq., PC

06/23/2022

5 STAR AVVO REVIEW
Stella is a top-notch professional
Stella was our attorney in 4 different real estate transactions over the course of the last 15 years and the experience was excellent - in each case Stella did a thorough professional job and we intend to continue working with her for any such occasion in the future.

5.0 stars
Posted by SG
July 19, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

06/11/2022

5 STAR AVVO REVIEW
Very professional and efficient representation
Stella Bondar represented my family in a home purchase transaction. From day one we knew we're dealing with a highly professional and experienced attorney. All of our questions were addressed promptly, we felt supported and protected every step of the way. We have full trust and confidence in Stella Bondar and we would definitely recommend this attorney when we have a chance.

5.0 stars
Posted by Sergey
July 1, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

05/08/2022

03/30/2022

5 STAR AVVO REVIEW
The best we've ever worked with!
Stella is truly an amazing attorney, and we cannot say enough about how wonderful of an experience we had working with her. She is prompt, communicative, detailed, dedicated and will protect you at all costs. There is no detail that gets missed and she goes above and beyond to guide you as a client. She is undeniably the best in the business.

5.0 stars
Posted by Anton
June 27, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

03/15/2022

5 STAR AVVO REVIEW
An Excellent, Sharp Real Estate Attorney
Working with Stella you know you will have the best service and she will get you to the finish line with ease. I have sold several investment properties and referred Stella to my real estate clients and they were all pleased.

5.0 stars
Posted by ellada
June 22, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

03/07/2022

5 STAR AVVO REVIEW
Excellent attorney
Stella handled my closing in a truly professional manner. Telephone calls were at the minimum and we utilized email to the maximum extent possible. Could not have been happier with Stella. She also handled our wills as well. Perfect job! I highly recommend Stella for all your transactions.

Posted by Eugenia
June 2, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

02/28/2022

5 STAR AVVO REVIEW
A standout: fast, responsive, organized, and great to work with
We hired Stella as our real estate attorney on a home we recently bought - as part of our agreement, we needed to close within three weeks. Stella moved mountains to get us to the close date, requesting documents at lightening speed, staying on top of all parties, and continuously moving the process along. She is incredibly organized, accessible, and responsive to any questions. I would without a doubt hire her again and recommend her to anyone.

5.0 stars
Posted by Alice
May 4, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

02/23/2022

5 STAR AVVO REVIEW
Professional, helpful and an advocate
Stella was recommended to us by one of my coworkers to help us buy our first home. Stella was not only professional but extremely helpful in helping us understand the home buying process. Stella answered all our questions quickly and worked diligently in making sure everyone in the process was on the same page. Stella advocated for us and made sure that anything that was not agreed on was resolved quickly. Stella made the whole process stress free and thoroughly explained everything to us during our closing. I will be recommending her to anyone who is looking to purchase a home in the future.

5.0 stars
Posted by Jocelin
March 15, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

02/14/2022

5 STAR AVVO REVIEW
Professional, helpful and an advocate
Stella was recommended to us by one of my coworkers to help us buy our first home. Stella was not only professional but extremely helpful in helping us understand the home buying process. Stella answered all our questions quickly and worked diligently in making sure everyone in the process was on the same page. Stella advocated for us and made sure that anything that was not agreed on was resolved quickly. Stella made the whole process stress free and thoroughly explained everything to us during our closing. I will be recommending her to anyone who is looking to purchase a home in the future.
Posted by Jocelin
March 15, 2021
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

02/07/2022

02/07/2022

5 STAR AVVO REVIEW
Excellent attorney
Once our son found a house he was interested in purchasing, our realtor recommended Stella as one of the best and she is! She is experienced, thorough and responsive. She answered all of our questions quickly and had any concerns we had addressed by the seller. We will be using a Stella again when we find our retirement home! Can’t say enough about how great she is. If you are looking for an attorney, we highly recommend Stella Bondar.
5.0 stars
Posted by John and Luke
March 3, 2021

Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

10/31/2021

Five Reasons to 1031 Exchange

5 Point Analysis for 1031

Real estate investment portfolios should be reviewed periodically. Why? Because as the real estate market changes, new opportunities become available and financial objectives shift. Depending on your circumstances, it may be fortuitous to reposition a portfolio utilizing a 1031 Exchange. A quick five point analysis can help determine if a 1031 Exchange makes sense for you/your client.
1. Appreciation
2. Depreciation
3. Cash-flow
4. Diversification
5. Tax deferral
For example, an investor owns an apartment building currently valued at $1.8M. It was purchased for $100,000 in 1975. Clearly, this was a great investment as the property has appreciated significantly and is now worth eighteen times what it was in 1975. But, like all investments, one should analyze whether it is now better to hold or to sell the asset. Let’s do a quick five point analysis.
The apartment building is currently owned free and clear of debt. It has been owned for more than 27.5 years, so it is fully depreciated and no longer eligible for annual depreciation deductions on the investor’s tax return. Reviewing the cash-flow, after property taxes, maintenance, and insurance, it produces net rental income of about $3,000 per month. Income of $36,000 per year on an investment property worth $1.8M amounts to only a 2% annual return on the investment. However, the original $100,000 investment has grown by 1800% and there is now $1.8 million worth of equity tied up in one asset.
With interest rates at historic lows, unlocking some of that equity and exchanging, tax deferred, into one or more properties with greater income and long-term appreciation potential could be a valuable benefit. In the apartment example, the five point analysis shows repositioning a real estate portfolio through 1031 Exchange makes sense for this investment real estate. Better appreciation, maximized depreciation, increased cash-flow, investment diversification and tax deferral are all important drivers for utilizing a 1031 Exchange.

1. Appreciation – apartment value may be at or close to maximum appreciation
2. Depreciation – apartment has been fully depreciated
3. Cash-flow – apartment has low cash flow (2% ROI annually)
4. Diversification – apartment is good candidate to be sold and portfolio diversified
5. Tax deferral – through a 1031 Exchange, investor can take advantage of tax deferral
Through a 1031 Exchange, this real estate investor can sell the investment property and accomplish a number of tax and investment goals. A 1031 tax deferred exchange permits the investor to defer federal capital gains tax, depreciation recapture tax, investment income tax imposed by the Affordable Health Care Act and state tax. The investor can buy property with improved cash-flow, and if encumbered it will provide an interest deduction. If the replacement property is greater in value than the relinquished apartment building, then depreciation deductions will also be available for the increased basis (the difference between the purchase price of the new property and the sale price of the old property). Additionally, because multiple properties can be acquired through a single exchange, the investor can diversify the real estate portfolio, thereby hedging the investment risk inherent in a single property.
If repositioning a real estate portfolio is in order, the valuable tax benefits of a 1031 Exchange should definitely be considered. Take the time to review your investment real estate portfolio today.

Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

http://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

https://www.facebook.com/stella.sbond

07/11/2021

5 STAR AVVO REVIEW
True professional
It is such a pleasure to have dealt with such an amazing professional! Stella has demonstrated to be very responsible and caring for her clients. She is always prompt, clear, and concise with her answers to any questions you may have via any and all means of communication. She fights for you and gets things done. The entire process of purchasing a house with her on our side seamed like a breeze. I would highly recommend her services to anyone who needs an attorney and would like to have a pleasant experience
5.0 stars
Posted by Stella
December 1, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

06/24/2021

5 STAR AVVO REVIEW
Unmatched professionalism
Stella helped us buy a home and was so helpful and on top of the process every step of the way. She answered all of our questions very quickly, explained everything to us clearly, advocated for us, and was so professional through all of the ups and downs of the buying process. Working with Stella was seamless, and I highly recommend her!
5.0 stars
Posted by Rachel
November 30, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

04/06/2021

5 STAR AVVO REVIEW
Extremely helpful and professional.
Stella was extremely helpful to me and my mother in our home buying process. She kept on top of all necessary documents, was mindful, and explained everything thoroughly. My parents are not native English speakers, and Stella helped translate accordingly, simplifying the process. I am very thankful for her help throughout.
5.0 stars
Posted by Victoria
November 7, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

03/28/2021

5 STAR AVVO REVIEW
Great experience
As first time home buyers we were not sure which lawyer to work with. Stelle was recommended by our real estate agent. We are very satisfied with her great professionalism and patience.
She explained every step of the process and made it much easier the whole process for us. Highly recommended.
5.0 stars
Posted by Alma
November 5, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

03/21/2021

5 STAR AVVO REVIEW
Excellent lawyer, very efficient!!
Stella was came highly recommended to me by a friend that used her services recently for a home closing. She exceeded all my expectations. She is kind, professional, knowledgeable and efficient. I would HIGHLY recommend her!
5.0 stars
Posted by Rita Bobo
October 26, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

03/21/2021

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03/18/2021

5 STAR AVVO REVIEW
Great attorney!!!
We were very happy to work with Stella. This is was our first time buying, and Stella was very knowledgeable, approachable and most importantly patient with our questions. She was always on our side working to make sure our condo purchase as simple and successful as possible. We would definitely recommend Stella to anyone who is searching for a new home.
5.0 stars
Posted by Alec S
October 14, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/

03/11/2021

5 STAR AVVO REVIEW
Excellent
Stella is an amazing lawyer. She was always available if we had any questions, she took the time to explain every detail of our home purchase and made sure we understood everything.
5.0 stars
Posted by John
October 4, 2020
Law Office of Stella V. Bondar, Esq., P.C.

Real Estate Attorney

https://www.stellabondarlaw.com/

https://www.avvo.com/attorneys/08816-nj-stella-bondar-1624506/reviews.html

https://www.linkedin.com/in/stellabondarlaw/