USA Mortgage Financial Group/Darla Placencia

USA Mortgage Financial Group/Darla Placencia Chicagoland's Premier Lender Call us at 815-733-6277. We have some of the most competitive rates and never any hidden fees. IL 031.0006460.

If you need a new mortgage to purchase a home, want to refinance an existing mortgage, or want a reverse mortgage, we can help you find the best deal -- and maybe more importantly, help you navigate the new requirements for mortgage loans. With over 20 years experience, we have strong relationships with all of the major investors. With the rules changing monthly, it is more important than ever tha

t you deal with only experienced lenders. We hold all of the required licenses: NMLS 295095. VA, USDA, and FHA

approved.

07/24/2022

OFFICIAL: Dani Alves joins Liga MX side Pumas on a free transfer 🇲🇽

03/02/2019

Realtor.com’s recent report that millennials now top the mortgage market in terms of dollar volume confirmed something that we all knew was coming. The millennial mortgage takeover is finally here.

02/23/2019

Help us spread the word. Spring 5 week soccer program for special needs children.... Our Olympic SuperStar Program is fun & safe. We have an awesome buddy system and great coaches! Help us spread this program to parents and teachers that have or work with special needs... If you know of teenagers and adults that would love to volunteer also, you can fill out a volunteer form online. If you can post on groups that will help spread the word... www.PlayOlympicSoccer.com

02/04/2019

If anyone out there is still paying MI or MIP(fha) on their mortgage, call me as they are no longer tax deductible!

03/03/2014

Call 815-733-6277 to see what programs you qualify locally!

03/03/2014

Today’s Social Media post: Smart alternatives to putting 20 percent down. Call USA Mortgage to see what program you qualify for! (888) 250-6522 http://yhoo.it/1hFYyLK

02/28/2014

Take a look at these numbers! We had the greatest market share for January 2014!YOU GUYS DID IT AGAIN!!! Number 1.

You all actually pulled away from the competition even more (57% bigger than US Bank when you do the math!!!).

January 2014:
Rank Lender % of Total
1 DAS ACQUISITION 8.38%
2 US BK 5.34%
3 WELLS FARGO BK 5.24%
4 PULASKI BK 4.29%
5T QUICKEN LNS 4.19%
5T CORNERSTONE MTG 4.19%
7 BANK OF AMERICA 3.04%
8T HEARTLAND BK 2.51%
8T FIRST NAT'L BK/ST LOUIS 2.51%
10 GOLDEN OAK LNDG 2.41%

02/25/2014

Like us on Facebook and receive a credit of $200 towards your appraisal.

With the new rules for mortgage loans, it is imperative to obtain a preapproval before looking for property to purchase....
02/25/2014

With the new rules for mortgage loans, it is imperative to obtain a preapproval before looking for property to purchase. This way your mortgage loan can be in place before you buy -- allowing you to avoid any of the new pitfalls. You can apply over the phone (815-733-6277) or online at http://dplacencia.usa-mortgage.com.

The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

05/02/2013

What do you know about Rural Housing Loans? They allow you to purchase with no down payment -- 100% financing is available. The property must qualify for this loan but most areas south and west of Joliet will qualify so if you are looking to purchase in Braidwood, Wilmington, Coal City, Morris, some areas in Minooka, etc. you should check this loan out! There are some income requirements but they are fairly high so I have not had anyone disqualified due to too much income so far. Please call me at 815-733-6277 with any questions. This is one of the most affordable loans for purchases out there -- if you intend to live in the property.

04/25/2013

Get your NO COST purchase approval now. Go to htpp://www.gopmlend.com and click Apply Now. Complete the full application for a preapproval and the short application for an inquiry. When you close your loan, we will give you a $100 credit for applying online.

04/25/2013

Get your NO COST purchase approval by applying online. Go to htpp://www.gopmlend.com and click Apply Now. Use the full application for a preapproval and the short application for an inquiry. At closing, we will give you a $100 credit for applying online.

03/28/2012

Do you have parents over the age of 65 who are struggling in this economic environment? If so, you should at least consider a reverse mortgage for them. They will be able to live in their homes forever with no more mortgage payments -- and possibly have either a credit line of cash available (again, with no payments) or can put funds in their own savings accounts. Please call me if you have any questions at 815-733-6277. No credit qualifying issues. Just based on the value of their home and their ages. No obligation proposal with what they could qualify for.

02/28/2012

Hey everyone, if you have an FHA mortgage and want to refinance for a lower rate, please do it now! FHA has just announced that they are going to raise their MIP rate from the current 1.0% to 1.75% for any FHA loans not processed by 4/1/2012! Do not wait as the savings now could be great! And the cost for waiting will almost double your costs! Call me at 815-733-6377 if you have any questions.

02/16/2012

Time is running out! Get you HARP 2.0 loan application in now! The industry is expecting thousands of applications will be submitted for this program and underwriting times are expected to increase from 30-45 days to 60-90 days! Be one of the first in line!

02/06/2012

Esignatures now available. All clients can choose to sign initial documents with ESignature!

02/01/2012

Send me your mortgage loan questions!

Address

Shorewood, IL
60404

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 9am - 5pm

Telephone

+16305671951

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