Travel Pointers with Alli

Here’s your game plan for a go to Japan, completely on points! 💌 SAVE this for later and SHARE this with the person you want to go to Japan with FLIGHTS ✈️ For your flight, your best bet is on ANA (All Nippon Airways) You can book ANA with them directly or utilize Virgin Atlantic as a SkyTeam Alliance partner. If you book through Virgin Atlantic, you can expect to pay 65,000 round trip in economy. Virgin Atlantic is great because you transfer your points from all 4 of the major banks - Capital One, Amex, Citi, and one other that I can’t name due to affiliate rules. If you book directly with ANA, you can expect to pay around 50,000 points round trip in economy. ANA is only a transfer partner with Amex. Note that the ANA site is pretty hard to navigate - I suggest finding the ANA flight on United first and then going to ANA to confirm that it’s available. Once you find the flight you want, you’ll transfer your points directly from the bank to Virgin Atlantic or ANA, and then book! HOTEL OPTIONS 🏨 For your hotel - Hyatt has multiple options that you can book on points. I love Hyatt because you’ll get your best bang for your points compared to other hotel chains ✨ The Park Hyatt Tokyo and the Andaz Tokyo Toranomon Hills will go for 30,000 points on standard nights. 25k for off-peak and 35k on-peak nights. ✨ The Hyatt Regency Tokyo will go for 15,000 points on standard nights. 12k for off-peak and 18k on-peak nights. ✨ The Park Hyatt Kyoto will go for 40,000 points on standard nights. 35k for off-peak and 45k on-peak nights. ✨ The Hyatt Regency Kyoto will go for 20,000 points on standard nights. 17k for off-peak and 23k on-peak nights. Comment “Top Cards” and I’ll send you my Travel with Points 101 Guide with allllll the details on my top 6 cards and why you should open them PLUS a direct link to my favorite beginner card! . . . . . #creditcardpoints #awardtravel #affordabletravel #pointsandmiles #mybudgettravel #creditcar

Allow me to reintroduce myself! 👋🏻 Comment “Free Guide” and I’ll send you my Travel with Points 101 eBook where you’ll learn: ✨ What does it mean to travel with points? ✨ Ground rules to get started ✨ My strategy ✨ Real-world examples ✨ Why business cards should be your bff ✨ How to strategize as a couple ✨ My top 5 cards ✨ FAQs ✨ and much, much more! . . . . `#creditcardpoints #awardtravel #affordabletravel #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #starttheadventure #tipsfortravel #traveltheplanet #discovertheglobe #digitallifestyle #workcation #financiallylit #traveltheworldwithme #passportlife #goseetheworld #travelobsessed #travelfever #travelforever`

Learning to utilize transfer partners is the way to maximizing your credit card points! To redeem your credit card points for travel, you usually have 2 options - use your points in the bank’s travel portal OR transfer your points out of the bank to one of their airline or hotel partners. Each of the major travel credit card companies have strategic relationships with airline and hotel partners for you to be able to transfer your bank points directly to the airline or hotel. You’ll typically get much better bang for your points if you transfer your points to a transfer partner. Most of the time, your points transfer 1:1 to the transfer partners. The travel portals always charge static pricing based on the cash rate of the flight/hotel. The airlines/hotel chains do not necessarily base their points pricing on the cash rate - which is where you will save your points compared to the portal! Comment “cheat sheet” and I’ll send you my Transfer Partner Cheat Sheet that outlines all the transfer partners for each of the 4 major credit card issuers. . . . . . . # transferpartner #cheatsheet #savepoints #creditcardpoints #awardtravel #affordabletravel #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #worldwanderer #starttheadventure #tipsfortravel #traveltheplanet #discovertheglobe #virtualoffice #digitallifestyle #workcation #financiallylit #personalfinancebywomen

Why I’m a Hyatt girlie through and through 👀 Hyatt is one of the only hotel chains with a published award calendar - they put each of their hotels into a Category 1 through 8. Category 1 is for run of the mill hotels in less expensive areas. Category 8 is for ultra luxury hotels in expensive destinations. The award calendar gives points prices for each category hotel for off-peak, standard, and on-peak nights. Making it really, really easy to budget your points well ahead of time. On top of that, their award calendar is really reasonable and makes it easy to consistently get 2+ cents per point. The easiest way to earn Hyatt points is through my favorite credit card points program, rather than through spending on Hyatt credit cards. These points transfer 1:1 to Hyatt. Due to affiliate rules, I can’t name this credit card program, but DM me if you have questions! You can find the award calendar on Hyatt’s website or by Googling “Hyatt award calendar” What’s your favorite Hyatt redemption? Let me know in the comments 👇🏻 . . . . . \#hyatt #hyattawardcalendar #travelwithpoints #travelonpoints #creditcardpoints #awardtravel #pointsandmiles #milesandpoints #travelonabudget #budgettravel #luxurytravel #travellust

Here’s your game plan for a trip to Cancun, completely on points! 💌 SHARE this with the person you want to go to Cancun with FLIGHTS ✈️ For your flight, Southwest is the way to go! You can find Southwest flights for as little as 10,000 points each way. You’ll usually pay about $40 in taxes and fees to get to Mexico. Once you find the flight you want, you’ll transfer your points directly from the your credit card to Southwest and book (Note that only one bank allows you to transfer to SW)! HOTEL OPTIONS 🏨 For your hotel - Hyatt has multiple options that you can book on points. I love Hyatt because you’ll get your best bang for your points compared to other hotel chains All of these options are all-inclusive! ✨ The Hyatt Ziva Cancun will go for 40,000 points on standard nights. 35k for off-peak and 45k on-peak nights. ✨ Breathless Riviera Cancun Resort & Spa - 25,000 points on standard nights. 21k for off-peak and 29k on-peak nights. ✨ The Dreams Sands Cancun Resort & Spa will go for 20,000 points on standard nights. 17k for off-peak and 23k on-peak nights. ✨ For the ultimate luxury - stay at the Impression Moxche by Secrets for 50,000 points on standard nights. 42k for off-peak and 58k on-peak nights. Comment “starter card” and I’ll send you my favorite beginner card that’ll earn you 60,000 points! . . . . . # #creditcardpoints #awardtravel #affordabletravel#pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #personalfinancebywomen #moneymanagement101 #mexico #cancun #mexicoresorts #cancunonabudget #mexicoonabudget

Here’s your game plan for a trip to Italy, completely on points! 💌 SAVE this for later and SHARE this with the person you want to go to Italy with 🍝🍷 FLIGHTS ✈️ For your flights, you have a lot of options, but Air France is my favorite. For your flight, you’ll find award availability on Air France Flying Blue for as little as 15,000 points each way - 20-30k points is considered a great rate though. Flying Blue is one of my favorite airlines for award travel because you can transfer your points from all 4 of the major banks Once you find the flight you want, you’ll transfer your points directly from the bank to Flying Blue and book! HOTEL OPTIONS 🏨 For your hotel - Hyatt has multiple options that you can book on points. I love Hyatt because you’ll get your best bang for your points compared to other hotel chains Rome: ✨ The Tribune will go for 15,000 points on standard nights. 12k for off-peak and 18k on-peak nights. ✨ The Palazzo Manfredi (dreamy hotel right next to the Colosseum!) will go for 40,000 points on standard nights. 35k for off-peak and 45k on-peak nights. ‌ Florence: ✨ The Palazzo Vecchietti will go for 40,000 points on standard nights. 35k for off-peak and 45k on-peak nights. ✨ The IL Tornabuoni Hotel will go for 25,000 points on standard nights. 21k for off-peak and 29k on-peak nights. ‌ Milan: ✨ The Hyatt Centric Milan Centrale will go for 15,000 points on standard nights. 12k for off-peak and 18k on-peak nights. ✨ The Park Hyatt Milan will go for 40,000 points on standard nights. 35k for off-peak and 45k on-peak nights. ‌ Where else in Italy do you want to go? Let me know in the comments! 👇🏻 . . . . . # #creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless `#italy #europe #milan #traveling #beautifulitaly #visititaly #italianci

Here’s your game plan for a luxury trip to Paris, completely on points! 🥐 🇫🇷 💌 SHARE this with the person you want to go to Paris with HOTEL OPTIONS 🏨 For your hotel - Hyatt has two 5-star hotels that you can book on points ✨ The Hotel du Louvre will go for 30,000 points on standard nights. 25k for off-peak and 35k on-peak nights. ✨ Park Hyatt Paris-Vendome will go for 40,000 points on standard nights. 35k for off-peak and 45k for on-peak nights. FLIGHTS ✈️ For your flight, you’ll find award availability on Air France Flying Blue in business class for as little as 50,000 points each way - around 70,000 points is the standard “great” rate though. If you’re interested in economy, you can find flights for 20-30k points each way. Flying Blue is one of my favorite airlines for award travel because you can transfer your points from all 4 of the major banks - Amex, “Blue Bank”, Capital One, and Citi! Once you find the flight you want, you’ll transfer your points directly from the bank to Flying Blue and book! Follow @travelhackingwithalli for more tips and tricks on how to best use your credit card points! . . . . . `#creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #personalfinancebywomen #moneymanagement101 #traveltheworldwithme #passportlife #goseetheworld #travelust #luxury💎 #paris #luxury #parisvibes #exploreparis🇫🇷 #parisexplorer #travelparis #exploreparis #parisianlife #parisgram

Here’s your game plan for a go to London, completely on points! 💌 SAVE this for later and SHARE this with the person you want to go to London with FLIGHTS ✈️ For your flight, you’ll find award availability on Air France Flying Blue for as little as 15,000 points each way - around 20-30k points is still considered a great rate. Flying Blue is one of my favorite airlines for award travel because you can transfer your points from all 4 of the major banks - Amex, “Blue Bank”, Capital One, and Citi! Once you find the flight you want, you’ll transfer your points directly from the bank to Flying Blue and book! You could also fly Virgin Atlantic - where you can find flights for as little as 20,000 points each way. Virgin Atlantic is also great because you transfer your points from all 4 of the major banks. One big thing to note - London airport has some of the highest taxes and fees and airline carriers will put that cost on you. Expect to pay $150+ in taxes in fees. Unfortunately, there’s not much you can do to avoid this. HOTEL OPTIONS 🏨 For your hotel - Hyatt has multiple options that you can book on points ✨ The Great Scotland Yard Hotel will go for 25,000 points on standard nights. 21k for off-peak and 29k on-peak nights. ✨ The Hyatt Regency London - The Churchill will go for 25,000 points on standard nights. 21k for off-peak and 29k on-peak nights. ✨ The Flemings Mayfair l will go for 20,000 points on standard nights. 17k for off-peak and 23k on-peak nights. ✨ The Andaz London Liverpool Street will go for 25,000 points on standard nights. 21k for off-peak and 29k on-peak nights. Comment “Top Cards” and I’ll send you my Travel Hacking 101 Guide with allllll the details on my top 6 cards and why you should open them PLUS a direct link to my favorite beginner card! . . . . . #creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabu

🔔 Send this to a friend who needs to know more about business cards! Business cards are my secret sauce to earning more points 😎 ⭐ They typically have low or no annual fees ⭐ They typically have generous sign-up bonus. Right now, my favorite business cards are offering 90,000 points as a sign up bonus (worth at least $900 in travel!) ⭐ They don’t impact your credit score. Business cards will be a hard inquiry, but they do not count as an account that affects your credit score. ⭐ They don’t impact your 5/24 status - 5/24 is a rule from the Blue Bank saying that you can’t open more than 5 cards in 24 months. Business cards don’t count as a 5/24 slot. Do you question whether or not you qualify for a business card? Chances are - you probably do! Here are some ideas for non-traditional businesses that make you eligible for a business card: - Selling clothes or household items on Facebook - Driving for uber - Contract work - Babysitting or tutoring - Selling on etsy - The list could go on forever! Comment “best offer” and I’ll send you my two favorite business cards whose ALL-time high offers are coming to end on January 18, 2024 at 9AM ET! You’ll earn 90,000 points after you spend $6k in 3 months. . . . . . #creditcardhacking #creditcardpointsforthewin #hackingthetravelcode #shetravelz #nevercominghome #affordabletravel #travelabroad #creditcardpoints #alwaysmoretolearn #freedownload #travelhacker #millenials #traveltheglobe #traveltricks #cheaptravel #whereto #travelhacking101 #travelhackinglife #freedomtotravelmore #travelhacks #instatravelblogger #awardtravel #pointsandmiles #discovertheglobe #mybudgettravel #creditcards #budgettravel #travelonabudget #travelawards #airportlounge

✈️ How to get to Europe with points - Part 3! Let’s head to Portugal. FLIGHTS: 👉🏻 You can fly nonstop to Portugal from most major US airports on TAP Portugal, but they usually charge a lot of points 👉🏻 Instead of booking with TAP, you know that TAP is in the Star Alliance along with Air Canada and Air Canada charges around 35k points each way in economy 👉🏻 Instead of using the portal to book your flight, you’re going to TRANSFER your points from your bank to Air Canada. Then book directly with Air Canada 🥳 You can transfer your points from Amex, Capital One, and the “Blue Bank” (DM me if you don’t know what that means!) ‌ HOTEL: 👉🏻 Hyatt hotels are going to be the best bang for your points - plus I LOVE that they have a set-in-stone award calendar. Meaning you know EXACTLY how many points you’ll need to budget for a hotel, no matter what. 👉🏻 Instead of using the portal to book your hotel, you’re going to TRANSFER your points from your bank to Hyatt. Then book directly with Hyatt. 👉🏻 “Blue Bank” is the only bank that transfers directly to Hyatt. Your other option is to open a Hyatt specific credit card. ✨ Hot tip: Try using a tool like MaxMyPoints or Awayz to easily look at live award calendars (in month view formats!) to find out when the hotel is available. Comment “travel more” and I’ll send you my 20+ page eBook that is jam packed with everything you need to know to start traveling with your credit card points! . . . . . #portugal #portugalovers #traveltoportugal #portugalwithpoints #travelmoreforless #pointsandmiles #milesandpoints #travelhacks

At this point he just says yes and we figure out the details later 😆 🙋🏼‍♀️ Raise your hand if you’re always the one itching to travel ‌ #travelhumor #coupletravel #coupleswhotraveltogether #traveltips #travelhacks #travelhacker #awardtravel #luxurytravel #budgettravel

My biggest “Aha!” moment was learning how valuable my credit card points are! I had always thought if I have 10,000 points, it must equal $100 in value. I was so wrong! 📌 Save this for the next time you want to use your credit card points! Here’s why HOW you use your points is more important than how many points you have: ⭐️If you use your points for gift cards or cash back: the bank is going to charge you a set rate of 1 cent per point. That means it’ll take 50,000 points to get a $500 gift card. ⭐️ If you use your points in the travel portal: most banks will charge a flat 1 cent per point. So a $500 flight will cost you 50,000 points. ⭐️ The major travel banks (Amex, Capital One, Citi, and “Blue Bank”) let you transfer your points OUT of the bank and to one of their transfer partners 👉🏻 Each bank has a list of airline and hotel transfer partners - including airline and hotels like United, Southwest, Hyatt, and Marriott. 👉🏻 By transferring your points directly to the airline or hotel partner, you’ll be able to get 1.5, 2, or even more cents per point. Meaning instead of 10,000 points for $100 worth of travel, you’ll only need 5,000 points for $100 worth of travel. 👉🏻 By transferring your points directly out of your bank to a transfer partner, you can now pay the airline or hotel’s points prices - which are usually much much more favorable than the travel portal. 👉🏻 The airline or hotel might charge 35,000 points (or less! Or sometimes more) for that same exact $500 flight - meaning you’ll save 15,000 points just from transferring your points. 👉🏻 Another reason I am a huge proponent of transferring your points to the airline or hotel is that you’ll book directly with the airline/hotel, NOT the bank’s travel portal. Think of the bank’s travel portal like Expedia, [http://Booking.com](http://Booking.com “smartCard-inline”) or Priceline. When something goes wrong with the trip, it can

Making this ONE switch has earned me $75k+ in free travel 🤯 👏🏻 All without going into credit card debt 👏🏻 and INCREASING my credit score If you can switch from using your debit card to a credit card, you’ll be able to start earning points for all the purhcses you had to make anyways! I recommend using your credit card for alllllll your everyday expenses - food, gas, utilities, entertainment, travel, etc. Not only are you earning points to redeem for free travel, but you’re also building your credit and getting purchase protection (that debit cards don’t provide!) Ready to get started? Comment “starter card” and I’ll send you my favorite starter travel card! You’ll earn 60,000 of the best points (IMO) - worth at least $750 in travel! . . . . . `#creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #worldwanderer #starttheadventure #tipsfortravel #traveltheplanet #discovertheglobe #virtualoffice #digitallifestyle #workcation #financiallylit #personalfinancebywomen #moneymanagement101 #traveltheworldwithme #passportlife #goseetheworld #travelust

✈️ How to get to Europe with points - Part 2! Let’s head to Amsterdam. FLIGHTS: 👉🏻 I love the Flying Blue rewards program (combines Air France and KLM airlines) for super cheap flights to Europe - you can fly nonstop to Amsterdam from most major US airports for as low as 10,000 points! 👉🏻 Instead of using the portal to book your flight, you’re going to TRANSFER your points from your bank to Flying Blue. Then book directly with Flying Blue 🥳 You can transfer your points from ALL of the major banks - Amex, Capital One, Citi, and the “Blue Bank” (DM me if you don’t know what that means!) ✨ Hot tip: Leave your date blank when searching Air France - you’ll be able to see an entire month view of the points calendar - making it MUCH easier to find the cheapest options ‌ HOTEL: 👉🏻 Hyatt hotels are going to be the best bang for your points - plus I LOVE that they have a set-in-stone award calendar. Meaning you know EXACTLY how many points you’ll need to budget for a hotel, no matter what. 👉🏻 Instead of using the portal to book your hotel, you’re going to TRANSFER your points from your bank to Hyatt. Then book directly with Hyatt. 👉🏻 “Blue Bank” is the only bank that transfers directly to Hyatt. Your other option is to open a Hyatt specific credit card. ✨ Hot tip: Try using a tool like MaxMyPoints or Awayz to easily look at live award calendars (in month view formats!) to find out when the hotel is available. Comment “travel more” and I’ll send you my 20+ page eBook that is jam packed with everything you need to know to start traveling with your credit card points! . . . . . #amsterdamonpoints #europeonpoints #travelonpoints #pointsandmiles #milesandpoints #travelmoreforless #europevacation #budgettravel #travelhacks #traveltips #europedestinations #europetravels #europevacation #paris #traveltipsandtricks #lowcosttravel #luxurytravel #amsterdamtulips #amsterdam

🚨 Hot take: if you are a low spender, credit card multipliers don’t matter as much as credit card welcome offers 🚨 A lot of people spend time focusing on spending multipliers - like 2x on groceries, 3x on gas, 2x on dining, etc. Instead, you should be focusing on credit card welcome offers! Here’s why: 👉🏻 Let’s say you spend $35k a year and you have 1 credit card that you put ALL of your spending on. 👉🏻 At best, you’ll average 2 points per dollar spent. If you have $35,000 worth of expenses a year - you’ll earn 70,000 points. VERSUS 👉🏻 Let’s say you’re a savvy travel hacker and open up a new credit card every 2 - 3 months in order to earn the welcome bonus. (All while being financially responsible and maintaining excellent credit!) 👉🏻 A lot of my favorite credit cards require around $5k in minimum spend in order to earn the welcome bonus of anywhere from 50,000 - 100,0000 points. 👉🏻 Even if you only open 1 credit card a year, you’ll earn double the amount of points (or more!) Comment “Top Cards” and I’ll send you my Travel Hacking 101 Guide with allllll the details on my top 6 cards and why you should open them PLUS a direct link to my favorite beginner card! #travelmoreforless #howtoearnmorepoints #travelhacks #travelhacking #fire #daveramsey #awardtravel #travelonpoints #travelwithpoints #budgettravel #creditcardpoints #luxurytravel

🚨 It’s time to start using your credit card points to book your dream trip 👏🏻 ‌ FLIGHTS: 👉🏻 I love Air France for super cheap flights to Europe - you can fly nonstop to Paris from most major US airports for as low as 10,000 points! 👉🏻 Instead of using the portal to book your flight, you’re going to TRANSFER your points from your bank to Air France. Then book directly with Air France 🥳 You can transfer your points from ALL of the major banks - Amex, Capital One, Citi, and the “Blue Bank” (DM me if you don’t know what that means!) ✨ Hot tip: Leave your date blank when searching Air France - you’ll be able to see an entire month view of the points calendar - making it MUCH easier to find the cheapest options ‌ HOTEL: 👉🏻 Hyatt hotels are going to be the best bang for your points - plus I LOVE that they have a set-in-stone award calendar. Meaning you know EXACTLY how many points you’ll need to budget for a hotel, no matter what. 👉🏻 Instead of using the portal to book your hotel, you’re going to TRANSFER your points from your bank to Hyatt. Then book directly with Hyatt. 👉🏻 “Blue Bank” is the only bank that transfers directly to Hyatt. Your other option is to open a Hyatt specific credit card. ✨ Hot tip: Try using a tool like MaxMyPoints or Awayz to easily look at live award calendars (in month view formats!) to find out when the hotel is available. ‌ Where else in Europe do you want to travel for nearly free with points?! Leave a comment below and I’ll feature it in my next reel! . . . . . #parisonpoints #europeonpoints #travelonpoints #pointsandmiles #milesandpoints #travelmoreforless #europevacation #budgettravel #travelhacks #traveltips #europedestinations #europetravels #europevacation #paris #traveltipsandtricks #lowcosttravel #luxurytravel

While it can seem magical to turn your points into free travel - it’s not always that easy. The easiest way to find the best and cheapest award availability is to book as far out in advanced as possible. Airlines open their award calendar about 11 months in advance. Hotels open their calendars up to 12 months in advance. Having hard dates that you need to travel makes it more difficult to find award space. Booking ~11 months in advance can help mitigate this issue. If you are flexible with timing, you’ll be able to take the best deal available. The beauty of booking with points is that if your plans change, your points will be refunded to your account. Note that if you transferred your points from your credit card bank to an airline/hotel transfer partner, your refunded points will go back to the airline or hotel, not back to your credit card. Right now I’m thinking about my Fall 2024 travel 🤪 What trips are you planning right now?! . . . . . . `#creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #worldwanderer #starttheadventure #tipsfortravel #traveltheplanet #discovertheglobe #virtualoffice #digitallifestyle #workcation #financiallylit #personalfinancebywomen #moneymanagement101 #traveltheworldwithme #passportlife #goseetheworld #travelust

Don’t panic! Credit card denials are normal and not necessarily a bad thing. 🚨 Save this for when you get a credit card denial ⭐️ If you applied for a “blue bank” card, make sure you know the 5/24 rule! 👉🏻 5/24 is a rule from the “blue bank” that says that they will not approve you for any new cards if you have opened 5+ cards in the last 24 months. Cards from other banks count, but most business cards do not count. If you are above 5/24, they will deny you no matter what! Wait until you’re below 5/24 to apply to a “blue bank” card again. (Due to affiliate rules, I cannot name this bank - DM me and I can!) ⭐️ First matter of business - call the Reconsideration Line! 👉🏻 Each bank has a reconsideration line where they can explain why you were denied and you can ask to be reconsidered. Always call the reconsideration line!! 👉🏻 Oftentimes, they need more information from you or they’ve extended too much credit to you. You may ask to lower the credit limit on other cards in order to accommodate the new card. 👉🏻 If you don’t get a “yes” on the first call, try a call more times! Trust me, it can work. ⭐️ If you can’t get the card approved - try getting a card from another bank ⭐️ If all else fails, give it a break. If you have been opening a lot of cards in the last year or if you have limited credit history, you may need to slow down. Give it another 3-6 months before applying for a new card. . . . . . \#creditcardpoints #pointsandmiles #milesandpoints #creditcarddenial #carddenial #travelmoreforless #travelonpoints #howtosavemoneyontravel #savemoneyontravel #cheaptravel #luxurytravel #budgettravel #awardtravel #5/24

When you want to start traveling more for less, you need to stay organized! These 3 apps have changed the game for me 1 - YNAB 2- CardPointers 3 - Travel Freely What other apps do you use to keep travel of all your credit cards and benefits?! . . . . . `#creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #travelmoreforless #worldwanderer #starttheadventure #tipsfortravel #traveltheplanet #discovertheglobe #virtualoffice #financiallylit #moneymanagement101 #traveltheworldwithme #travelfreely #ynab #youneedabudget #youneedabudgetcommunity

Credit card sign up bonuses are the best bang for your buck 👏🏻 Here’s an example why: 👉🏻 Let’s say you sign up for one of the “blue bank” card offers - you’ll earn 90,000 points after you spend $6,000 in 3 months. You’re essentially earning 15x points per dollar spent. 90,000 points is worth at least $900. VS 👉🏻 Let’s say you spend all $6,000 on a card you already have. Most cards earn 1x points per dollar spent, sometimes more depending on the card and spending category. On the high end, let’s assume you earn 2x points per dollar spend, so you’ll earn 12,000 points. ⭐️ By just shifting what card you use, you’ll walk away with an extra 78,000 points (worth at least $780!) Here are my top 4 tips to getting started: ⭐️ Open a new card every 90 days or so ⭐️ If you have friends or family interested in travel, utilize referral bonuses for easy extra points! ⭐️ Instead of using your points in the travel portal, transfer your points OUT of the bank using their transfer partners. Your points will go a lot further this way! ⭐️ Book your travel as far in advance as possible - if you can start booking travel 11+ months out, you’ll have the best award redemption options! Comment “Get started” to get a copy of my free Travel Hacking 101 Guide where you’ll learn my detailed strategy on how to earn and use credit card points for free travel . . . . . #creditcardpoints #travelhacker #awardtravel #affordabletravel #travelhacks #pointsandmiles #mybudgettravel #creditcards #cheaptravel #travelonabudget #travelawards #traveltricks #howitravel #travelmoreforless #worldwanderer #starttheadventure #tipsfortravel #traveltheplanet #discovertheglobe #virtualoffice #digitallifestyle #workcation #financiallylit #personalfinancebywomen #moneymanagement101 #traveltheworldwithme #passportlife #goseetheworld #travelust