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Real Estate Cafe I've been helping people with housing and mortgage solutions for 20 years. My motto is every problem has a solution. Equal Housing Lender.

I consider myself more than a mortgage advisor, also a guidance counselor in helping people feel confident in their financial decisions. Prospect Mortgage, LLC, NMLS #3296. I am a licensed mortgage originator, NMLS # 130371, and am licensed to originate mortgage loans in the following state(s): Oregon, Washington. To learn more, visit my Prospect Mortgage website at myprospectmortgage.com/slittle.

Hey there! Just wanted to share a cool money-saving tip with you. Did you know that you can actually lower the interest ...
13/01/2024

Hey there! Just wanted to share a cool money-saving tip with you. Did you know that you can actually lower the interest rate on your home mortgage for up to three years? Pretty awesome, right? If you're interested in learning more about temporary rate buydowns and how they can help you save some serious cash, give me a call today! I'm here to help. 😊🏡

This is still a great option for self employed borrowers.
02/06/2022

This is still a great option for self employed borrowers.

IA Mortgage offers bank statement and stated income home loans to self employed individuals and those who may have difficulty documenting income.

03/06/2020
What do lower rates mean for buyers, sellers, and other professionals involved in real estate?
07/06/2019

What do lower rates mean for buyers, sellers, and other professionals involved in real estate?

You may have heard the buzz in the news lately about mortgage rates continuing to drop. For the last month, the interest rates for getting a loan on a new home

Do you know how you are paying your property taxes?
31/05/2019

Do you know how you are paying your property taxes?

If you are a gainfully employed adult or teen, you are probably already familiar with the taxes that get taken out of your paycheck each month. Even young child

Be sure to check whether or not you need a permit before doing the work!
18/05/2019

Be sure to check whether or not you need a permit before doing the work!

Renovating your home, whether you DIY or hire a professional, is a big undertaking. But before you start swinging hammers and sharing your excitement about

Know your real estate professional, they will be your most valuable asset when looking to buy a home.
26/04/2019

Know your real estate professional, they will be your most valuable asset when looking to buy a home.

Looking to buy your first (or second, or third, or fiftieth) home? You have probably considered working with a professional who is well-versed in the real estat

Do you know how your interest rate is determined? Click below to find out more...
17/04/2019

Do you know how your interest rate is determined? Click below to find out more...

If you follow the news, you’ve probably heard talk of “historic lows” and “raising rates” for real estate transactions. What does all of this rate talk mean? Ho

Have you ever wondered what exactly comprises your mortgage payment each month? Click below to understand how your mortg...
03/04/2019

Have you ever wondered what exactly comprises your mortgage payment each month? Click below to understand how your mortgage payment is structured.

Many property owners purchase their new home using a loan called a mortgage. Using a mortgage, an individual is able to get a loan for a home purchase, normally

Buy or Rent? Here are some pros and cons to help you make a plan...
22/03/2019

Buy or Rent? Here are some pros and cons to help you make a plan...

Buying a home If you are in the market for a new home, buying is the best way to build equity (i.e. actual ownership of a physical item of value) with each mont

An important question to ask...where does your earnest money deposit go?
14/03/2019

An important question to ask...where does your earnest money deposit go?

If you are in the process of searching for a home, chances are the term earnest money deposit has come up. What exactly is this deposit and what does it get you

Spring is in the air! Read on for tips on how to use your excitement to maintain your beautiful home.
03/03/2019

Spring is in the air! Read on for tips on how to use your excitement to maintain your beautiful home.

Spring is in the air! For many, that means warmer temperatures, sunshine, and renewed energy to tackle projects. If you are a homeowner, this is the perfect tim

If you've been considering renting out your home, please read on for the pros and cons...
22/02/2019

If you've been considering renting out your home, please read on for the pros and cons...

When people think of investing, they often picture a suit-wearing, fast-talking professional aggressively yelling on the floor of the New York Stock Exchange. O

At IA Mortgage we understand that every homebuyer's financial situation is different, which is why we offer an array of ...
09/02/2019

At IA Mortgage we understand that every homebuyer's financial situation is different, which is why we offer an array of home mortgage programs. Call me today to find out the best option for you. 360.606.1106

So what exactly does it mean to be in "Escrow"?
01/02/2019

So what exactly does it mean to be in "Escrow"?

If you are new to buying real estate, you may wonder exactly what it means to be “in escrow.” Is it a place? A condition of the contract? A life-threatening dis

Do you know the difference?
25/01/2019

Do you know the difference?

If you are starting a search for a new home or listing your current home for sale, you have probably come across the terms “buyer’s market” and “seller’s market

Wish to lower your monthly payment, lower your interest rate, take cash out? Whichever your need is, I can help. Start t...
25/01/2019

Wish to lower your monthly payment, lower your interest rate, take cash out? Whichever your need is, I can help. Start the weekend right, call me at 360.606.1106

Start shopping for a home today with an iron-clad pre-approval letter. Don't miss out on your dream home, contact me tod...
18/01/2019

Start shopping for a home today with an iron-clad pre-approval letter. Don't miss out on your dream home, contact me today for more details. 360.606.1106

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Scott Little’s Story

After 20 years in the mortgage industry I decided it was time to open my own independent office. My ability to grow and service clients is better achieved by having more control over which lenders to work with and the different products they offer. Every situation is different and I firmly believe in finding personal solutions that fit personal goals.

A critical component of every housing venture is having an advisor who offers current market knowledge, competitive pricing and superior ex*****on. But I consider myself more than a mortgage advisor, I aspire to help counsel and guide individuals and families towards gaining financial freedom, assisting in planning and recovery in order to help them make the most important decision of their lives – home ownership!

Equal Housing Lender. Imagination Age Mortgage, NMLS #1731464. I am a licensed mortgage originator, NMLS# 130371, and am licensed to originate mortgage loans in the following state(s): Oregon and Washington. To learn more, visit my IA mortgage website at iamortgage.org