24/09/2024
Knowledge is power! I put education first when working with people. If you have any questions about term life insurance, please let me know. I’m here to help!
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Andrea Smith-Douglas
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Helping Canadians with financial literacy and stability. Contact me for a FREE financial plan.
20/09/2024
Understanding interest rates is crucial! They can impact your loan costs, savings returns, and overall financial health. Staying informed can help you make smarter borrowing and saving decisions!
10/09/2024
Not satisfied with your existing mortgage provider? Not sure who to reach out for your mortgage needs? Whether you are looking to buy a new house or thinking of refinancing your mortgage, Primerica Mortgage Loans is here to help! We take an educational approach to help you understand and reach your financial goals.
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10/09/2024
Many young adults don’t realize term life insurance isn’t just for families. Even if you’re single, it can be a vital part of your financial game plan. Want to learn more? Contact me!
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09/09/2024
If you answered yes to at least one of these then it may be time for us to start talking about life insurance.
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06/09/2024
Ready to take control of your financial future? Contact me today to schedule your complimentary Financial Needs Analysis (FNA)! This can help you gain clarity and secure your path to financial success. Don’t miss out!
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05/09/2024
Let’s make your calendar look like this! Contact me to learn more about Primerica’s term life insurance.
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05/09/2024
It’s never too late to change your financial situation. Having a game plan is crucial while navigating inflation.
05/09/2024
Many jobs only give out one raise a year, if any. If you’re looking to take your income potential into your own hands instead of waiting for a raise that may never come, reach out to me to learn how you can go into business for yourself through Primerica.
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30/08/2024
If milk gets bad, it becomes yogurt. Yogurt is more valuable than milk. If it gets even worse, it turns to cheese. Cheese is more valuable than both yogurt and milk.
And if grape juice turns sour, it transforms into wine, which is even more expensive than grape juice.
You are not bad because you made mistakes. Mistakes are the experiences that make you more valuable as a person.
Christopher Columbus made a navigational error that made him discover America. Alexander Fleming’s mistake led him to invent Penicillin.
Don’t let your mistakes get you down. It is not practice that makes perfect. It is mistakes we learn from that make perfect! Don't be scared of mistakes
bigger steps ahead, just keep going 😍
Credit: grownandflown ( respect 🫡)
27/08/2024
If you’re someone who follows my social media content, please use this post as a reminder and please share it with your friends and family....
Stop waiting to apply for life insurance; you don't know when you'll need it.
Stop waiting to open a TFSA / RRSP / FHSA, start a healthy savings habit now.
Stop waiting to open a RESP(s) for your child(ren), tertiary education is very expensive.
Stop waiting to plan for your financial future/goals, whether short-term or long-term.
You’re an adult. You know that you’re the only one who is in control of your family’s future.
Life is always going to be busy, but there's no time like the present.
There will always be an inconvenience.
The cost of waiting is always more expensive than the price of getting started.
22/08/2024
You spend a lot of time in your home and car. Make sure they’re both insured at a price that’s right for you.
Reach out to me for more information about the Primerica Secure referral program.
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21/08/2024
Inflation doesn’t have to mean financial stress. Joining our Primerica team can help you supplement your income while loving what you do! Get in contact with me to get started.
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19/08/2024
If you’re new to investing, using these three “Ds” can help you stay on track and reach your goals!
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13/08/2024
Don’t let inflation get you down! Try boosting your income and consider joining our Primerica team to take control of your financial future. Reach out today!
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11/08/2024
Here’s an example to demonstrate why you should replace mortgage / credit life insurance with more appropriate term life insurance.
A husband / wife (age 28 / 27) are paying $46 biweekly ($1,196 annually or $99.66 monthly) for mortgage life insurance on their $400,000 mortgage balance and $18 / month on their $3,000 credit card balance.
Instead, they could each apply for a 35 year level term life insurance policy for $500,000 of coverage ($1,000,000 total coverage) for $58 / m and $42 / m respectively ($100 / m combined).
Not only will they save money and more than double their current coverage, but term life insurance is underwritten and approved before they make their first monthly payment.
Whereas mortgage / credit life insurance is underwritten after you pass away via the “post-claim underwriting” process.
As a result, they could pay decades of premiums to later be declined due to any future potential health changes.
Food for thought.
09/08/2024
With the kids busy at school, it’s the perfect time to explore new opportunities! Primerica can help you earn money and gain financial knowledge to work towards success. Don’t miss out on this!
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29/07/2024
Summer break is here! If you’re a teacher & want to earn extra income while you’re off, consider becoming a Primerica representative. Supplement your income & work towards your financial goals with my team. Send me a text to learn more.
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28/05/2024
Are you a teacher looking for a flexible summer gig? Turn your expertise into extra income with Primerica! Get in contact with me for more information.
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07/05/2024
Getting stuck in a rut is boring. Add some excitement, variety and income opportunity to your life. Contact me to learn more.
17/03/2024
If you’re tired of the 9-5 grind and ready to make an impact, Primerica has an ideal opportunity. We’re committed to helping families find financial security.
Call me to learn more.
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08/03/2024
Life insurance is too important to your family's future to not know what you're paying for and what you can expect if the unexpected happens. Contact me to learn about life insurance and other proven How Money Works™ concepts. Bit.ly/PriDisclosures
06/03/2024
Securing your family’s future requires thoughtful consideration. Think about these essential questions to help ensure financial peace of mind for your loved ones when deciding what coverage is right for you. You can always reach out to me if you have any questions.
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05/03/2024
Financial education is at the cornerstone of our mission and I am proud to offer the How Money Works™ book free to anyone who wants to learn how to make better financial decisions and make their money work for them. Reach out to me to get yours!
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Knowledge is power! I put education first when working with people. If you have any questions about term life insurance, please let me know. I’m here to help! #LifeInsuranceAwarenessMonth Bit.ly/PriDisclosures
Many young adults don’t realize term life insurance isn’t just for families. Even if you’re single, it can be a vital part of your financial game plan. Want to learn more? Contact me! Bit.ly/PriDisclosures
If you answered yes to at least one of these then it may be time for us to start talking about life insurance. Bit.ly/PriDisclosures
Ready to take control of your financial future? Contact me today to schedule your complimentary Financial Needs Analysis (FNA)! This can help you gain clarity and secure your path to financial success. Don’t miss out! Bit.ly/PriDisclosures
Let’s make your calendar look like this! Contact me to learn more about Primerica’s term life insurance. #LifeInsuranceAwarenessMonth Bit.ly/PriDisclosures
Why Build A Career In Financial Services?
Getting stuck in a rut is boring. Add some excitement, variety and income opportunity to your life. Contact me to learn more. #YouCanTakeControlNow
Never Bundle
Life insurance is too important to your family's future to not know what you're paying for and what you can expect if the unexpected happens. Contact me to learn about life insurance and other proven How Money Works™ concepts. #TheRealHowMoneyWorks Bit.ly/PriDisclosures
Securing your family’s future requires thoughtful consideration. Think about these essential questions to help ensure financial peace of mind for your loved ones when deciding what coverage is right for you. You can always reach out to me if you have any questions. Bit.ly/PriDisclosures
Group Life Insurance
Having group life insurance through your job is great, but it shouldn't be all you have to protect your income in case something happens to your job. Contact me to learn more about the importance of personal life insurance and other How Money Works™ concepts. #TheRealHowMoneyWorks Bit.ly/PriDisclosures
Financial Independence Number
Do you know how much money you'll need to live comfortably once you no longer have an active income? Retirement isn't an age. It's a number, and that number is your Financial Independence Number. Contact me to learn more. #TheRealHowMoneyWorks Bit.ly/PriInvestmentsDisclosures
Cash Value Life Insurance
Learning about the different kinds of life insurance is key to making an informed decision. Contact me to learn more about life insurance and other How Money Works™ concepts. #TheRealHowMoneyWorks Bit.ly/PriDisclosures
Retirement
Retirement is not just "how" you want to retire, but "when" do you want to retire? To work toward your goal and have the lifestyle you want in retirement, you need to know your Financial Independence Number. Contact me to get started. #TheRealHowMoneyWorks Bit.ly/PriInvestmentsDisclosures
Learn About the Different Kinds of Life Insurance
Your choice in which life insurance product you purchase could impact your family’s security, should you die, and your quality of life if you don’t. Get the facts on life insurance and learn about other How Money Works™ concepts. Reach out for more info. Bit.ly/PriDisclosures
I get it, adding another bill to your budget can seem overwhelming. However, the cost of term life insurance is a small amount compared to the peace of mind it can bring. Contact me for more information! Bit.ly/PriDisclosures
Try diversifying your investments and setting specific investment goals this year. From college savings plans to retirement accounts, make informed choices to grow your wealth. Contact me today to explore your investment options. Bit.ly/PriInvestmentsDisclosures
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