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Travel Rewards Optimizer The Travel Rewards Optimizer (TRO) turns your routine credit card spending into free travel.

Is the "refresh" of the American Express Gold card good news or bad news? It depends.
29/07/2024

Is the "refresh" of the American Express Gold card good news or bad news? It depends.


Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

The annual hotel credit offered with an Amex Gold or Platinum card can sometimes be worth the effort required to use it....
24/07/2024

The annual hotel credit offered with an Amex Gold or Platinum card can sometimes be worth the effort required to use it.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Check out how points and miles played a significant role in a recent trip to Bavaria and Salzburg.
17/07/2024

Check out how points and miles played a significant role in a recent trip to Bavaria and Salzburg.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

While many hotel chains boast thousands of properties worldwide, these chains and their loyalty programs might serve dif...
21/06/2024

While many hotel chains boast thousands of properties worldwide, these chains and their loyalty programs might serve different types of travelers.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Travel rewards might or might not play a role in vacations to America's national parks. But, with planning, there are st...
06/06/2024

Travel rewards might or might not play a role in vacations to America's national parks. But, with planning, there are still ways to optimize your visit to these great places.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

With a little digging, you might find credit card sign-up bonuses that surpass the standard offers.
16/05/2024

With a little digging, you might find credit card sign-up bonuses that surpass the standard offers.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Credit card referrals are a way to pick up valuable points/miles with little effort.
10/05/2024

Credit card referrals are a way to pick up valuable points/miles with little effort.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

There won't be another total solar eclipse in the US for 20 years, but there are great opportunities to see one from int...
12/04/2024

There won't be another total solar eclipse in the US for 20 years, but there are great opportunities to see one from international destinations coming up in the next few years.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

This new travel rewards card offering from Wells Fargo is a bit of a mixed bag, but could become more attractive in the ...
02/04/2024

This new travel rewards card offering from Wells Fargo is a bit of a mixed bag, but could become more attractive in the future.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

After a recent change in benefits, does the Chase Sapphire Reserve card still have a place in a travel rewards plan?    ...
30/03/2024

After a recent change in benefits, does the Chase Sapphire Reserve card still have a place in a travel rewards plan?

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Some airline loyalty programs allow the transfer of flexible points from multiple sources. This is a key to some incredi...
28/03/2024

Some airline loyalty programs allow the transfer of flexible points from multiple sources. This is a key to some incredible travel rewards redemptions.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Two hotel cards for under $100 that can pay for themselves with a free night each year
27/03/2024

Two hotel cards for under $100 that can pay for themselves with a free night each year

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

The enduring myth that you help yourself by carrying credit card balances.
21/03/2024

The enduring myth that you help yourself by carrying credit card balances.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

When is it a good idea to upgrade a travel credit card to one with more benefits (and a higher annual fee)? What about d...
19/03/2024

When is it a good idea to upgrade a travel credit card to one with more benefits (and a higher annual fee)? What about downgrading to save on fees?

Over the past few weeks, we have been posting on travel card families so you can compare the welcome bonuses, spending bonuses, benefits and fees among the cards in these airline, hotel, and flexible point families.

This post includes links to all 8 of them so you can see what's currently being offered.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Southwest offers straightforward credit cards with easy-to-earn welcome bonuses.
15/03/2024

Southwest offers straightforward credit cards with easy-to-earn welcome bonuses.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Hilton cards can offer decent spending bonuses, even aside from Hilton purchases. Check out this post on the Hilton fami...
14/03/2024

Hilton cards can offer decent spending bonuses, even aside from Hilton purchases. Check out this post on the Hilton family of credit cards offered by American Express.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

The series on credit card "families" resumes. Today, we cover Marriott Bonvoy cards.
08/03/2024

The series on credit card "families" resumes. Today, we cover Marriott Bonvoy cards.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Today's post discusses the "couponing" of travel credit card benefits.
06/03/2024

Today's post discusses the "couponing" of travel credit card benefits.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Today's post discusses three American Airlines credit card options.
03/03/2024

Today's post discusses three American Airlines credit card options.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Today's post discusses five different American Express cards.
29/02/2024

Today's post discusses five different American Express cards.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Today's post (and the third in a series) discusses the relative benefits of four United Airlines credit cards.          ...
23/02/2024

Today's post (and the third in a series) discusses the relative benefits of four United Airlines credit cards.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Today's post discusses the relative benefits of four different Delta credit cards offered by American Express.
22/02/2024

Today's post discusses the relative benefits of four different Delta credit cards offered by American Express.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Check out today's post that discusses how the Chase Freedom cards and the Chase Sapphire cards fit into a travel rewards...
16/02/2024

Check out today's post that discusses how the Chase Freedom cards and the Chase Sapphire cards fit into a travel rewards program.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Credit card issuers often encourage you to upgrade to more expensive cards. In some cases, you should do just the opposi...
09/02/2024

Credit card issuers often encourage you to upgrade to more expensive cards. In some cases, you should do just the opposite.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

It is possible to apply for multiple credit cards at one time. But, is it wise?
02/02/2024

It is possible to apply for multiple credit cards at one time. But, is it wise?


Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

It's the time of year for 1099s to appear in your mailbox. How are they related to points and miles.
31/01/2024

It's the time of year for 1099s to appear in your mailbox. How are they related to points and miles.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

If you fly through BOS, LGA, or JFK airports, the new Chase Sapphire lounges might fit into your travel planning.       ...
30/01/2024

If you fly through BOS, LGA, or JFK airports, the new Chase Sapphire lounges might fit into your travel planning.

Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Part III of the three-part TRO series on "Your Points and Miles 'Portfolio'" addresses the concept of "return" on your c...
19/01/2024

Part III of the three-part TRO series on "Your Points and Miles 'Portfolio'" addresses the concept of "return" on your credit card spending and how to assess the performance of your "portfolio."



Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

Part II (of 3) of this week's series on "Your Points and Miles 'Portfolio'" discusses how to put a value on your points ...
18/01/2024

Part II (of 3) of this week's series on "Your Points and Miles 'Portfolio'" discusses how to put a value on your points and miles for your future travel planning.


Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

This week, check out a series on the Points and Miles "Portfolio."Part I (of 3) discusses important considerations for b...
16/01/2024

This week, check out a series on the Points and Miles "Portfolio."

Part I (of 3) discusses important considerations for building and protecting your portfolio.

Hope you check out all three parts.


Start planning your dream trip today with our expert advice on using credit card points for travel rewards.

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