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Wellbeing Coaching We provide life and financial coachingprograms guiding you to be your best & lead to a more successf Why do I need someone to tell me how to live my life?
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Sahmylle is a Work life balance & confidence coach and she uses her own experience + coaching technics to help her clients achieve the right balance to have a successful life not just from a business prospective but over all life balance. How can Sahmylle help me ?What is good about a WLB and confidence coach? These are some of the questions that many people have been asking themselves and has co

ntributed to a misunderstanding of what life coaching is, how it works, and how it can help people find out what drives them and apply it to create a better and more fulfilling life. If this description of life coaching sounds like it could benefit just about anybody, it’s because it can. coaching is not therapy or counseling, which pairs a mental health professional with a client who may be struggling with an illness or disability. WLB coaching can help fill in the gaps in our master plans and clarify the path from where we are to where we want to be. It is a partnership between the WLB coach and the client designed to help the client explore their options, focus on their goals, and create a personalized action plan. Life coaches do not give their clients a list of boxes to tick or a strict set of steps to follow, rather they aim to help their clients discover their own motives and goals, and aid them in finding the best path towards them. Get in touch to fid out more and get a free half hour coaching session with Sahmylle.

O primeiro-ministro Boris Johnson quer ajudar 2 milhões de pessoas a comprar sua primeira casa, declarou ele em um discu...
07/10/2020

O primeiro-ministro Boris Johnson quer ajudar 2 milhões de pessoas a comprar sua primeira casa, declarou ele em um discurso na terça-feira dia 6 Outubro 2020.

De acordo com o instituto de banco e finanças da Inglaterra Praticamente todo primeiro-ministro britânico nas últimas décadas tentou consertar o mercado imobiliário desigual do país. O Reino Unido constrói muito poucas novas propriedades - o número de casas concluídas no ano passado foi quase o mesmo que em 2007 - e elas estão fora do alcance dos compradores mais jovens. Esses problemas agora são agravados pelos choques do Brexit e da crise da Covid-19. Mexer no mercado de hipotecas é um lugar relativamente rápido para começar.

Talvez a solução menos cara, sugerida por Johnson em uma entrevista recente, seja desfazer das regras rígidas pós-crise que exigem que os bancos testem a capacidade dos possíveis clientes de pagar os empréstimos imobiliários, mesmo com taxas de juros muito mais altas. Isso, por sua vez, permitiria aos bancos fazer empréstimos maiores - Johnson sugere 95% do valor da propriedade - tornando mais fácil adquirir a casa própria.

Eliminar os cheques de acessibilidade parece uma jogada arriscada. Durante a crise financeira, o governo foi forçado a resgatar bancos que haviam feito grandes empréstimos hipotecários. Além disso, ajustar as regras pode não ser suficiente para persuadir os bancos a trazer de volta 95% das hipotecas. Esses produtos também incorrem em encargos de capital mais elevados, pois deixariam os bancos sofrendo maiores perdas em uma crise.

Uma ideia mais sutil é persuadir os bancos a fazer hipotecas de prazo muito longo a taxas de juros fixas e, em seguida, vender esses empréstimos a investidores que buscam retornos de longo prazo, como fundos de pensão. No entanto, este mercado não foi testado.

A solução mais rápida seria o governo intervir fornecendo garantias. Sob os predecessores de Johnson, David Cameron e Theresa May, o governo britânico garantiu mais de 270.000 empréstimos hipotecários “Help to Buy”, nos quais o governo assume o risco da fatia mais vulnerável de uma hipoteca de 95%

Sextou gente e antes de vim trabalhar eu vim a agradecer de poder começar a celebrar o outono 🍂 e o friozinho com essas ...
25/09/2020

Sextou gente e antes de vim trabalhar eu vim a agradecer de poder começar a celebrar o outono 🍂 e o friozinho com essas duas fofuras da mamãe, Mickaella voltou pra escola e deixou saudades e o Miguel ficou chateado de deixar a Mickaella na escola , Bless him então tivemos que comprar um@cupcake pra animar e a bibi fazendo charme ⏩⏩⏩⏩ olha a posse dela mas outras fotos, muito amor 💓 Happy Friday all I am so grateful to start autumn celebrating autumn the cold weather season with these two cuties, Mickaella went back to school and we miss her to much , Miguel was upset about leaving Mickaella at school do I had to get him a cupcake Bless him but Bianca doing her charming pose ⏩⏩⏩⏩ look at her on the other photos, lots of love 💓 🇬🇧

And guess who come to work with me today 🤝🚀😻 my mine me Mimi, teach you kids the importance of doing what you love and h...
05/08/2020

And guess who come to work with me today 🤝🚀😻 my mine me Mimi, teach you kids the importance of doing what you love and how to make your money work for your self and not the other way around. She worked on some profits and expenses but in the end YouTube was her best friend🙈🚀🤗🏠🤝 👑 @ Staines-upon-Thames , West London

That’s how happy I get when I have a late one catching up with my broker and we had so many mortgage approved. Is a grea...
17/07/2020

That’s how happy I get when I have a late one catching up with my broker and we had so many mortgage approved. Is a great felling helping others achieve they dreams, My purpose is to see more and more people happy and with a wealthy mind set. Fico feliz demais quando tenho um dia longo no escritório mas meu corretor me da a boa notícia e tívemos mais hipotecas aprovadas. É um ótimo sentimento ajudar os outros a alcançarem seus sonhos. Meu objetivo é ver cada vez mais pessoas felizes, com sua chave na 🖐 e com uma mentalidade rica @ Chiswick, United Kingdom

I see Opportunities everywhere, Back to Stamp duty announcement On Wednesday 8th July 2020 by the Chancellor on properti...
17/07/2020

I see Opportunities everywhere, Back to Stamp duty announcement On Wednesday 8th July 2020 by the Chancellor on properties up to the value £500,000. This opportunity is happening now and will be in place until April 2021.

So, what does this Stamp Duty holiday announcement mean for buyers?

Before the Government’s announcement, Stamp Duty policy already benefited first-time buyers, who were entitled to relief for the first £300,000 on properties up to a value of £500,000. For example, if you were a first-time buyer moving into a property priced at 357,500, you would pay stamp duty on the £57,000 equating to £2,875.00.

Not a first-time buyer? Before this announcement you’d have been paying £7,875.00 for an apartment priced at £357,000.

These costs have now been temporarily postponed. Stamp Duty won’t be due on any property valued up to £500,000 – whether you’re a first-time buyer or not. There will, however, be a Stamp Duty rate of 3% for those purchasing additional dwellings at this price point.

Of course, the higher the value the more you’ll be saving. If you’re a second-time buyer, looking at property valued at £490,000, you will now save a whopping £14,500 if you complete before April.

This is clearly fantastic news But for second-time buyers this news is even more significant and timely.

Right now, second-time buyers are also taking advantage of Help to Buy before the existing scheme comes to end in April. After April 2021, Help To Buy will be for first time buyers only. So there really has never been a better time to buy! Want to find out more? Get I. Touch with us @ London, United Kingdom

Gratidão- Grateful                                              Wake up with gratitude - acorde com gratidão
03/05/2020

Gratidão- Grateful Wake up with gratitude - acorde com gratidão

This amazing view with my favourite people is priceless, happy Saturday          @ Hampton, London
02/05/2020

This amazing view with my favourite people is priceless, happy Saturday @ Hampton, London

Gratitude is the word for yesterday’s online party, thank you all that showed up. You are amazing.                      ...
02/05/2020

Gratitude is the word for yesterday’s online party, thank you all that showed up. You are amazing. We had laugher & tears, we shared good times & challenging moments too, we had teardrops and virtual hugs and most importantly we shared love and gratitude for this moment. We shared strategies to cope and look after our wellbeing. we are also planning a virtual yoga class, and I believe that every single one of you that showed were there for a reason and to learn from each other. Thanks again , looking forward to catch up again in 2 weeks ® @ Ashford, Surrey

Let’s appreciate life, Beautiful quote from Abraham Hicks, who here USA fan of Abraham Hicks?“If all you did was just lo...
01/05/2020

Let’s appreciate life, Beautiful quote from Abraham Hicks, who here USA fan of Abraham Hicks?
“If all you did was just look for things to appreciate you would live a joyous, spectacular life. If there was nothing else that you ever came to understand other than just look for things to appreciate, it’s the only tool you would ever need to predominantly hook you up with who you really are. That’s all you’d need. Our Love,
Esther
(and Abraham and Jerry)”

Morning 1st May, a month full of opportunities and happiness, a month to celebrate, a month to be grateful in specially ...
01/05/2020

Morning 1st May, a month full of opportunities and happiness, a month to celebrate, a month to be grateful in specially because we celebrate the life of many of you that are close to my heart. So@let’s celebrate May with me at my online party this afternoon from 2pm UK time, msg me for the zoom call details. Looking forward to catch up with you guys

Be happy this is the key to success, leaving one day at a time and enjoying the moment, whatever the weather.  Tomorrow ...
30/04/2020

Be happy this is the key to success, leaving one day at a time and enjoying the moment, whatever the weather. Tomorrow will be my first online party and there is still time for you to join me and some amazing people that will make you laugh and share they quarentena experience with you, you can also share your if you fancy. My objective here is to spread love to our beautiful world and to share your happy and challenging moments so together we can become stronger, no business talk this time as the moment is for sharing love and caring for our community msg wellbeing. Message me and I will send you the zoom link and password. Looking forward to it

Put your hands up if you have found home schooling challenging ✋🏽I certainly have, the first few weeks has been hard spe...
24/04/2020

Put your hands up if you have found home schooling challenging ✋🏽I certainly have, the first few weeks has been hard specially because we have 2 babies (1 year old and 2years old) disturbing the 9 years old all the time. it has been a big learning for us all every day. The topic of the week for Mickaella’s work has been Egypt so we made it fun by getting her and Granmother to do a world puzzle talk about the topic and appreciate our beautiful world 🗺. It has also made me realise how much I still have to see in this beautiful world. Share your experience with me @ Ashford, Surrey

Messy hair Friday, don’t care as I confess to you all that I feel exhausted today and did struggle to get out of bed . I...
17/04/2020

Messy hair Friday, don’t care as I confess to you all that I feel exhausted today and did struggle to get out of bed . I have not stopped in the last few weeks but grateful for this moment, all the learning during this lockdown time, my beautiful family and all the things we have.

Wishing you all a wonderful weekend, count on us if you need anything, lots of love
04/04/2020

Wishing you all a wonderful weekend, count on us if you need anything, lots of love

And a happy Friday from the best smile in town:) those moments together counts so much so don’t stress over, home work  ...
03/04/2020

And a happy Friday from the best smile in town:) those moments together counts so much so don’t stress over, home work and house work just be happy and grateful for every moment you all happy

Never be bored with those 3 in the house, how luck are we to be locked at home with my loved ones. Let’s see thinks from...
26/03/2020

Never be bored with those 3 in the house, how luck are we to be locked at home with my loved ones. Let’s see thinks from a positive side, and soon we will be able to hug you all again @ Ashford, Surrey

Bom dia , e hoje o nosso bate-papo sobre a compra da casa própria. Se vc gostaria de esclarecer alguma me escreve aqui q...
14/03/2020

Bom dia , e hoje o nosso bate-papo sobre a compra da casa própria. Se vc gostaria de esclarecer alguma me escreve aqui que te respondo no nosso bate papo. Espero vcs lá. 1pm na página da

February is here and my heart is full of gratitude for all the opportunities ahead. Welcome February, be your best, do y...
01/02/2020

February is here and my heart is full of gratitude for all the opportunities ahead. Welcome February, be your best, do your best. Get in touch with me for some planning and strategy call for an amazing 2020 @ Londres, England, United Kingdom

What have I learned today, that network is powerful but social media is even more powerful, thanks .talks for the inform...
21/01/2020

What have I learned today, that network is powerful but social media is even more powerful, thanks .talks for the informative presentation and thanks for the amazing speakers you bring to us every month @ London, United Kingdom

First Sunday of the year turistando        🇬🇧
05/01/2020

First Sunday of the year turistando 🇬🇧

The beauty of Greenwich
05/01/2020

The beauty of Greenwich

Happy new year, new decade full of opportunities ahead, 2020 you are just amazing 🌟🌟🌟🌟🙏🏽🙏🏽🙏🏽🙏🏽❤️❤️❤️❤️ #2020            ...
01/01/2020

Happy new year, new decade full of opportunities ahead, 2020 you are just amazing 🌟🌟🌟🌟🙏🏽🙏🏽🙏🏽🙏🏽❤️❤️❤️❤️ #2020

Last day of the year, last day of our 50% promotion on all our consultations. Get in touch today to take advantage of th...
31/12/2019

Last day of the year, last day of our 50% promotion on all our consultations. Get in touch today to take advantage of this amazing deal and start 2020 with the right coaching and planning for an amazing year #50%

How luck I am to have 3 amazing kids, spending the last few days of 2019 with them is the best retrospectives 2019      ...
29/12/2019

How luck I am to have 3 amazing kids, spending the last few days of 2019 with them is the best retrospectives 2019 @ Ashford, Surrey

We wish you all a Christmas full of present moments, love, family time, sparkles, and simplicity. Um natal cheio de mome...
24/12/2019

We wish you all a Christmas full of present moments, love, family time, sparkles, and simplicity. Um natal cheio de momentos presentes, amor, tempo com a família, brilho e simplicidade @ London, United Kingdom

Who here believes in the power of the full moon 🌕, make the most of the last full mom of the decade ,clear and declutter...
12/12/2019

Who here believes in the power of the full moon 🌕, make the most of the last full mom of the decade ,clear and declutter the old to let the new come in. 2020 will be just amazing ❤️

Can you dance 💃🏼 a chá chá chá with your challenges, are you an Optimism , if so you have figured that taking a step bac...
06/12/2019

Can you dance 💃🏼 a chá chá chá with your challenges, are you an Optimism , if so you have figured that taking a step backwards after taking a step forward is not a disaster and it is an opportunity to to it even better next time.

Good morning all, some obstacles are only broken by paciente & some bridges are only build with love. Have a wonderful d...
30/11/2019

Good morning all, some obstacles are only broken by paciente & some bridges are only build with love. Have a wonderful day

Sometimes I need to take my financial hat off and learning what my intuition is screaming at me for a long time, learnin...
29/11/2019

Sometimes I need to take my financial hat off and learning what my intuition is screaming at me for a long time, learning the process of healing and how powerful you are is an amazing journey to be. Thanks for introducing us to the Theta healing world. Looking forward to continue the learning this weekend

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