Evelyn Yew

03/02/2024

14/05/2023

11/05/2023

内陆税收局首席执行员拿督莫哈末尼宗表示，若欠税者离世，税收局可以向死者遗产继承人或管理人追税。...

05/09/2022

Opt In with as low as RM2.50 per month !

From 18 Jul to 31 Oct 2022

01/09/2022

相信很多打工人一开始会觉得薪水强制性扣掉了EPF少了很多钱， 可是如今想想，要不是有这项规定，到了我们退休或买房子急需用钱还能有一笔钱取出来吗？

MCO有 I-sinar I-citra I-lestari 让国民提款应急， 但如果我们原本就没有EPF这样一个户口， 那么能有钱提款嘛？

所以，储蓄需要有持续性强制性自律性的储蓄，才能真正做到储蓄的作用。

储蓄保险的性质就如同第二个EPF户口，帮你每个月自动储蓄，延迟满足🥰

21/08/2022

17/08/2022

唯有经济有切实保障，才能维持人格独立。

16/08/2022

买房还要注意一点，那就是MRTA 是否足够Cover?
假如因为重大疾病而无法工作赚取薪资，
那么房屋贷款当如何？

其实，一份含有重大疾病险的人寿保险，
可以解决以上问题。

16/08/2022

Do you know that Great Eastern Medical Card is doing a BUY 1 MILLION FREE 2 MILLION Annual limit special campaign?

Hurry up ! Get your quotation now !

📍Today we are at KPJ, Damai, Sabah.

11/08/2022

如果您持有大东方的医药卡，
您将会收到有关Opt in Medical 的SMS 或Email。
您只需要透过大东方的 E-connect Customer Portal 就可以自行以一年RM30起 添加五项最新的利益！ 😇

如有疑问，
欢迎PM，我将为您解答。

09/08/2022

珍惜我们身边的贵人
时刻保持感恩的心。

26/07/2022

Any medical insurance inquiries?
Visit us at KPJ,Sabah today !

📌Medical Insurance (Medical Card)
📌 health Insurance ( Cash Medical)
📌 Personal Accident (PA)

16/04/2022

The Great Wellness Webinar is back. Join us on 23 April 2022 to find out about the signs, symptoms, staging and treatment of Colorectal Cancer. The Great Wellness Webinar on “Cancer – What You Need To Know” is conducted by Dr Ivan Shew, a Consultant Clinical Oncologist from Tung Shin Hospital.

Register now at: my.gelife.co/gwwtalk

The webinar is open to public and registration is free. Secure your spot now!

02/04/2022

肠癌是马来西亚第二号癌症杀手！🚨🚨🚨
华人男性风险最高‼️👨🏻

2020年《黑豹 Black Panther》男主Chadwick Boseman 因结直肠癌离世，享年43岁。
（2016年确诊结肠癌第三期，经历了四年的抗癌，最终不敌病魔撒手人寰。）

近期，我身边听说的接触的癌症患者很多，其中最多的就是大肠癌。

我有一位从小认识的阿姨，患上了大肠癌第二期，在农历新年前刚刚手术，把肿瘤取出。
前几日为了方便做化疗而到我家借住两天。

经过了解，原来阿姨的癌症是和家族遗传有关。因为她的父亲是鼻癌过世，母亲是大肠癌，甚至哥哥和姐姐也是癌症患者。
因此，当阿姨发现排便异常就马上到医院做检查。没想到已经是大肠癌第二期了。

听她分享，早上八点到医院排队做化疗，医院等待化疗的病人已经超过50人。
年纪有70-80旬的老人也有18-20岁的年轻人。整个等待的过程很漫长，从早上八点等到中午12点才开始化疗、拿药等。

其实，癌症是马来西亚第三大杀手，每年几乎有3万-4万5千人患癌，患病率高达13.2%。

而结直肠癌 （colorectal cancer ）是马来西亚国人第二号癌症杀手。

双威医疗中心临床肿瘤专科顾问邱义祥医生受访时表示： 以马来西亚的案例来说，大肠癌在华人族群中比较常见，随着年龄的增长，患上大肠癌的几率越高。

美国癌症协会建议，人们应在45岁开始进行大肠结肠癌筛查 （colon cancer screening）。如果有家族遗传性体质则需更早开始筛查。

根据研究，近年来至2030年， 20-34岁人群中患上大肠癌的概率会上升90%。大肠癌的症状包括便秘，便血，大便形状改变，贫血，易疲劳，腹痛，恶心。

#一人病倒全家累倒
#一场大病花光积蓄

医药卡是帮助你缴付医药费。
严重疾病保险是给你一笔生活费！

08/03/2022

As an agent, we always encounter different types of objection. One of it will be like “𝗜 𝗯𝗲𝗹𝗶𝗲𝘃𝗲 𝗶 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗰𝗹𝗮𝗶𝗺 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝘀𝗼 𝗜 𝗱𝗼𝗻'𝘁 𝗻𝗲𝗲𝗱 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲"

𝗟𝗶𝗳𝗲 𝗶𝘀 𝗻𝗼𝘁 𝗽𝗿𝗲𝗱𝗶𝗰𝘁𝗮𝗯𝗹𝗲!
𝗪𝗲 𝗻𝗲𝘃𝗲𝗿 𝗸𝗻𝗼𝘄 𝘄𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝗵𝗮𝗽𝗽𝗲𝗻 𝘂𝗻𝘁𝗶𝗹 𝗶𝘁 𝗿𝗲𝗮𝗹𝗹𝘆 𝗱𝗼𝗲𝘀.
𝗜'𝗺 𝗴𝗹𝗮𝗱 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘁𝗵𝗲 𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝘁𝗼 𝘁𝗮𝗸𝗲 𝗰𝗮𝗿𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳, 𝗵𝗼𝘄𝗲𝘃𝗲𝗿,𝗰𝗮𝗻 𝘆𝗼𝘂 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲 𝘆𝗼𝘂𝗿 𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗼𝗳 𝘁𝗮𝗸𝗶𝗻𝗴 𝗰𝗮𝗿𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳?

This morning I received a call from client, his mother is diagnosed with cancer. I believe no one see it coming until it really comes. It is regretful to hear that, but as their trusted agent, all I can do is to assist in the medical claim processes.

YES, she have medical card! However, the annual limit is only 100k, and for outpatient cancer treatment limit is capped at 25k per year.
This is because her medical plan was bought in year 2006 and never do any upgrades.

25/02/2022

𝗪𝗮𝘀𝗻'𝘁 𝘁𝗵𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗮𝗿𝗱 𝘀𝘂𝗽𝗽𝗼𝘀𝗲𝗱 𝘁𝗼 𝗽𝗮𝘆 𝗳𝗼𝗿 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝘀𝘁 𝗼𝗳 𝘁𝗿𝗲𝗮𝘁𝗺𝗲𝗻𝘁?

Recently I worked on some medical claim cases and I realised not many of our client understands about the claim processes and when to use a medical card. I believed that it is because most of them are not well-informed by their agents, therefore I would like to contribute some of my insights as an insurance agent.

1️⃣𝗣𝗿𝗲-𝗵𝗼𝘀𝗽𝗶𝘁𝗮𝗹 𝗰𝗹𝗮𝗶𝗺
👉🏻normally 60-90days prior to hospital admission or undergo surgery.
👉🏻Pay and claim basis which means patient have to pay to the hospital first, then gather all the invoice and bills of medical fees to claim from to insurance company after the event of Hospitalised or necessary in-patient treatment as well as listed out-patient day care treatment is done.
1) Any diagnosis test or scan (Biopsy, endoscopy, ECG, MRI, CT scan and etc..)
2) Any consultations fees that’s related to the same illness or diseases being treated under the main medical claim.

2️⃣𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗹𝗮𝗶𝗺 (𝗰𝗮𝘀𝗵𝗹𝗲𝘀𝘀 𝗼𝗿 𝗿𝗲𝗶𝗺𝗯𝘂𝗿𝘀𝗲𝗺𝗲𝗻𝘁)
👉🏻Medical card can be use during necessary hospital admission, undergo operations, or specific list of daycare procedure.
👉🏻Cashless admission: patient no need to pay for the medical bills as long as they informed hospital that they are insured with insurance company. Hospital will then liaise with insurance company to issue a Guarantee Letter (GL) before treating the patient.
👉🏻Reimbursement: patient have to pay the hospital bills first and claim back their money from insurance company after that.

3️⃣𝗣𝗼𝘀𝘁-𝗵𝗼𝘀𝗽𝗶𝘁𝗮𝗹 𝗰𝗹𝗮𝗶𝗺
👉🏻normally covers 90-120days after discharged from hospital.
👉🏻pay and claim basis. Patient needs to pay to the hospital first then claim back their money from insurance company.
👉🏻 it covers follow up treatments and consultation, medications, physio therapy and etc.

If you are worried about the claim process might be too complicated, just react out any of your insurance agent friends and seek for their assistance.

Being ill or taking care of family member who fall sick is already giving you an headache. You might need some help on the medical claim to make sure the bills is well taken care off.

26/01/2022

⚠️政府医院排期三年都还没有等到消息的57岁叔叔，在我们的帮助下，一星期内成功完成了一部分的手术，一切费用由保险公司承担👍🏼

记得上一篇，57岁的客户特地上来公司了解自己医药卡的Annual Limit 只有RM25,000

经过一番了解，我们才晓得原来客户2019年开始感觉心脏不舒服，于是定期到政府医院检查和Monitor 心脏🫀的状况。
虽然医生已经告知客户必须尽快安排手术。但政府医院排期排了三年，都还没排到。

客户实在等不下去了，决定要到私人医院去医治。
可是到了KPJ医生说阻塞的情况有些严重，大概会需要用到RM80,000来治疗。

👉🏻Annual Limit RM25,000
👉🏻医疗费 RM 80,000
👉🏻自己需要承担 RM55,000 🚨🚨🚨

看到这里，很多人又要开始骂保险骗人， 付了那么多钱，供了那么多年，最后却起不了作用！ 🤬
别急，慢慢看下去。

在了解了客户心脏问题之后，
我们打电话给专科医生询问解决方案。
医生也很积极配合，在两天内就安排客户住院以及手术。
由于左右血管堵塞都很严重，
但医药卡Limit 只有区区RM25,000，
医生建议分阶段治疗，先治疗接近100%堵塞的左边血管。
而右边血管则可以等下一年保额更新之后再进行治疗。

😵‍💫如果继续等政府医院排期，需要等多久？
👍🏼有保险，至少让自己多一条路走，多一种选择。

当然，医药卡的额度很重要‼️
10年前可能100千觉得很足够了，
但如今通货膨胀和医疗费用的提升，
您觉得100千还足够吗？

#百万医药卡 也要注意看 是一年一百万 还是一生人一百万⚠️

#保险是让我们有第二个选择