File Financial Pty Ltd

01/05/2024

Never a better time! For those that can get on the right side of the divide!

https://www.afr.com/property/residential/housing-construction-is-collapsing-around-australia-here-s-why-20240501-p5fo2z?utm_medium=social&utm_campaign=nc&utm_source=Facebook&fbclid=IwZXh0bgNhZW0CMTEAAR0WkMFHmmLQYugV4K9ZbJ-4uiOsJe_9DbzTcPvZfqag7-U01HX5dhBJzd4_aem_Ac1U4O-q1V6uG4BBYSs2D4u4xuYX9X3acGDYJcBpnmo22I7hH7Vb8Bc3XPPfFtheWis4NXBWiqjCPv-zgkGujg6w =1714585587

Developers can charge buyers more, or the costs can come down to make apartment developments viable. It’s clear which is better, Robert Harley writes.

31/01/2024

The time is now!

ANALYSIS

10/08/2023

Look to the future, the time is now!

Prices reached record heights earlier in the pandemic, moved into a short downturn, and then rebounded. What’s ahead?

22/06/2023

After a peak to trough decline of just over 4%, home prices at a national level are now growing once more. Is the price correction over?

06/12/2022

Proud to help out the kiddies needing a better Christmas! Stay safe all and remember the gift of giving x

01/12/2022

Why the time invest is now!

With population tipped to grow by more than 3 million by 2030, property experts are begging the question, where will everyone live?

05/10/2022

How interest rates effect your borrowing capacity! With construction slowing still a great time to buy as rents escalate strongly!

A typical couple working full-time can spend $260,000 less at auction than five months ago – and the declines aren’t over yet.

20/09/2022

Dont let market weakness let you lose sight of the underlying supply/deamnd issues that drive the market! Great insite in this read!

Rising wages and falling prices will reduce affordability problems that are keeping buyers out of the new home market, Stockland’s Tarun Gupta says.

25/03/2022

Dont wait, the time is now!

https://www.domain.com.au/news/act-urgently-now-why-sky-high-house-prices-are-a-problem-for-everyone-2-1126998/?utm_source=facebook&utm_medium=cpc&utm_content=link-newsfeed&utm_campaign=c-all-autopromo&fbclid=IwAR07NknN-7zK7mccq5ajlpbMGF9vlzH0beOCxbT1Le3cxllR9muI_OWub0Q_aem_AYLNo_EEe5EZ3GojlBYkkIUydDYUVE1-LV11Vd8Raq3fxgdr957nScRs_IvtrOrRQForcSLk92EjfApl84B8YxCaTWZ-hOvBdEo9MvSJ-s8NitSxBUez6cWj9AvdIcHihPo

It’s not just about buyers and renters who would like to buy but can’t. All Australians could feel the effects of falling ownership rates if a new report is left on the shelf.

22/03/2022

The time is now!

https://www.realestate.com.au/news/how-the-great-queensland-relocation-has-changed-the-house-and-land-market/?rsf=ps%3Afacebook%3Adev%3Aspon%3Astock&fbclid=IwAR17zunFi3Dp4bJyg-JMgsQ4JshIIvVNU36bDkv8D_I3s6WXwzCvhXHZ4Yw_aem_Ad7Gp3CJgDozpDoT73O75nBhV6efoDB3aB62PcUzW2eXGG-QU140wvVF9kQ8u8YfNvfEstT4qxr2C-IFL6gayI66heaQzHqOvh2Cj8kjtyViD0XITaPqUmsko7ZolItKgKY

One of the biggest housing trends to come out of the pandemic has been the migration shift from the south to the Sunshine State.

06/03/2022

Reasons to invest continue! Stay above the line, you have a choice!

https://www.realestate.com.au/news/worse-than-expected-rental-vacancies-hit-16year-low/?rsf=syn:news:nca:gcb:article

There’s an ‘acute shortage’ of rental homes across the country but there are some areas in which conditions have turned in tenants’ favour.

27/01/2022

The time is now!

https://www.domain.com.au/news/australias-median-house-price-hits-1-066-million-but-have-prices-peaked-1114685/

Across the nation, house prices continued to rise at record-breaking levels right through to the end of 2021, putting housing affordability firmly back in the spotlight.

18/12/2021

Brisbane still the hottest place to buy in Australia!

https://youtu.be/_7Zgv66UXRM

Watch the latest Housing Market Update for Brisbane. The housing and economic data is derived from the CoreLogic Hedonic Home Value Index for the month of No...

17/11/2021

https://www.businessinsider.com.au/rba-untroubled-by-inflation-and-stands-firm-on-cash-rate

The Reserve Bank of Australia is playing patient as it eyes one of the most uncertain inflation outlooks since 2014.

16/11/2021

https://www.abc.net.au/news/2021-11-17/migration-house-prices-rent-housing-affordability-property/100625806

When Australia opens its borders to migrants to help in the post-COVID recovery, already skyrocketing house prices could further lift. One economist predicts the cost of buying a home will jump 5 per cent and rents will rise 7 per cent.

24/10/2021

The time is now!

https://www.realestate.com.au/news/australias-property-prices-will-continue-to-rise-with-no-bubble-to-burst-expert-says/

Frustrated house hunters holding out for a property bubble to burst could be waiting a long time, according to an industry insider who has a grim warning for those on the fence.

07/10/2021

The time is now!

https://www.afr.com/property/residential/home-owners-gain-up-to-180-000-in-six-months-while-savers-lose-money-20211007-p58xxd?utm_medium=social&utm_campaign=nc&utm_source=Facebook&fbclid=IwAR0X546n7jOEHEkorNXEhFhzm765s_kN7IbHgo4iFuTbx8uADjs4fuahFq4 =1633567145

People who bought property six months ago are far better off than if they had invested their savings in the sharemarket or a term deposit, new analysis reveals.

14/09/2021

The time is now!

Blackstone’s president Jonathan Gray says the $211 billion giant is finding plenty of ways to play a global housing boom caused by years of undersupply.

22/07/2021

The time is now!

Olympics to fuel Brisbane housing boom http://www.afr.com/real-estate/residential/olympics-to-fuel-brisbane-housing-boom-20210722-p58byy?btis

Brisbane house prices could more than double by the time the 2032 Olympic Games roll around.

04/07/2021

The time is now but the window for greatest gains is sliding……

First home buyers are being squeezed out of the market as an investor surge drives up prices. Speculation is rising that regulators will tighten lending conditions.

02/06/2021

The time is now!

https://www.corelogic.com.au/news/australias-housing-boom-rolls-national-home-values-lifting-another-22-may

Housing markets around Australia continued to surge in May with CoreLogic’s national Home Value Index up 2.2% over the month.

14/05/2021

Redeaw explanation made easy!

https://youtu.be/k-G7BrtK7dI

https://www.commbank.com.au/banking/changes-to-loan-repayments-and-redraws.html

29/04/2021

Just one more reason the time is now!

https://axcdev.reiq.com/articles/olympics-property-prices/

What opportunities will arise from hosting the 2032 Olympic Games? Will these opportunities correlate to an increase in property prices? Find out here.

06/04/2021

Boom!

https://www.afr.com/wealth/personal-finance/how-a-surge-in-overseas-buyers-could-impact-property-investors-20210405-p57gkh?utm_medium=social&utm_campaign=nc&utm_source=Facebook&fbclid=IwAR1mdCGa-Gl3u6T9qlkUUmKNF3t6umnZM4H9DhU_sgA907asF2ct3tebEL0 =1617667141

International investors are keen to snap up Australian property – a move that will add further competition to a market already achieving record growth.

25/03/2021

The time is now!

https://www.smh.com.au/politics/federal/low-rates-to-drive-house-prices-up-17-per-cent-this-year-20210324-p57dn5.html

ANZ economists are tipping house prices to grow at their fastest pace since the late 1980s as buyers take advantage of record-low interest rates.

23/03/2021

Investors at a record low as a percentage of lending is a solid sign for rental returns due to an undersupply while investors wait on the right capital gains outcomes!

https://www.corelogic.com.au/news/housing-lending-may-be-cheap-regulators-argue-it-not-yet-risky?utm_medium=email&utm_source=newsletter&utm_campaign=20210322_propertypulse&utm_content=pp_blog+&fbclid=IwAR1G0OmfX-93Hr0wRFbXgzr3BJHtX5zpskYpTiha5h7Qjlb3NRaQFNWmhj4

New data suggests changes to mortgage lending rules in the near future are unlikely, despite rapidly rising home values. Recent data from the Australian Prudential Regulation Authority (APRA) suggests that while the proportion of loan originations that could be ‘higher risk’ showed a slight incr...

20/03/2021

The time is now!

The Reserve Bank of Australia, economists and the federal government keep underestimating the strength of the economic recovery.

15/02/2021

More positive news👌

The property housing market is on the verge of a boom and property prices are expected to rise as much as 16 per cent over the next two years, Commonwealth Bank econom...