Le Bijou

Name: Le Bijou
Address: Bahnhofstrasse 18, Zürich, 8001, CH
Telephone: +41445331610
Price range: $$$
Rating: 0

Le Bijou creates tech-enabled apartments that transform buildings into cash flow powerhouses.

We transform high-end city centre apartments into fully automated, beautifully designed accommodations, conceived and crafted with Swiss attention to detail. Classic five-star hotel service meets the exclusive atmosphere of a private home, digitalised and designed to perfection.

23/09/2024

Even the most seasoned investors can find the market’s inherent volatility unsettling. However, when it comes to long-term investment, slow and steady wins the race. This approach offers a range of significant advantages.

Reacting to every market dip can lead to impulsive decisions like selling assets too early, which often results in unnecessary losses. On the other hand, when committing to a multi-year investment plan, attention shifts from the noise of daily market fluctuations to a broader, more strategic view.

What are the other advantages of long-term investing?

1. Maximized growth

Time is a valuable asset that can be used to your advantage when investing. Long-term investments in assets with long-term growth potential and risks that align with one’s investment goals can build wealth over time.

2. Compound approach

Short-term market volatility is a natural part of investing. Long-term investments, however, are less susceptible to these fluctuations. An investor fully committed to a strategic plan maintains composure and makes well-informed decisions, even during periods of market turbulence.

3. Efficiency

Long-term investments require less analysis and monitoring than short-term investments. This approach also minimizes time spent on transactions and offers tax-saving benefits.

As a rule of thumb, you should be willing to hold any investment for at least five years. Those committed to the long game know the stakes are high, but so are the rewards. Stay in for at least one year, and you're already ahead of the game. Stay in for five, and success becomes almost certain.

Discover the potential of long-term real estate investment with Le Bijou. Visit invest.lebijou.com to access exclusive properties and investment opportunities.

Mindful. Demure. Measured. Le Bijou.

19/09/2024

You don't need a fortune to become a real estate investor. A well-built portfolio can be achieved with as little as CHF 500. Exploring real estate investment opportunities with modest capital can open the door to substantial returns through strategic avenues, such as:

1. Real estate investment trusts (REITs)

REITs provide an opportunity to invest in a diverse portfolio of real estate without the need to buy physical properties. By investing in publicly traded REITs, investors can benefit from professional management and easily buy and sell shares. The liquidity of REITs makes them an attractive option for individuals looking to confidently enter the real estate market.

2. Real estate crowdfunding

Crowdfunding platforms allow investors to pool their resources to invest in larger real estate projects. This approach offers access to different property types with relatively low minimum investments. The general partners will manage the investment while you contribute to the common goal. This method democratizes real estate investing, enabling individuals to take part in deals that would usually demand substantial capital.

3. Real estate limited partnerships (RELPs)

Forming partnerships with like-minded investors allows for pooling resources to acquire properties that may be unattainable individually. In a Real Estate Limited Partnership (RELP), investors discuss potential opportunities in investment circles, seeking individuals to contribute capital to a partnership. Investing as a partner provides opportunities to invest in larger, more lucrative properties, fostering a sense of shared ownership and control over investment decisions.

Investment opportunities at Le Bijou are available for a minimum of CHF 500 per month. Le Bijou investors also receive a complimentary membership at Moonshot Circle, unlocking numerous benefits, such as high-quality investor services, event invitations, and more.

16/09/2024

Designing a luxury rental property requires a delicate balance between broad appeal and sophisticated exclusivity. The key to success lies in curating spaces that embody simplicity, timeless elegance, and refined luxury — elements that speak to the discerning tastes of a global clientele.

While there’s always room to take bold, creative risks with a designer style, a versatile, minimalist approach — highlighted by neutral tones and natural details — often proves to be the most profitable strategy.

When designing a rental property, consider the amount of space for customization. After all, tenants are never permanent, and the responsibility of preparing the property for the next occupant ultimately falls on the investor. For long-term leases, opting for a minimalist design can be the wisest move, giving tenants the freedom to personalize their living space.

At Le Bijou, we’ve perfected the art of blending modernity with the soul of Swiss luxury. Our signature “contemporary chalet chic” design seamlessly marries modern sophistication with our Swiss roots. We carefully select materials like suede, leather, stone, and brass for their quality, durability, and ability to create a warm, inviting atmosphere that stands the test of time.

Every element in a Le Bijou apartment is thoughtfully curated to embody luxury and comfort, ensuring that our spaces aren’t just places to live but experiences to cherish.

Welcome to the future of luxury living. Welcome to Le Bijou.

10/09/2024

As we continue our exploration of mindful investing, we will discuss three more questions an investor should carefully consider before committing to a commercial real estate property investment.

1. How will zoning regulations affect your investment?

Zoning regulations define how a property can be used and developed, impacting everything from tenant types to allowable modifications. Understanding these regulations ensures the investment complies with local laws and maximizes its potential value.

2. Is it the opportune time to invest?

Commercial real estate markets are cyclical, generally moving through four phases: recovery, expansion, hyper-supply, and recession. Analyzing economic growth, employment rates, and demographic shifts can provide valuable insights into the market's current position and future performance. For instance, recent data from Statista suggests that the commercial real estate market in Switzerland is projected to exhibit a compound annual growth rate of 1.12% by 2028. This indicates a sustainable growth potential that promises a stable investment environment in the long term.

3. What commercial property best aligns with your goals?

There are several types of commercial properties, including residential, office, flex, retail, and hospitality, each with its own gradations of investment risks. Turning to the current market situation, Switzerland, as one of the world's financial centers, is experiencing an upswing in office spaces type of commercial real estate following the relaxation of COVID restrictions. The real estate market is also seeing a surge in demand for luxury properties, highlighting the country's appeal for high-end investments.

By addressing these key questions, you'll gain the necessary insights to make strategic commercial real estate investments.

Visit our website lebijou.com to discover the finest Le Bijou investment opportunities, as we always support the importance of careful planning and informed decision-making.

30/08/2024

Profits stem from flexible and innovative solutions. For example, in the hotel industry, some establishments have adopted a strategy of allowing the public to access their amenities, such as swimming pools. This approach has proven to be an effective way to generate additional income, covering the expenses of maintaining these facilities open around the clock.

Suppose you happen to own a substantial estate, such as a château or country mansion in Switzerland. In that case, you can leverage a comparable strategy for hosting weddings and events.

• There’s always a high demand for beautiful venues to host weddings. In Switzerland, the average wedding cost can exceed CHF 40’000, with renting the venue alone making up 20% of the total wedding budget.

• Instead of letting your estate just sit idle, renting it out for weddings can provide a steady income stream, helping cover maintenance and operational costs.

• You can cater to a wide range of clients, from individuals looking for a simple ceremony to those wanting an extravagant celebration, therefore tailoring your services to different budgets and preferences.

• Operating your property as a business may offer advantages that allow you to offset expenses and investments.

These points just scratch the surface. On the Le Bijou website, we discuss in detail how to convert your property for weddings, covering essential aspects such as venue preparation, guest accommodation, and maintenance considerations.

Follow Le Bijou to discover more valuable insights on effectively managing real estate and maximizing the potential of your property.

30/08/2024

Commercial real estate has established itself as a reputable avenue for investors seeking to increase their net worth. According to Statista, analysts forecast a steady annual growth rate of 3.56% for the real estate market from 2024 to 2029.

However, this kind of investing is not without risk. Therefore, before embarking on a commercial real estate investment, it's crucial to ask the right questions to ensure it aligns with your financial goals and risk tolerance. Here are key considerations a savvy investor should contemplate prior to making an investment decision:

1. What are your financial objectives?

Depending on an individual's financial situation, the choice is between generating cash flow from rental properties and long-term appreciation. The cash flow approach can provide immediate returns, which is ideal for those who seek a steady income. On the other hand, appreciation may suit investors who are willing to wait for a significant increase in property value over time.

2. Is liquidity important in your investments?

Commercial real estate is typically less liquid than other investment vehicles like stocks or bonds. By assessing the need for liquidity, one can determine if this investment aligns with their financial flexibility requirements. Although some real estate investment trusts (REITs) are market-traded and offer liquidity, the majority of commercial real estate investments are long-term commitments.

3. What is your risk tolerance?

Commercial real estate can be volatile, with factors like market fluctuations, tenant turnover, and economic changes impacting returns. It is also important to realize that active real estate investors are more exposed to risk. Evaluating your risk tolerance ensures you're comfortable with potential challenges and can make informed decisions.

Investing in commercial real estate is more complex than it might seem, but addressing these questions will provide clarity at the outset of the investment journey.

Follow Le Bijou for more valuable insights on making informed real estate investment decisions and stay tuned as part 2 will be available soon.

19/08/2024

Among for-profit endeavors, investing may be the best known. Whether aiming to secure a home or planning for early retirement, the underlying aspiration remains consistent: the hope for profit.

At Le Bijou, we have long been frustrated by such a perception, often termed finance capitalism. As seasoned real estate developers, we understand that building a solid wall takes more than a single brick. Hence, an investment in Le Bijou represents something more than mere profit-seeking; it’s a gateway into the exclusive Moonshot Investor Network of like-minded individuals, investors, and entrepreneurs all seeking both personal and financial growth.

Once becoming a Moonshot member, an investor gains exclusive access to:
- their lucrative private market deals including SpaceX, xAI, and Breitling;
- benefits from companies they've invested in;
- inspiring talks, knowledge, and insights;
- complimentary services in family office quality;
- interest-free leverage loans;
- priority access to their networking events,
and more.

Back in 2018, Le Bijou joined forces – and networks – with Moonshot to create more than a strong community, but a family where investors become guests and guests become investors. This holistic approach created an ecosystem that has outperformed traditional forms of investing ever since.

Visit invest.lebijou.com and learn more about how you can seize Le Bijou cash flow powerhouses while enjoying complimentary membership perks from Moonshot’s extraordinary network.

16/08/2024

The Swiss housing market is a complex one. While homeownership rates are low compared to other European countries, many aspire to invest in Swiss real estate. But with rising prices and high interest rates, is the dream increasingly out of reach? And if there were to be a crash, would it make buying a home any easier?

The last significant housing market crash occurred during the 2008 global financial crisis. According to the S&P/Case Shiller Home Price Indices, home prices fell more than 15% in 2008 compared to 2007. The crash was caused by several factors:

- Subprime mortgages. Lenders offered risky loans to borrowers with poor credit histories.
- Housing bubble. Rapidly rising home prices created an unsustainable bubble.
- Economic downturn. Many workers lost their jobs, making it difficult to afford mortgages and leading to widespread foreclosures.

The escalating cost of housing has surpassed the increase in wages, making it increasingly challenging for middle-class buyers to afford homes in the past few years. It's not just about rising interest rates, although they are adding to the pressure. The bigger concern currently revolves around the expanding generation gap.

Millennials and Gen Z face a daunting down payment requirement, often requiring a hefty sum upfront just to qualify for a mortgage. This, coupled with stagnant wages, puts homeownership out of reach for many. If many people lose their jobs, as was the case in the 2008 crisis, even lower home prices may not make homeownership feasible for many.

The key to predicting the future of the market lies in employment and income levels. As Lubna Olayan once said, the middle class is the “backbone of any society.” But when they struggle to afford basic needs such as housing, it creates social and economic tensions.

Make sure to stay updated with Le Bijou for valuable tips and insights on effectively managing real estate.

26/07/2024

The Swiss real estate market in 2024 presents several promising opportunities for investors. This tendency is evident from the following recent changes in interest rates: on June 20th, the Swiss National Bank (SNB) lowered the key interest rate from 1.5% to 1.25%. What does this tell us?

We are seeing a more measured pace of increase in property prices compared to past years. This trend is influenced by two major forces:

◼️ Declining mortgage rates;
◼️ Significant rise in rental costs.

Let’s also note the trend towards sustainable development. Although sustainability is still relevant, it has diminished in priority among the population. Specifically, it fell from 40% to 26% over the past year, with a sharper decline among younger individuals, whose interest halved from 26% to 13%, according to Helvetia and MoneyPark.

Meanwhile, the aspiration to own a single-family house remains robust as the most ideal form of accommodation. By the beginning of 2025, the affordability of homeownership in Switzerland is expected to improve and offer financial advantages in the long term. Investors can benefit from higher potential returns on investment through increased rents, shorter vacancies, and long-term capital appreciation.

Stay on top of the Swiss real estate market trends with Le Bijou to explore the latest investment opportunities that address current real estate influence forces.

26/07/2024

In the realm of property law and investment, the terms “real estate” and “real property” are often used interchangeably, yet their nuanced distinctions carry significant legal and financial implications.

Real estate refers to physical land and everything attached to it. It is the tangible aspect of what one generally thinks of as property, with all buildings, structures, and other improvements attached to it.

Real property, on the other hand, includes the real estate along with all the rights, interests, and benefits associated with owning. It also includes a “bundle of rights” that determines how owners can operate their property within the legal framework.

Consider, for instance, a property featuring a lake. Real estate ownership allows the lake to be cleaned to enhance its appearance and market value, while real property ownership also allows activities such as fishing in the lake. However, in both cases, the owner's rights are limited by public law, including building codes, zoning regulations, and environmental statutes.

When it comes to investing, owning real estate or real property necessitates divergent strategies.

Real estate investment typically entails the acquisition of physical properties—be it for rental income, value appreciation, or resale. This approach, however, demands hands-on management and physical property improvement.

In addition to managing physical aspects, real property investment includes the legal rights associated with owning it. This could mean developing a land parcel's untapped mineral rights, monetizing air rights through strategic developer partnerships, or maximizing value through zoning optimizations.

To sidestep the hassle related to buying and maintaining real estate, many investors opt for real estate investment trusts (REITs), but Swiss investors may find traditional REITs unavailable. Fortunately, they have innovative alternatives such as Le Bijou to consider.

To learn more about Le Bijou investment opportunities, visit our website by following the link: https://invest.lebijou.com/

16/07/2024

The Swiss real estate market has demonstrated outstanding resilience in the face of the global pandemic. According to Global Property Guide data, the homeownership market experienced a brief dip in early 2020, but as soon as the first lockdown ended, the demand for real estate surged, particularly for mountain properties and apartments.

Late 2020 and spring 2021 saw a rise in rental prices and the number of properties under construction, signaling an upturn in the construction market. However, what can be expected from the post-COVID landscape?

Interestingly, the Swiss real estate market was not significantly impacted by the pandemic. Instead, it was Russia's full-scale invasion of Ukraine in 2022 that had a more substantial effect. The reduction in materials imported from Russia slowed the pace of construction and affected housing prices.

The residential construction sector saw a decline towards the end of 2023, yet forecasts suggest a more optimistic picture. The Swiss Federal Statistical Office anticipates a positive change in economic state by 2025, with figures expected to grow by 1.7%. This aligns with the global economic recovery, suggesting a potential pick-up in construction pace.

With these factors and a projected economic upswing, Switzerland remains a prime location for real estate investment. Le Bijou is here to support you in exploring these promising opportunities and to help you build a bright future in post-COVID Switzerland.

15/07/2024

While numerous factors influence the real estate market, they generally all come down in a predictable pattern when viewed from a broader perspective. Understanding the cyclical nature of property trends allows investors and homeowners to better prepare for and navigate market fluctuations.

1. Recovery

The initial stage of this cycle may appear to deviate from the conventional approach. However, in reality, this cycle has no defined beginning or end; all the stages are interconnected.
This phase marks the nadir of the previous cycle, characterized by low occupancy rates and weak demand. However, overlooking recovery could have adverse consequences. In a measured and strategic manner, it establishes a framework for acquiring superior assets at advantageous rates, positioning you to capitalize on the subsequent market rebound.

2. Expansion

As a result of the economic growth, we can anticipate an increase in occupancy and rental rates during the expansion phase, which stimulates new construction. The competitive landscape intensifies, but those who laid the groundwork at the start of the recovery gain a significant advantage.

3. Hypersupply

Furthermore, the cycle's short-term peak is often misinterpreted as an optimal time to invest. This phase is also known as overheating because excessive construction activity can eventually lead to increased vacancies and downward rent pressure. Many investors choose to exit at this juncture. However, those who remain should focus on maintaining high occupancy rates.

4. Recession

Unlike the recovery period before overheating, the decline progresses visibly faster. Declining demand results in rising vacancies and falling rents. While presenting challenges for sellers, it offers compelling opportunities for patient investors with a long-term perspective.

Follow Le Bijou to learn more about commercial real estate life cycles in Switzerland.

03/07/2024

“Quality is never an accident; it is always the result of high intention, sincere effort, intelligent direction, and skillful ex*****on; it represents the wise choice of many alternatives.” — William A. Foster

At Le Bijou, we strive to create accommodations in Switzerland that are well-suited for every occasion. Each Le Bijou destination is designed to provide the holistic luxury of a hotel in private apartments. Since its inception in 2009, Le Bijou has grown from a single Airbnb apartment to a wide network of apartments in Zurich, Zug, Lucerne, Bern, Basel, and Geneva.

We design and build our properties in a way that allows them to be suitable for a variety of uses, including short visits, hosting events, and extended stays. Each step is thoroughly supervised by Le Bijou’s in-house crew, who are committed to upholding the highest standards of elegance, comfort, and sustainable innovation. This dedication to quality allows us to offer bespoke living spaces that manifest contemporary luxury.

Learn more about Le Bijou by visiting our website, invest.lebijou.com

01/07/2024

We are delighted to announce that Le Bijou has once again been honored with a prestigious award. Our Zurich apartments have been recognized as one of Switzerland’s top adventure locations, achieving an “Outstanding” seal of quality with a rating of 9.4 out of 10 in the Swiss Location Award 2024 by Eventlokale.

In the eyes of over 65’000 guests and an expert jury, Le Bijou has been acknowledged as one of the finest event venues in Switzerland for the second consecutive year. We are especially proud to have achieved the top score (9.4) along with a select group of esteemed industry peers.

This recognition reflects our ongoing commitment to maintaining the highest standards of luxury and comfort. We attribute this accomplishment to our loyal community, whose support has made this outstanding achievement for Le Bijou possible.

As we celebrate this award, we look forward to welcoming new guests for a bespoke and unforgettable stay and extend our gratitude to those who have chosen to make Le Bijou their destination of choice. Thank you for being a part of our journey.

Le Bijou is experiencing rapid growth and reaching new heights in the luxury hospitality industry. As we continue to expand our presence and explore new avenues, we believe that there are exciting prospects for those who wish to join us on this journey. By investing in Le Bijou, you have the opportunity to become part of a thriving and innovative company that is redefining the luxury hospitality industry.

Learn more about investment opportunities by visiting our website, invest.lebijou.com, and unleash the true potential of real estate investing in Le Bijou.

21/06/2024

“Real estate cannot be lost or stolen, nor can it be carried away.” — Franklin D. Roosevelt

With the economy in flux, one should think strategically by considering real estate investment trusts (REIT) and mutual funds to diversify their portfolio.

1. Investing in REITs

By investing in REITs, you own a share of professionally managed income-producing properties such as apartments, offices, warehouses, and data centers. This diversified approach spreads your investment across various assets, offering liquidity akin to shares traded on major stock exchanges. Earn dividends from rental income while potentially benefiting from higher returns, though REITs may experience price fluctuations.

For example, in the US, one of the biggest REIT companies in 2024 is American Tower Corp, managing over 200,000 communications sites worldwide. This generates substantial rental income, providing investors with a reliable source of dividends.

2. Investing in mutual funds

Take diversification a step further by investing in multiple REITs through mutual funds. Managed by seasoned professionals, these funds offer access to a range of properties — residential, commercial, and industrial — without the burden of day-to-day management. Benefit from their market insights and research-driven decisions to optimize your real estate investment strategy.

3. Discover Le Bijou

While traditional REITs may not be available in the Swiss market, there are comparable alternatives for investors seeking diversity in real estate exposure without the hassle of property management. For example, Swiss alternatives like Le Bijou focus on stable income and reduced risks through innovative models designed for today’s investors.

To learn more about Swiss real estate portfolio opportunities, visit invest.lebijou.com

14/06/2024

While many dream of succeeding in real estate investing, few know the secret sauce (or formula) for that. This was also true of Whitney Nicely. Known today as the queen of real estate investing in East Tennessee, she once turned back to her family’s trucking business to start a journey in real estate investing with no strategy and little personal knowledge.

Less than three years after she started her journey, she owned 15 houses, 19 apartment units, and 7 plots of land – all earning passive income. Here are three secrets to her success:

1. Start small
Investing in real estate is like climbing stairs. Start small and work your way up, deal by deal, as your income grows. Whitney bought her first piece of land for USD 1500 and later learned it contained a decommissioned road that had been converted into the driveway of a Fortune 500 company. In short order, Whitney negotiated with the company to rent the land for USD 250 per month.

2. Have a strategic outlook
Whitney knew she could not compete with property developers looking to gentrify established areas. So she looked for neglected niches and focused on providing the best service to a narrow set of customers.

3. Network and educate
Whitney’s original role models were her parents and grandfather, but she soon realized the need for more help. That’s when she joined a community of investors who offered advice that saved her time and money. She’s also not afraid to talk to anyone and let them know that she is in the business of “buying houses.”

“You can’t figure it all out on your own.” — Whitney Nicely

Whitney’s success is neither pure luck nor a complex scheme. Her determination for success and help from like-minded investors enabled her to find a way to invest in real estate that worked for her. And now she is helping others to find their niche.

Follow Le Bijou to find more success stories in real estate investing and learn how to follow their examples.

30/05/2024

We are thrilled to announce that Le Bijou has again been nominated for the esteemed Swiss Location Award 2024 in the Best Event Venue category.

Last year, we took great pride in being one of the 5 best experience venues, achieving the highest score at the Swiss Location Award 2023: 9.4 points. Once again, we demonstrate our unwavering commitment to continual improvement and delivering exceptional service to our guests. And our success is truly indebted to the incredible support of our community.

Nestled in the heart of Zurich, our award-winning apartments have been lauded by Eventlokale visitors for their innovative design and state-of-the-art features, providing a bespoke retreat with captivating city vistas.

We couldn't have achieved this without the unwavering support of our unbelievable community, and now we need your help to continue this success.

Voting is currently underway and will continue until May 31, 2024. Your participation in this endeavor would mean the world to us and strengthen our position as a leader in luxury accommodations.

We kindly ask you to support Le Bijou and cast your vote via the link below.

https://eventlokale.ch/40701/sla

16/05/2024

To paraphrase Emily Dickinson, the future is made of eternal nows. Consequently, the question many wonder is, “How can one balance the needs of the current now with those of the future nows?”

The good news is that everyone can enjoy today’s sun without sacrificing the twilight years. The key is to simply keep in mind four simple maxims:

1. Use the 1% rule for impulse buys
While resisting impulse buys can be challenging, too many can devastate your savings. For any impulse purchase worth more than 1% of your annual income, sleep on the purchase. Most will lose their shine in the light of a new day.

2. Keep the 50/30/20 rule
The 50/30/20 rule is one of the simplest, yet most effective, ways to save money. Basically, the rule suggests you should spend 50% of the income on needs (such as rent or mortgage), 30% on wants (things you don’t really need but that make you happy), and the remaining 20% on your savings and investments.

3. Favor experiences over possessions
Many studies show that experiences deliver longer-lasting happiness than possessions. So consider a daily walk or regular weekend away with loved ones as an investment in your happiness. There is no need to spend a lot of money, but you do need to invest your time.

4. Multiply your savings by investing
Even with higher interest rates, holding cash delivers poor long-term returns. Instead, consider using some of your savings to multiply your wealth. How much should you invest? Try the “100 minus your age” rule, which guides individuals on how much to invest in higher-reward assets.

For example, if you are 40 years old, consider allocating 60% of your investments to higher-return assets like growth stocks and private equity as well as 40% to less volatile assets like debt (and perhaps real estate).

While you don’t need to move to a hermitage to ensure a prosperous retirement, neither should you live like a king. As with many things in life, balance is a key.

Follow Le Bijou for more information about healthy financial habits for successful investing (and prosperous living).

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Bahnhofstrasse 18
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http://lebijou.com/

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The Swiss real estate market in 2024 presents several promising opportunities for investors. This tendency is evident from the following recent changes in interest rates: on June 20th, the Swiss National Bank (SNB) lowered the key interest rate from 1.5% to 1.25%. What does this tell us? We are seeing a more measured pace of increase in property prices compared to past years. This trend is influenced by two major forces: ◼️ Declining mortgage rates; ◼️ Significant rise in rental costs. Let’s also note the trend towards sustainable development. Although sustainability is still relevant, it has diminished in priority among the population. Specifically, it fell from 40% to 26% over the past year, with a sharper decline among younger individuals, whose interest halved from 26% to 13%, according to Helvetia and MoneyPark. Meanwhile, the aspiration to own a single-family house remains robust as the most ideal form of accommodation. By the beginning of 2025, the affordability of homeownership in Switzerland is expected to improve and offer financial advantages in the long term. Investors can benefit from higher potential returns on investment through increased rents, shorter vacancies, and long-term capital appreciation. Stay on top of the Swiss real estate market trends with Le Bijou to explore the latest investment opportunities that address current real estate influence forces.

One week before the Art Basel fair brings the international art world together, Zurich becomes a bustling hub for artists and art lovers. ⁤⁤This is thanks to the Zurich Art Weekend — three days of free exhibitions, lectures, and guided tours offered by Zurich museums and galleries. The event includes more than 65 venues across the city, presenting over 75 exhibitions that showcase Zurich’s contemporary art. ⁤ Designed for collectors, artists, and anyone with a passion for art, the event promises an unforgettable journey of creativity and expression. ⁤ ⁤Make the most of your Zurich Art Weekend experience without worrying about the accommodations – Le Bijou invites you to stay in tech-enabled apartments located in the heart of Zurich. Visit lebijou.com to book luxury quarters that will add to the memories of an unforgettable weekend as you celebrate the depth and beauty of contemporary art.

When considering passive income opportunities in Switzerland, real estate is lauded for its inherent stability and sustained long-term growth. Four options reign supreme among real estate investment options, yet the pivotal question remains: Which is the ultimate passive income source? 1. Direct ownership Purchasing property for rental purposes is a common strategy in investing. However, it requires a significant commitment of capital. While mortgage financing can alleviate this challenge, the interest paid often erodes much of the rental yield. Not to mention direct ownership also demands substantial time and effort, which can contradict its “passive” label, especially for individual investors. 2. Fractional ownership Fractional ownership allows investors to acquire a small share of a property and benefit proportionally from income and capital growth. Enabled by tokenization, this approach opens doors for individuals with just a few thousand francs to invest in, and receive income from, Swiss real estate. 3. Crowdfunding Crowdfunding platforms provide opportunities for fractional investment with relatively low capital requirements, sometimes starting from as little as CHF 100 while offering yields of up to 10%. Yet this way of investing comes with dozens of potential pitfalls such as the property’s quality and security, low management standards, inconsistency in tenant flow, and many more. 4. Debt Debt is a passive income source that allows investors to profit from capital lent to real estate companies. Opting for a bond ETF, while possibly a reasonable entry point, has relatively high volatility and correlation with other public market assets like stocks, unlike the debt of private Swiss real estate companies. With the variety of offerings available, investors should be able to find opportunities that best match their requirements in terms of both return and risk, allowing for earning well while also sleeping well. Visit invest.lebijou.com and disco

Most investors seeking entry into real estate fail to think outside the box. What they most likely choose from are REITs, which like any publicly listed asset are subject to daily market volatility; direct ownership (buy-to-rent) that requires significant capital to start, further concentrating risk and limiting diversification; and options like flipping houses that also require a great deal of time and money. The good news is that, in today’s market, there is an alternative means of investing in a real estate business. This is comparable to direct ownership, except that investors are buying a share in a limited liability company (specifically set up to invest in real estate) or a project curated by that company. What makes this superior to most traditional options? 1. Fully operational business With all its hassles, property management is typically outsourced by the business. Imagine: you're a co-owner of real estate and neither have to manage cleaning, catering, or concierge services, nor deal with difficult tenants. 2. Lower entry threshold Building a well-diversified portfolio of properties in prime locations necessitates a substantial upfront capital commitment, often beyond the means of investors. By pooling capital with like-minded individuals in a real estate company, investors can access a broader range of properties and thus a higher diversification level. 3. Better cash flow Individual real estate investors frequently encounter unexpected expenses, such as property damage or renovations, which can strain cash reserves. However, by investing in a real estate company with a diverse portfolio of properties, the likelihood of simultaneous maintenance issues across all units diminishes. Consequently, investors are mitigating liquidity risks. In the 21st century, real estate businesses both make it easier to invest in and maintain real estate and also offer greater diversification and higher returns than most investors can get on their own. Visit invest

To paraphrase Emily Dickinson, the future is made of eternal nows. Consequently, the question many wonder is, “How can one balance the needs of the current now with those of the future nows?” The good news is that everyone can enjoy today’s sun without sacrificing the twilight years. The key is to simply keep in mind four simple maxims: 1. Use the 1% rule for impulse buys While resisting impulse buys can be challenging, too many can devastate your savings. For any impulse purchase worth more than 1% of your annual income, sleep on the purchase. Most will lose their shine in the light of a new day. 2. Keep the 50/30/20 rule The 50/30/20 rule is one of the simplest, yet most effective, ways to save money. Basically, the rule suggests you should spend 50% of the income on needs (such as rent or mortgage), 30% on wants (things you don’t really need but that make you happy), and the remaining 20% on your savings and investments. 3. Favor experiences over possessions Many studies show that experiences deliver longer-lasting happiness than possessions. So consider a daily walk or regular weekend away with loved ones as an investment in your happiness. There is no need to spend a lot of money, but you do need to invest your time. 4. Multiply your savings by investing Even with higher interest rates, holding cash delivers poor long-term returns. Instead, consider using some of your savings to multiply your wealth. How much should you invest? Try the “100 minus your age” rule, which guides individuals on how much to invest in higher-reward assets. For example, if you are 40 years old, consider allocating 60% of your investments to higher-return assets like growth stocks and private equity as well as 40% to less volatile assets like debt (and perhaps real estate). While you don’t need to move to a hermitage to ensure a prosperous retirement, neither should you live like a king. As with many things in life, balance is a key. Follow Le Bijou for more inform

The adage "it takes money to make money" certainly holds true, but when it comes to real estate, it also involves locking up substantial amounts of money for long periods of time. So, before you invest in real estate, it's essential to determine how much liquidity you need in your portfolios and understand the varying degrees of liquidity across different real estate markets and properties. Insufficient liquidity can restrict you from taking advantage of future investment opportunities and rebalancing your portfolio in the face of changing market conditions. Before investing in real estate, consider these factors that influence market and property liquidity: 1. Location High demand locations have higher turnover and thus higher liquidity. Even within well-regarded neighborhoods, specific streets will have higher demand than others because of their proximity to services or the views they offer. While selling a property overnight might be a stretch, weeks could be all you need in high-demand areas. 2. Property type A single-family house or apartment will usually be more liquid than a mansion or a warehouse. It’s all about the demand level. And doing your research when looking for one will surely pay in the end. 3. Selling costs and taxes Different jurisdictions come with varying processes and costs when it comes to selling a house or your share of it. The higher the costs and bureaucratic obstacles, the less liquid a property is. 4. Financial conditions Higher interest rates and reluctant banks make it hard for buyers to get the cash they need to buy a house, thereby diminishing market liquidity. Real estate investment is rewarding but must be done carefully. Liquidity should be a big part of your decision-making process, especially in today’s environment, where interest rates may still be on the rise. Visit invest.lebijou.com to get a glimpse of our portfolios of superior real estate.

When your heart pounds to the rhythm of drums and the soft notes of saxophones blend with soulful voices, transporting you into a dreamlike state, this means jazz has returned to your heart and the streets of Switzerland. This year, Bern welcomes the 49th International Jazz Festival, running from March 19th to May 25th at Marians Jazzroom. Founded in 1976 by the esteemed Hans Zurbrügg, affectionately known as “Mr. Jazz” among locals, this event has blossomed into a celebration of diversity and creativity. The festival creates an atmosphere that allows everyone to relish in the evolution of jazz across different cultures and generations, from young enthusiasts to followers of traditional jazz from New Orleans. This year, the International Jazz Festival will enchant its visitors with over 200 individual concerts, featuring an exceptional lineup of talent from around the globe. Among them are emerging blues artist D.K. Harrell, devoted to preserving traditional blues, and Billy Cobham, acclaimed as “[jazz] fusion’s greatest drummer.” Don’t miss the opportunity to soak in the enchanting ambiance and witness the magic of live music at its peak during your visit to Bern. Book your stay at one of Le Bijou’s apartments in the heart of Bern via lebijou.com/contacts and enjoy the city's charm, covered in the rhythm and harmony of jazz.

When your birthday falls at an age that ends in a zero, it's an occasion worth celebrating in a big way. Creating a memorable event for this milestone and sharing it with your loved ones helps to reflect on the past and embrace your aspirations for the future. Here are 4 essential ingredients for the perfect birthday event. “You don’t get older, you get better.” — Shirley Bassey 1. An easily accessible location Nothing spoils plans like a hard-to-access or a difficult-to-find location. Opt for a venue that offers easy access by road and public transportation, such as a central city area. 2. Guest accommodation Keep in mind that some of your guests might need to travel to attend your celebration. Therefore, it’s best to select a venue that provides accommodation with enough rooms for all your traveling guests. Make it easy for your guests who have made the effort to come a long way. 3. High-quality food and beverages Choose a venue that offers quality food and beverages at a reasonable price. This will save you the hassle of having to organize this separately. 4. A venue with activities Many birthday party venues come with inclusive services, such as decorations, entertainment, photo booths, and more. Although these extras may incur additional costs, they can create memories that will last a lifetime. Incorporating these 4 key ingredients into your birthday celebration will ensure an amazing and carefree experience. Nestling all from in-house kitchens and open-air terraces to full celebration management, including guest accommodation and providing food and entertainment, Le Bijou might be the best choice for your next big birthday. Visit lebijou.com/host-an-event to find out more about organizing the perfect party at the most spectacular locations.

Bonds have long been viewed as a steadier income option compared to stocks. The recent volatility in sovereign bonds and the uncertainty around interest rates, however, have caused many people to step back from the bond market. Barron’s magazine puts it like this: “A reality check is hitting the bond market.” That said, not all bonds are the same, especially those within private markets, which may perform differently from their public counterparts – and Le Bijou bonds are no exception. Here are three advantages that elevate them in today’s market: 1. The unique combination of bonds and real estate The coupons of the Le Bijou bonds primarily come from the revenue of fully operational Le Bijou properties in the most prime locations across Switzerland. This provides a strong foundation for the bonds and the unique diversification benefits for investors, as well as the opportunity for Le Bijou to fuel further expansion and unlock new destinations and properties. A win-win. 2. A high coupon rate The current issue of Le Bijou bonds has a coupon rate of 7.125% p.a., surpassing the majority of Switzerland’s popular public markets’ alternatives. For example, the SBI Corporate Total Return index, tracking the Swiss franc-denominated bonds of corporate organizations listed on the SIX Swiss Exchange, suggests the average coupon for such in 2023 has been as little as 1.15% as of the end of November. 3. The dependability of Le Bijou Le Bijou has established an outstanding track record with its bonds. Since its first issue in 2016, Le Bijou has consistently met coupon and principal payments, not missing a single one – even during the depths of the COVID-19 pandemic. Visit invest.lebijou.com/le-bijou-bond/ to discover more about how you can take advantage.