Sale-Leaseback with Repurchase Option

04/02/2023

A sale-leaseback with an option to repurchase is a transaction where the owner of a property sells the property to an investor and then leases it back, with the option to repurchase the property at a future date. This arrangement can be beneficial for both the owner and the investor, as the owner receives a cash payment while still maintaining the use of the property, and the investor earns rental income from the lease.

18/03/2017

Growing my first tray of #ต้นอ่อนข้าวสาลี

04/03/2017

Ubon Ratchathani 20 rai waterfront land for kaifak. Assessed value 5mm, asking only 1.5mm, six months term.

03/03/2017

20 rai waterfront property with assessed value over 5m, asking only 1.5m.

13/09/2016

House with 7 rai, selling Kaifak for 450,0000 TB. ..........................

10/09/2016

Subdivision project, selling Kaifak for only 20 million baht (U$589,000) (56.67% value), current 'as is' value in excess of 35 million baht (U$1million). This one will cash flow 300,000 baht (U$8,800) per month or of 1.5% per month. The subdivision has 77 lots sits on a total of 16 rai+. It is located in Chonburi, Thailand. All roads are in and paved. 77 lots are all free and clear with no debts. They will build the houses and sell them. Under this Kaifak method, you will receive all the 77 title deeds immediately and the seller leases all of them back from you with the options to buy it back from you but forthemeantime seller will make monthly lease payments to the (you) investors. Terms of agreement will be one year and opoorions to extending up to 3 years. So the improved value will be over 308 million baht (U$9 Million)... ...... ..... ...... ....
The following are keywords only:

08/09/2016

FOR SALE: 2 ngan with one home, near airport, asking 1,200,000 baht (USD 34,800). ---------- - - - - - - - - - - - - - -

08/09/2016

8 rai rice field
For 650,000 baht ($18,900 )
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#ขายฝาก

08/09/2016

About 1 ngan 91 talang wah with home, selling for only 450,000 baht ( $13,000).

08/09/2016

Kai Fak

Another irresistible deal in Thailand. We have a buyer that will buy it from us at 590,000 baht in 180 days. That is 36% ROI!

Another Property: Appraised 1,553,000 Baht, now selling only 500,000 Baht. Call us now for details.

08/09/2016

Another Property: Appraised 1,553,000 Baht, now selling only 500,000 Baht. Call us now for details.

07/09/2016

Kaifak (in Thai: #ขายฝาก) is a financial transaction which the seller sells a property unto the buyer which the seller also reserves an to repurchase it back at a predetermined price and within a set time frame. It is very similar to a loan and yet distinctively different in laws, risks and to both the lender (buyer ) or seller (borrower.) As in lending, in the event of defaults, the lender would have to hire legal teams to serve proper legal notices and initiate foreclosure process. In all foreclosure proceedings must be judicated. This means that it will take time, a lot of time. As the result, this supposedly simple process can potentially be a very prohitively expensive and lasting many years or forever, sometimes. As the borrower’s defenses, borrower could use all types of loopholes in the laws as defenses against foreclosing lender. Therefore money may not be as and simple as everyone think.
In a perfect world, if a property owner wants , he would borrow against his assets and gets money from lender right away. If borrower fails to repay the loan plus interest, lender can simply take his assets pledged. But with today’s sophistication of laws and loopholes, that simple process is no longer the best remedy in the event of default.

solves these problems. Since Kaifak is not a but a simple straight-sale, buyer(lender) is not required to do a thing if seller(borrower) chooses not to the property. This eliminates the foreclosure costs and time to take title for lender(buyer). For the seller(borrower), he has just an option but not an obligation to buy and he is off the hook and faces no other worries such as deficiency judgement in foreclosures. Therefore, Kaifak is sure -win for both parties

07/09/2016

WHAT IS KAIFAK?
Kaifak (in Thai: ขายฝาก) is a financial transaction which the seller sells a property unto the buyer which the seller also reserves an option to repurchase it back at a predetermined price and within a set time frame.

It is very similar to a sale leaseback or loan and yet distinctively different in laws, risks and benefits to both the lender (buyer ) or seller (borrower.) As in lending, in the event of defaults, the lender would have to hire legal teams to serve proper legal notices and initiate foreclosure process. In Thailand all foreclosure proceedings must be judicated. This means that it will take time, a lot of time. As the result, this supposedly simple process can potentially be a very prohitively expensive and lasting many years or forever, sometimes. As the borrower’s defenses, borrower could use all types of loopholes in the laws as defenses against foreclosing lender. Therefore lending money may not be as lucrative and simple as everyone think.

In a perfect world, if a property owner wants money, he would borrow against his assets and gets money from lender right away. If borrower fails to repay the loan plus interest, lender can simply take his assets pledged. But with today’s sophistication of laws and loopholes, that simple process is no longer the best remedy in the event of default.

Kaifak solves these problems. Since Kaifak is not a loan but a simple straight-sale, buyer(lender) is not required to do a thing if seller(borrower) chooses not to repurchase the property. This eliminates the foreclosure costs and time to take title for lender(buyer). For the seller(borrower), he has just an option but not an obligation to buy and he is off the hook and faces no other worries such as deficiency judgement in foreclosures. Therefore, Kaifak is sure win-win for both parties

12/07/2016

Did another 550,000 kaifax

12/05/2016

Did another 180k THB in Ubon

03/03/2016

Coming home to pdx

25/02/2016

Doing another 250,000 baht kaifak

24/02/2016

Doing another small deal of 300,000 baht on 1+ rai in Ubon under kaifak method.

23/02/2016

Finishing touches of interior

23/02/2016

Central Plaza Ubon

21/02/2016

Finished colors of dropped ceiling and wall of my home.

21/02/2016

Final wall color chosen for living room

20/02/2016

What y'all think about my kitchen kitchen, in final stages?

18/02/2016

Today they poured concrete posts on our forest home in Ubon

15/02/2016

Purchasing a 25 rai vacant farmland for 600k under kaifak method today.

13/02/2016

Today we broke ground building our first of seven homes in Ubon.

11/02/2016

Start painting moulding in living room

11/02/2016

Buying two more lots today

08/02/2016

Happy, healthy and prosperous new year.

05/02/2016

150,000 baht custom kitchen built in