Montana Real Estate

06/12/2024

Is your home security system a scam magnet? Here's how to foil fraudsters.

If you have a sign in your front yard warning burglars that you have a home alarm system in place, y...

06/05/2024

Automatic transfers are just the start to effortless saving tricks.

The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,00...

05/29/2024

If wedding bells are in your future, it's time to sit down and open up with your soon-to-be spouse.

Getting ready to walk down the aisle? Congratulations! As you prep for your new life together, it

05/22/2024

Found some inconsistencies in your credit report? Here's what you should do.

If you’ve checked your credit reports lately for errors, congratulations! That’s a smart first step ...

05/15/2024

Public Remarks
Introducing the extraordinary Grand View building and Luxury Glieden Lodge apartments, nestled in the vibrant heart of Bigfork Village and commanding the North East corner of majestic Flathead Lake. Boasting multi-use zoning, this remarkable property offers a rare opportunity with five distinct rental units. Among them are three exquisite one-bedroom luxury apartments, a restaurant, and office/retail space, providing versatile options for various endeavors. Perched next to the shores of Bigfork Bay, the property offers unparalleled water views, complemented by expansive viewing decks adorning the front apartments and a spacious dining patio. With approximately 3,000 square feet of decking and patio space, there's ample room to enjoy the serene beauty of the surroundings. Convenience meets luxury with plenty of private parking available, alongside a public lot conveniently located adjacent to the property. Whether you choose to reside on-site and operate your business or lease out all
five units, this is an unparalleled chance to immerse yourself in the essence of Bigfork Village living. Moreover, the three apartments are fully permitted and licensed for nightly rentals, offering an additional avenue for potential income. Step outside your door and embark on a leisurely stroll to a myriad of restaurants, boutiques, art galleries, and the renowned Bigfork Playhouse Theater, all just moments away. For those with a passion for golf, the Eagle Bend Golf Community beckons nearby, while the awe-inspiring Glacier National Park awaits exploration, promising endless outdoor adventures. In summary, the Grand View building and Luxury Glieden Lodge apartments present a once-in-a-lifetime opportunity to own a truly unique property in an unparalleled location. Whether you're seeking a new residence, an investment opportunity, or a blend of both, this is an offering not to be missed. Schedule your viewing today and unlock the potential of this exceptional Bigfork gem. Call Ky Gardner 406-407-8158 or your real estate professional

Listed by Kristen Broughton

Introducing the extraordinary Grand View building and Lux...

05/15/2024

Taking up the carpet isn't the hard part...

If you’ve recently moved into a new home, you might decide to change out the carpets in the ho...

05/08/2024

Having cash in your pocket may seem counterintuitive, but a study by the Urban Institute has found the opposite to be true.

If you’ve got a problem with credit card debt, there might be a simple solution that’s already sitti...

05/01/2024

Although there are many challenges millennials face when building a credit history, here are a few solutions.

Millennials are applying for credit cards more than most age groups, but they’re not qualifying for ...

04/26/2024

🏡 Thinking of selling your property? 2024 might just be the perfect time to do it! Here's why:

1. **Market Boom:** With the economy picking up steam post-pandemic, real estate markets are heating up, driving demand and potentially increasing your property's value.

2. **Low Mortgage Rates:** Historically low mortgage rates make it an ideal time for buyers, increasing the pool of potential purchasers for your property.

3. **Tech Advances:** Advancements in technology have made it easier than ever to market your property online, reaching a wider audience and maximizing your chances of a profitable sale.

4. **Infrastructure Investments:** Government investments in infrastructure projects can boost property values in certain areas, making it a strategic time to sell.

5. **Supply and Demand:** Limited inventory coupled with high demand can drive up prices, allowing you to capitalize on the current market conditions.

Don't miss out on this opportune moment to make the most out of your investment! Contact us today to discuss listing your property. 📈🏠

04/24/2024

High credit card debt? A personal loan might be the answer.

A poor credit score can affect people in many ways. It can make it difficult to get approved for a m...

04/17/2024

Everything in your home should have a place. Even those pesky, unsightly cables.

Looking for space to store your things at home? Everything you own is competing for space in your ho...

04/10/2024

There are many factors to consider before refinancing.

Sometimes people take out a mortgage and are forced to accept less-than-favorable terms because of a...

04/03/2024

A HELOC can be beneficial, but be wary of taking on debt.

If you want to make an important purchase but do not currently have the money, you don’t necessarily...

03/31/2024

Happy Easter!

03/27/2024

There is an art to communication. Hone your listening skills with these tips.

Are you having trouble communicating with your partner, friends or colleagues? Do you forget what yo...

03/23/2024

This is an excellent post I copied from a friend.
Having (and compensating) a good buyers agent benefits not only the buyer but also the seller, listing agent, loan officer, title and escrow officer etc.

In the wake of the recent NAR settlement, the media is spreading misinformation and negativity and thus messing w/ people’s careers and YOUR money.

👉🏼Yesterday I met a homebuyer that was referred to me to get pre-approved by a , they asked me if they needed to pay a real agent if the seller won’t… (they heard on the news they didn’t have to)

👉🏼This was my response:

Yes. ✔️

You do. ✔️

Yes you want representation, the listing agent will not help you negotiate or do the following 91 tasks for you. ✔️

👉🏼The conversation ended quickly and we moved on to pre-approval. (This is what I handed them… I think we got to #13 on the list and they saw 80 more tasks and realized they self-discovered they needed a buyer’s agent)

📌 Why Buyer’s Agent Representation Is Important & What Great Real Estate Agents Do To Get You Into The Home You Love

1. Flexible To Schedule Meeting w/ Buyers
2. Prepare Buyers Guide & Presentation
3. Strategy Session w/ Buyers to Discuss Goals
4. Explain Buyer & Seller Agency Relationships
5. Discuss Different Types of Financing Options
6. Help Buyers connect a Local trusted Lender
7. Obtain Pre-Approval Letter from Shawn Kaplan
8. Explain What You Do For Buyers As A Realtor
9. Provide Overview of Current Market Conditions
10. Explain Your Value to Buyers
11. Discuss Earnest Money Deposits
12. Explain Home Inspection Process
13. Educate Buyers About Local Neighborhoods
14. Discuss Foreclosures & Short Sales
15. Gather Needs & Wants Of Their Next Home
16. Explain School Districts Effect on Home Values
17. Explain Recording Devices During Showings
18. Learn All Buyer Goals & Make A Plan+Pivot
19. Create Internal File for Buyers Records
20. Send Buyers Homes Within Their Criteria
21. Start Showing Buyers Home Request
22. Schedule & Organize All Showings
23. Gather Showing Instructions for Each Listing
24. Send Showing Schedule to Buyers
25. Show Up Early and Prep Showings
26. Look For Possible Repair Issues
27. Gather Buyer Feedback After Each Showing
28. Update Buyers When Homes Hit the Market
29. Share Knowledge & Insight About Homes
30. Guide Buyers Through Their Journey
31. Listen & Learn From Buyers At Each Showing
32. Keep Records of All Showings
33. Update Listing Agents with Buyer’s Feedback
34. Discuss Home Owner’s Associations
35. Estimate Expected Utility Usage Costs
36. Confirm Water Source and Status
37. Discuss Transferable Warranties
38. Explain Property Appraisal Process
39. Discuss Multiple Offer Situations
40. Create Practice Offer To Help Buyers Prepare
41. Provide cufrent Housing Market Data
42. Inform Buyers of Their Showing Activity
43. Update Buyers On Any Price Drops
44. Discuss MLS Data With Buyers At Showings
45. Find the Right Home for Buyers
46. Determine Property Inclusions & Exclusions
47. Prepare Sales Contract
48. Educate Buyer’s On Sales Contract Options
49. Lead-Based Paint Disclosure
50. Explain Home Warranty Options
51. Update Buyer’s Pre-Approval Letter
52. Discuss Loan Objection Deadlines
53. Choose a Closing Date
54. Verify Listing Data Is Correct
55. Review Comps With Buyers
56. Prepare & Submit Buyer’s Offer
57. Negotiate Buyers Offer With Listing Agent
58. Execute A Sales Contract & Disclosures
59. Once Under Contract, Send to Title Company
60. Coordinate Earnest Money Drop Off
61. Deliver Copies to Mortgage Lender
62. Obtain Copy of Sellers Disclosure for Buyers
63. Deliver Copies of Contract/Addendum
64. Obtain A Copy of HOA Bylaws
65. Keep Track of Copies for Office File
66. Coordinate Inspections with Buyers
67. Meet Inspector At The Property
68. Review Home Inspection with Buyers
69. Negotiate Inspection findings
70. Get All Agreed Upon Repair Items in Writing
71. Verify any Existing Lease Agreements
72. Check In With Lender To Verify Loan Status
73. Check on the Appraisal Date
74. Negotiate Any Unsatisfactory Appraisals
75. Coordinate Closing Times & Location
76. Make Sure All Documents Are Fully Signed
77. Verify Title Company Has Everything Needed
78. Remind Buyers to Schedule Utilities
79. Notify All Parties of Closing Time
80. Solve Any Title Problems Before Closing
81. Receive and Review Closing Documents
82. Review Closing Figures With Buyers
83. Confirm Repairs Have Been Made By Sellers
84. Perform Final Walk-Through with Buyers
85. Resolve Any Last Minute Issues
86. Get CDA Signed By Brokerage
87. Attend Closing with Buyers
88. Provide Home Warranty Paperwork
89. Give Keys and Accessories to Buyers
90. Close Out Buyer’s File
91. On-going support (contractor, landscaper, painter, fence, appliance referrals…)

Any you would add to this list?

03/20/2024

Knowing how much money you have in the bank is just the start to early retirement planning.

Retiring early is a great idea if you can afford it. Unfortunately, few people plan for retirement a...

03/13/2024

Don't fret about cleaning those pesky window screens!

Cleaning your window screens is a chore few homeowners look forward to. No matter how shiny you can ...

03/06/2024

State-sponsored 529 accounts are a tax-free way to pay for a child's college education.

State-sponsored 529 accounts are a tax-free way to pay for a child’s college education. Opening an i...

02/28/2024

This charming 3 bedroom 2 bathroom rancher sits on a corner lot in the quaint Kootenai Woods Subdivision of Bigfork. The extra large .56 acre corner lot provides a serene wooded view as well as swan mountain views from the front porch. Attention to detail with custom cabinets, white quartz counter tops, sinks, subway tile back splash, luxury laminate flooring, as well as upgraded lighting, fixtures and faucets and window treatments. The tasteful open floor plan is great for entertaining with oversized windows bringing in an abundance of light. The Spacious master bedroom has en suite walkin shower is plumbed for a bathtub and has a large walk in closet. Convenient laundry/mud room with shelving right off the garage and front door. Garage is a 2 car with an extended bay making it a 3 car deep garage for extra parking and toys. Home comes with a 6 person hot tub and 2 sheds. Nearby Swan Lake CO. Access also. Call now for your private showing Ky Gardner @ Berkshire Hathaway HomeServices Montana Properties - Bigfork 406-407-8158 or your Real Estate professionals. Listed By Signe Ensign

This charming 3 bedroom 2 bathroom rancher sits on a corn...

02/28/2024

https://kygardner.bhhsmt.com/details/?mlsid=22016138&mls=128&view_timing=10

02/28/2024

Saving can be challenging. Here are some tips.

Everybody wants to save money to buy a house, take a vacation or be able to retire comfortably. If y...

02/21/2024

Consolidating your debt could make it easier to pay off.

Credit cards can help you afford things you need if you don’t have the money right now, but they oft...

02/15/2024

HORSE PEOPLE DREAM PROPERTY!!! NO HOA! NO ZONING! NO COVENANTS!!
Premium 5-acre horse property in beautiful Creston with views galore. Highly sought after, hard to find location with endless possibilities! Sky's the limit, so let your imagination sore and make this property your own. NO HOA, zoning or covenants. Located at the end of a private road, bordered by tree farms, seasonal farm and private property, your driveway is lined with beautiful, mature Poplar and evergreen trees. Close to all amenities but offers the privacy of country living. Horse Lover's paradise, investment property, home-based business or hobby farm, whatever you can dream up, is possible! Did we mention the spectacular Swan Mountain views to enjoy while relaxing in your hot tub? Large deck is perfect for entertaining or a fire pit in the yard, just relax and take in the night skies or catch a glimpse of the Northern Lights. Horse friendly with newer 24x24 barn with 12x24 shed roof for storage or shelter.
Heated tack room with solid floor, saddle racks, halter/bridle hooks and more with room to customize to your needs. Interior floor is packed sand with rubber mat overlay, sand floor stall with run pen. Corral area for easy penning and 2 pasture areas that are 2 acres each and could be further cross fenced. Dedicated 50amp electric, water hydrant and tank heater outlet. Get out and explore with hundreds of miles of trails just a short drive away for hiking or riding. Property designed for safety of your pets and owner convenience. Main yard is a beautifully landscaped 1-acre area, newer greenhouse with water and electric for 3-season growing, raised garden beds, flowerpots, window boxes and more. There is also a large storage shed to store all your gardening and lawn care tools, equipment and supplies. 2 level home offers opportunity for 2 separate living spaces with more bedrooms, bathroom, laundry and kitchen areas for family, friends or rental, while maintaining a large living area/recreation room (perfect for teenagers and guests!) Current living space is Master bedroom, 1.5 bathrooms upstairs, 1 bedroom and large 2nd living area/recreation room downstairs, with Seller option pending contract of the "to be completed" 2-bedrooms, 1 full bathroom for the listed 4-bed, 2.5 bath home. Or transform it back into heated garage/shop/hobby area and still add additional bedroom(s) and bathroom. The options to expand this already spectacular property are waiting for you. Laundry area upstairs can be relocated and/or 2nd laundry area added on lower level. See Features List and Inclusion/Exclusion List for more details as the Seller is offering mostly furnished and/or open to negotiation of most all items. Contact Wendy Kingery at 406-871-6767 or your real estate professional for more details.

Premium 5-acre horse property in beautiful Creston with v...

02/14/2024

A little puppy love for Valentines Day!

Check out Ky Gardner's video.

02/14/2024

This report found that email reminders from your bank help credit card users cut spending by 2 percent.

No one wants to be reminded by their bank that using a credit card too much is a bad idea. It’s a ru...

02/07/2024

How often do you use a debit card? To avoid identity theft, start using it less.

A debit card can be your worst enemy when it comes to identity fraud. Credit and debit card fraud to...

01/31/2024

Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts.

Keeping track of every single dollar you spend can be difficult, no matter how closely you track you...

01/24/2024

How often do you clean your hardwood floors? Here's how you can keep them in the best condition possible.

If you’re the proud owner of a hardwood floor, you may be engaged in a constant cleaning battl...