Cruise Planners - Elisa K Ball - "Your Passport to the World"

09/26/2024

Uncover the grandeur of Oregon's tallest waterfall, Multnomah Falls! At 620 feet, this breathtaking, year-round cascade is a must-see wonder. Stay in Portland (only 30 minutes away), or nearby towns like Troutdale or Corbett to explore the Columbia River Gorge National Scenic Area. Let’s put it on the list!

09/26/2024

Imagine picturesque French towns adorned with twinkling lights and captivating landscapes. Experience the beauty of Provence and more on board AmaWaterways' Colors of Provence - Christmas river cruise. Let me know if you need more information.

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09/26/2024

MEDICARE NEWS!
With Annual Enrollment for Medicare around the corner, I want to make sure you're aware of historic changes to Medicare that are lowering healthcare costs and ensuring that every American has the peace of mind that comes with quality, affordable healthcare.

It is more important than ever to look at your drug coverage for 2025 during AEP and to make sure you are enrolled in the Medicare Part D plan that is best for you. You can learn more about these benefits and review your options by calling me or your Medicare Advisor/Broker starting October 1st. Medicare Annual Enrollment Period runs from October 15th through December 7th.

Historic reforms are coming to all Medicare beneficiaries in 2025! A new law gives Medicare the power to negotiate lower prescription drug prices, like the U.S. Department of Veterans Affairs does on behalf of our nation's veterans and service members.

Medicare has been able to cap the cost of insulin for seniors with diabetes at $35 a month for each covered insulin instead of as much as $400 a month. Recommended vaccines, like those to treat shingles, are free for people with Medicare prescription drug coverage.

Starting in January 2025, your total out-of-pocket costs for prescription drugs will be capped at $2,000 a year, no matter how expensive your prescription drugs are. That means you will not pay more than $2,000 per year on prescription drugs covered under Medicare prescription drug coverage, or Part D — that includes expensive prescription drugs to treat cancer, chronic illnesses, and more. Please note though that the Medicare insurance companies will be covering these costs so you may see a rise in your co-pays, co-insurance, and Maximum-Out-of-Pocket expenses.

If you reached what's called the "catastrophic coverage" phase in 2024, you won't have to pay any more out of pocket for your medications.

In addition to these cost-saving benefits that go into effect in 2025, Medicare recently announced that it has reached an agreement with pharmaceutical companies for new, lower prices for ten of the most expensive and most frequently used prescription drugs in Medicare. These new, lower prices will go into effect in 2026, and Medicare will continue to negotiate prices for additional drugs each year for the foreseeable future.

The Annual Enrollment Period is your opportunity to explore all Medicare insurance options in your area to ensure you have the most appropriate coverage in 2025! If you don't take advantage of this, you may have to live with your current plan for all of 2025.

Be sure to get with your Medicare Advisor to compare the 2025 Medicare insurance plans. And, if you're not working with a professional, please reach out to me no matter where you live. It will be my pleasure to assist you.

Medicare Advisor Elisa (561) 430-7075. www.medicareadvisorelisa.com

Tealth care should be a right, not a privilege. I encourage you to take advantage of these new, lower-cost benefits as part of stronger, better Medicare coverage that you deserve.

Could you get more & pay less? Do you deserve the best care available? We specialize in uncovering the best plan for you!

09/25/2024

Let’s check out the magic of Neuschwanstein Castle, a real-life fairy tale in Germany's Bavarian Alps! I can arrange for you to stay in nearby towns like Füssen or Schwangau for a cozy base to explore this enchanting region and other attractions such as Hohenschwangau Castle, the Museum of Bavarian Kings, and the stunning Lake Forggensee.

09/25/2024

🌍 Imagine a vacation where every wish is granted. 🌅 Whether you're seeking adventure, relaxation, or a mix of both, we've got the perfect destination for you. Get ready to explore the world in style! ✈️

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09/25/2024

Are you looking for a stress-free, unforgettable holiday? Why not spend Christmas in the Caribbean and ring in the New Year from the high seas? Life’s too short not to enjoy the holidays your way – and by that, we mean on an island in the sun. Book now and consider it a present to yourself.

For a Limited Time - Score 70% Off Your 2nd Sailor! >>>MORE

09/24/2024

Create unforgettable vacation memories with sun-soaked beach days and blissful relaxation! Let’s talk about where you want to start making memories like this.

09/24/2024

This Norwegian saying means ‘To be in a very comfortable situation’. Sailing in a beautifully appointed Hurtigruten suite along the Norwegian coast may just make you feel like ‘the yolk in the egg’. Book your adventure with me today!

Get up to 6000NOK on board credit per person or $1,000 off select Original Voyages! >>>MORE

09/24/2024

Discover paradise with a splash of fun! Carnival Cruise Line’s new private island, Celebration Key has everything you need to plan an unforgettable family vacation! Hang out at Starfish Lagoon, play a game of pickle ball at the game pavilion, or add a shore excursion to your day and swim with the dolphins!

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09/24/2024

Tallinn, meaning Danish Castle, was established during the period after the Crusades. The city walls are fortified with 26 watchtowers. Get BEST PRICES FOR 2025 on the May 7 tour departure if you book by 10/9/24.

Save $400/couple on Europe Tours >>>MORE

09/23/2024

Fall in love with Antarctica's adorable Gentoo Penguins - a heartwarming sight you won't forget! Antarctica is the new Europe vacation, with an exotic expedition feel. Let’s take a look!

09/23/2024

Fernweh is a German word that describes a longing for distant places, or a "farsickness" meaning an intense urge to travel. Next time you're itching to get away say "fernweh"!

09/22/2024

Want to dive into one of Fiji's natural wonders at the breathtaking Wainibau Waterfalls on Taveuni Island? I can make this happen. And there are lots of resort options!

09/22/2024

Now that summer is winding down, it's the perfect time to book your winter getaway. Holiday markets in Germany? Romantic strolls along the Seine? Take your European pick!

Go Beyond the Flight with Delta Vacations >>> MORE

09/22/2024

Picture this: you and your beloved staring at the sunset over crystal blue waters. There’s no better way to celebrate your love than with a romantic European sailing – perfect for anniversaries, honeymoons, or just-because-I-love-you trips. And don’t forget to add their Splash of Romance package to take your love-fest at sea to the next level.

For a Limited Time - Score 70% Off Your 2nd Sailor! >>>MORE

09/22/2024

Add snorkeling, ziplining, and island touring to your to-do list in Antigua & Barbuda. Discover remarkable marine life or explore the vibrant reefs of the ocean. Then finish the day strong with traditional Caribbean cuisine as you watch the sunset beachside. Get ready for the vacation of a lifetime.

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09/22/2024

Happy Birthday in heaven Jay. Today you would have been 83 and we would have celebrated you and another year together.
Know you are missed every day.
xoxox

09/21/2024

Uncover Madagascar's vibrant wildlife with a close encounter with the chameleon kind! Time for you to embark on your wild journey?

09/21/2024

Coming in 2025: Pearl Cove, your new favorite beach club at Celebration Key. Enjoy an exclusive adults-only experience with front-row seats to breathtaking Bahamian waters. Book now!

No One Does Fun Like Carnival >>> MORE

09/21/2024

Bergen’s Bryggen Wharf is Europe’s oldest port city and is easily identified by its colorful wooden buildings and cobblestone streets. Get BEST PRICES FOR 2025 on the May 7 tour departure if you book by 10/9/24.

Save $400/couple on Europe Tours >>>MORE

09/20/2024

Is it time to discover Prague's enchanting beauty and wander across its magnificent bridges? Ready to explore? DM me to start planning your dream trip today!

09/20/2024

🎢 Get ready, Disneyland fans! California Adventure is adding an "Avatar"-themed area and a "Coco" attraction. Plus, Avengers Campus is doubling in size with two new attractions!

09/20/2024

Embark on a soul-stirring journey to Cape Reinga, the northernmost tip of New Zealand's North Island, for awe-inspiring scenery where two oceans meet. Visit the iconic lighthouse, and immerse yourself in Māori spirituality at this sacred site.

09/20/2024

Planning a group trip or destination wedding can be challenging. We can use ALGVacations' custom event pages to save the day. Keep details clear, organized, and easily accessible to you and your group members so all you have to do is look forward to the big day!

Turn Vacation Dreams Into Lifelong Memories >>>MORE

09/19/2024

In Norway, this saying means ‘to believe something someone said without doubting them’. The locals also say that a Hurtigruten voyage is the most authentic way to experience unique culture and majestic scenery. Book your adventure with me today!

Get up to 6000NOK on board credit per person or $1,000 off select Original Voyages! >>>MORE