Shane Kimbrough, Senior Loan Officer NMLS #1273429

04/24/2025

You may have heard the terms "prequalified" and "preapproved" and wondered what the difference is. Check out our blog explaining the differences, as well as when each would be the ideal fit and let me know if you have any questions!

Ready to start your journey? Visit my website or DM me!

If you’re considering purchasing your first home, you may be overwhelmed and confused to find how much time, patience, and work is required before you’re handed the keys to your dream home. It’s not uncommon to get confused by the many stages of financing a home and the various terms that are ...

04/24/2025

Folate is a B vitamin that's crucial for cell growth and a healthy pregnancy. Dietitians share 9 folate-rich foods to eat to up your intake.

04/23/2025

Veterans and active-duty heroes! Have you found a home to buy, but it needs a little love? A VA Renovation Loan lets you buy and renovate all under one loan, so you can transform a fixer-upper into your ‘forever home’ with ease.

In our latest blog, we cover:
- benefits to take advantage of
- eligibility requirements
- the process from start to finish

Want to learn more? ? Read the full blog here: https://swbc.me/41Nas4b

04/23/2025

There’s been a lot of chatter over the last few years on how to keep your brain sharp as you age. While plenty of people rely on things like puzzles or brain-training apps, new research suggests the best way to keep your brain healthy may be as simple as following a regular exercise routine.

It’s so simple too.

04/22/2025

Tired of surprise rent hikes and landlord calls? Find a space that's finally your own!

Let's make your dream of owning a home a reality. Reach out to get pre-approved today.

04/22/2025

When renovating your home, not every upgrade and improvement to the property is going to end up paying off in the end. Just like any other aspect of the real estate market, there are a variety of factors that will determine whether a home improvement is worth investing in.

When renovating your home, not every upgrade and improvement to the property is going to end up paying off in the end.

04/21/2025

Home is a place to not only grow your family, but also grow laughter, love and memories that will last a lifetime. From first steps to holiday traditions, the right home holds more than just your belongings—it holds your story!

If you’re ready to plant roots and create a space that’s truly yours, I’m here to help make it happen. Reach out today to start your journey to homeownership.

04/18/2025

When financing a newly built home, the best mortgage program for you is based on your credit strength, financial situation, and long-term goals. Some popular options include:

- Conventional - Best for buyers with strong credit and stable income. Benefits include competitive interest rates, low down payment options, and fixed or adjustable-rate choices.
- Down Payment Assistance - Available for qualifying buyers who need assistance with their down payment and/or closing costs. Ask for details!
- Non-QM Loans - Flexible options for self-employed buyers, investors, or those with non-traditional income documentation.

Those are just the beginning! Make your move today! 🏠 Explore the advantages of a new build & find the perfect fit for your future.

04/17/2025

Newly constructed homes are built with today’s lifestyle in mind:
💡 Energy-efficient systems and materials = lower utility bills
📲 Smart home features = convenience at your fingertips
🌎 Better for the environment, better for your budget

If you’re dreaming of a home that’s as smart as it is stylish, a new build might be the perfect fit. Let SWBC Mortgage help you find the happiest way home.

04/17/2025

Small repairs can make a BIG difference when selling your home! Buyers notice leaky faucets, chipped paint, and squeaky doors—so tackling those fixes upfront can potentially help you sell more quickly. A well-maintained home shows pride of ownership and gives buyers confidence in their investment.

Thinking about buying or selling? Let’s talk financing!

04/16/2025

Buyers want to see the space, not your stuff! Decluttering before selling your home makes it feel bigger, brighter, and more inviting. A clean, organized home helps them envision their future there—which can lead to faster sales and better offers.

Ready to make your next move? Let’s get you pre-approved! Contact me today!

04/15/2025

If you're paying rent, you're already paying a mortgage - just not your own. Make the switch to homeownership and put money back into your own pocket!

Ready to take the first step? Let’s chat about how homeownership can help you build wealth!

04/15/2025

Fresh paint = fresh appeal! A new coat on walls, doors, baseboards, and trim instantly refreshes your home, making it look well-maintained and move-in ready. Neutral colors tend to be most visually attractive to potential buyers.

Moving to a new location? My team can help you finance your next home! Reach out today to learn more.

04/14/2025

Small details make a big impact! Adding finishing touches can elevate your home’s exterior and attract buyers. Other great ideas include modern house numbers, a new doormat, cozy porch décor, and freshly laid mulch.

Thinking about upgrading or downsizing? Let’s find the best financing solution for you!

04/10/2025

Make your home stand out with a pop of color! Adding vibrant plants and stylish outdoor art creates a warm, inviting feel that buyers love.

Need professional advice on financing your next home? Reach out today and let’s explore your options!

04/10/2025

If your mortgage payment recently changed, it might be due to your annual escrow analysis. Your mortgage servicer reviews your escrow account to ensure there's enough to cover property taxes & insurance.

📉 Escrow Shortage? Your account is short, and you may need to pay the difference.
📈 Escrow Overage? You’ve paid too much, and you might get a refund or credit.

Why does this happen? Changes in property taxes or insurance costs can impact your escrow balance. Stay informed and plan ahead!

Got questions? Let’s chat! 💬👇

04/09/2025

Amazing home on the market in Murfreesboro!

04/09/2025

Owning a home is more than a milestone; it’s a way to build stability for you and your family. VA loans provide exclusive benefits, like $0 down payment and no Private Mortgage Insurance, to make homeownership a reality for those who’ve served. Let us guide you home. 🏡