Shane Kimbrough, Senior Loan Officer NMLS #1273429

Shane Kimbrough, Senior Loan Officer NMLS #1273429 SWBC Mortgage Corporation is a full-service mortgage banking firm headquartered in San Antonio, Texas, with offices across the nation.

Shane Kimbrough, Senior Loan Officer
NMLS #1273429
SWBC Mortgage Corporation, NMLS #9741
www.nmlsconsumeraccess.org
Equal Housing Lender
Check licensing at www.swbcmortgage.com/mortgage-licenses-disclosures We are a wholly owned subsidiary of SWBC, a diversified financial services company. We offer the perfect mix of superior service, products, and pricing to make the home financing experience m

emorable. Whether you are buying your first home, dream home, investment property, or are interested in refinancing an existing loan, contact us today for more information and a complimentary mortgage analysis. SWBC Mortgage offers a range of loan products and financing, including Conventional, FHA, VA, Jumbo, Investment Property and more. Loans are subject to credit approval and property approval. Other guidelines may apply. Rates are subject to change.

Your mortgage isn’t the only monthly cost of homeownership—utilities can add up quickly! 🏡Why It Matters:- Lenders don’t...
03/13/2025

Your mortgage isn’t the only monthly cost of homeownership—utilities can add up quickly! 🏡

Why It Matters:
- Lenders don’t include utilities in your mortgage approval, but you still need to afford them!
- Larger homes or extreme weather = higher bills
- Some cities have higher utility costs than others—do your research!

💡 Pro Tip: Ask the seller for past utility bills to estimate costs before you buy!

No bunny knows mortgages like we do! Reach out to my team today to learn more about how we make the homebuying process e...
03/13/2025

No bunny knows mortgages like we do! Reach out to my team today to learn more about how we make the homebuying process egg-stra easy!

Before you commit to a home, make sure you understand ALL the costs—not just the mortgage! Ask these key questions to av...
03/12/2025

Before you commit to a home, make sure you understand ALL the costs—not just the mortgage! Ask these key questions to avoid budget surprises:

- What are the annual property taxes? (And do they change often?)
- How much is homeowners insurance? (Rates vary by location!)
- Are there HOA fees? (If so, what do they cover?)
- What are the average utility costs? (Ask for past bills!)
- How old are the major appliances & roof? (Repairs can be pricey!)
- What’s the typical cost of maintenance & upkeep? (Lawn care, pest control, etc.)

💡 Knowing these costs upfront = no financial surprises later! Save this post for reference when house hunting! 🏡💰

Don’t miss out on your dream home because your offer wasn’t strong enough! Our Certified Pre-Approval boosts a seller’s ...
03/12/2025

Don’t miss out on your dream home because your offer wasn’t strong enough!
Our Certified Pre-Approval boosts a seller’s confidence in your offer, making it more appealing than the competition and more likely to be chosen.

Give yourself a competitive edge! Contact me today to explore your financing options and take the first step toward owning your own home!

Why pay more when you don’t have to? VA home loans eliminate private mortgage insurance (PMI), saving you hundreds every...
03/11/2025

Why pay more when you don’t have to? VA home loans eliminate private mortgage insurance (PMI), saving you hundreds every month. Plus, with flexible credit requirements and up to $2M financing through SWBC Mortgage, we’re here to make your homeownership dreams a reality!

DM us today to learn more about how a VA home loan can help you achieve your homeownership dreams! 🎖️

Realtors! Do you have these three things for each of your property listings? What else are you doing to set yourselves a...
03/11/2025

Realtors! Do you have these three things for each of your property listings? What else are you doing to set yourselves apart?

The spring real estate market is in full bloom. Now is the time to shed your rent and put down new roots in a home of yo...
03/10/2025

The spring real estate market is in full bloom. Now is the time to shed your rent and put down new roots in a home of your own.

Let’s make your homeownership dreams blossom! Reach out today to get started.

Don't forget that clocks will spring forward at 2 am on Sunday, March, 9th! Save an hour of daylight and soak up the spr...
03/06/2025

Don't forget that clocks will spring forward at 2 am on Sunday, March, 9th! Save an hour of daylight and soak up the spring rays ☀️

Over time, sediment builds up in your water heater, making it work harder (and costing you more money). Draining and flu...
03/06/2025

Over time, sediment builds up in your water heater, making it work harder (and costing you more money). Draining and flushing your tank helps prevent buildup, improves heating efficiency, and extends its lifespan.

Pro tip: Place an insulated blanket around the tank to keep it from getting cold.
Bonus reminder: Be sure to test your water heater’s pressure-relief valve at least once a year.

Buying a house is a big step, and it’s important to go in prepared so you can make the best decision for your future. 💰🏡...
03/05/2025

Buying a house is a big step, and it’s important to go in prepared so you can make the best decision for your future. 💰🏡

Your first step should be to check your finances. Start by reviewing your income, savings, and monthly expenses to better understand your spending capacity. 🔎📄

Next, check out your credit score. If it’s not where you’d like it to be, start taking the necessary steps to raise it. A strong credit score can help you secure a better mortgage rate, saving you money in the long run. 📈

Lastly, consider getting pre-approved (my team can help!). This is crucial to understanding your full financial picture. 👀🖼️

With careful planning, homeownership is achievable! Reach out today to discuss your home financing goals. 🏡

03/05/2025

From consultation to closing, we’re here to guide you every mile of the way! 🏠🤝

Let’s take this journey together! DM us to get started.

Are you a Veteran or active-duty service member? 🎖️ VA home loans offer $0 down payment, no PMI, and competitive interes...
03/04/2025

Are you a Veteran or active-duty service member? 🎖️ VA home loans offer $0 down payment, no PMI, and competitive interest rates—making homeownership affordable and accessible. Let’s honor your service by finding your dream home.

🏡 Contact us today!

That’s right! You can use gifted funds towards the down payment of your home. Ask us for more details! 🎁🏡
03/04/2025

That’s right! You can use gifted funds towards the down payment of your home. Ask us for more details! 🎁🏡

Big news! An expanded appraisal waiver program is now available for eligible home purchases up to 90% Loan-to-Value! If ...
03/03/2025

Big news! An expanded appraisal waiver program is now available for eligible home purchases up to 90% Loan-to-Value! If you qualify, it could mean:

- Fast closings – Skip the traditional appraisal process and get to the finish line sooner!
- Competitive costs – Save on appraisal fees and keep more money in your pocket.
- Less stress – Enjoy a smoother, more efficient homebuying experience.

Ready to see if you qualify? Get pre-approved today!

Let’s simplify LLPAs for your clients!🤝  Did you know that Loan-Level Price Adjustments (LLPAs) can impact your clients’...
02/28/2025

Let’s simplify LLPAs for your clients!🤝

Did you know that Loan-Level Price Adjustments (LLPAs) can impact your clients’ mortgage rates? Factors like credit score, down payment, and property type all play a role in what they’ll pay.

As a trusted partner, I help guide buyers through the mortgage process—making sure they understand LLPAs and how to minimize extra costs. The result? Smarter financial decisions, smoother closings, and happier homeowners.

Let’s work together to provide the happiest way home for your clients! 🏠✨

📩 DM me to connect and help your buyers make the most of their homebuying journey.

You might not have heard of Loan-Level Price Adjustments (LLPAs), but they play a big role in determining your mortgage ...
02/27/2025

You might not have heard of Loan-Level Price Adjustments (LLPAs), but they play a big role in determining your mortgage rate. Factors like your credit score, down payment, and even the type of property you’re buying can affect the final cost of your loan.

The good news? With the right guidance, you can minimize those costs and feel confident every step of the way! 🙌

I’m here to help you navigate LLPAs and find the happiest way home.

📩 DM me to learn more or get started today!

Check out 10 ways to turn store-bought rotisserie chicken into a healthy dinner.
02/27/2025

Check out 10 ways to turn store-bought rotisserie chicken into a healthy dinner.

Last night, a hot bird saved my life.

You don’t have to go it alone. We’ll guide you through credit challenges, down payment assistance, and flexible loan opt...
02/26/2025

You don’t have to go it alone. We’ll guide you through credit challenges, down payment assistance, and flexible loan options.

📩 Let’s talk! Get pre-approved today.

Address

5107 Maryland Way Suite 100
Brentwood, TN
37027

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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