Shane Kimbrough, Senior Loan Officer NMLS #1273429

01/17/2025

ChatGPT can now handle reminders and to-dos. OpenAI is launching a new beta feature in ChatGPT called Tasks that lets users schedule future actions and reminders. Learn more about the new feature in this article.

ChatGPT just got a new automation feature for future tasks.

01/16/2025

After applying for a mortgage, you might notice an increase in unsolicited offers. Take these steps to safeguard your peace of mind. 🛡️

1️⃣ Opt out of prescreened offers: Head to www.optoutprescreen.com or call 1-888-567-8688 to stop lenders from using your information for promotional purposes.

2️⃣ Add your number to the Do Not Call Registry: Visit www.donotcall.gov and protect your phone from spam calls.

3️⃣ Stay on top of your credit: Regularly review your credit reports to detect and address unauthorized activity.

At SWBC Mortgage, we're dedicated to helping you stay informed and in control, so you can focus on what matters most—achieving your homeownership goals!

01/16/2025

Half of Americans who make resolutions want to eat healthier or lose weight but less than 10% will actually do it. Is AI the biohack they've been waiting for?

Half of Americans who make resolutions want to eat healthier or lose weight but less than 10% will actually do. Is AI the biohack they've been waiting for?

01/15/2025

When you apply for a mortgage, your credit inquiry can trigger unsolicited offers from other lenders. Here’s how you can protect yourself from unwanted offers after applying for a mortgage:

1️⃣ Opt out of prescreened offers: Visit www.optoutprescreen.com or call 1-888-567-8688 to remove your name from lists used by lenders to send offers.

2️⃣ Register with the Do Not Call Registry: Go to www.donotcall.gov to add your number to the national registry.

3️⃣ Monitor your credit: Keep an eye on your credit reports to ensure no unauthorized activity occurs.

SWBC Mortgage is here to empower you with the tools and resources to stay focused on your homebuying journey.

01/15/2025

🏡 Thinking of a home renovation? Make sure you’re fully prepared! 🛠️✨

Our guide covers everything you need to know before starting a renovation, from setting a realistic budget to choosing the right materials. A little planning can go a long way in making your project a success!

Learn more here 👇

01/14/2025

Did you know that when you apply for a mortgage, your credit inquiry can trigger unsolicited offers from other lenders? These "trigger leads" can result in a flood of phone calls, emails, and even text messages.

At SWBC Mortgage, your peace of mind is our priority. We're here to guide you through the process and help you stay in control of your personal information.

I'm happy to give you tips on how to stop these unwanted solicitations! Reach out today.

01/14/2025

💸 Building a custom home? Knowing where to invest can make all the difference! 🏠✨

Our guide highlights 6 key areas where a little extra spending can go a long way, from high-quality materials to energy-efficient features. Create a home that’s beautiful, functional, and built to last.

Discover the best areas to splurge here 👇

01/13/2025

When you own a home, you’re not just investing in property—you’re investing in a community. It’s about building friendships, finding local spots you love, and feeling truly at home.
Let’s find the neighborhood that feels like your place!

01/09/2025

The 2025 conforming loan limits increased to $806,500. This increase helps potential buyers by:

- Making it easier to finance a home with lower down payment options at competitive rates
- Allowing buyers in high-priced areas to qualify for larger mortgages with more flexible qualifying criteria compared to other loan programs
- Putting potential homebuyers ahead of the game in a competitive housing market with low inventory

Interested in learning more about how loan limits can affect affordability? Feel free to give me a call!

01/09/2025

Homeownership is an investment in your family’s future. Whether it’s building equity or creating a space full of memories, a home can be a legacy you pass down.
Let’s talk about making your family’s dreams come true!

01/08/2025

SWBC Mortgage has been recognized as a Scotsman Guide 2025 Top Workplace! 🏆 This honor reflects our commitment to fostering a culture where our employees thrive, our clients feel supported, and our partners trust in our expertise.

From empowering homebuyers with personalized solutions to cultivating an environment where innovation and teamwork shine, we are proud to be a place where careers and dreams grow together.

Here’s to continuing our mission of helping individuals and families achieve their homeownership goals! 🏡

01/08/2025

🍳 Ready to transform your kitchen? Start off on the right foot! 🛠️💡

Our guide covers the essential first 3 steps to begin your kitchen renovation with confidence. From budgeting to design planning, we’ve got tips to make your dream kitchen a reality.

Explore our guide here 👇

01/07/2025

A home isn’t just a roof over your head—it’s a foundation for stability. Knowing your mortgage payment can stay consistent provides peace of mind and security.
Thinking of putting down roots? Let’s explore your options together!

01/07/2025

🏡 Dreaming of a home that’s uniquely yours? A custom-built home could be the perfect choice! ✨

Our guide explores 4 key benefits of building a custom home, from personalized design to enhanced energy efficiency. Discover how you can create a space tailored to your lifestyle and needs.

Learn more here 👇

01/06/2025

Owning a home is more than just a place to live—it’s a smart way to build wealth over time! As you pay your mortgage, you’re building equity, which can lead to financial security in the future.
Ready to start your journey? Let’s talk about how homeownership could work for you!

01/01/2025

Here’s to new beginnings, exciting opportunities, and making your dreams a reality in 2025. Wishing you and your loved ones a year filled with happiness and success!

12/19/2024

🛠️ Ready to sell your home? Make sure it’s looking its best with our expert tips! 🌟

Our guide offers smart strategies to help you get your home market-ready, from boosting curb appeal to staging like a pro. These tips can help you attract buyers and get the best possible price!

Discover more here 👇

12/19/2024

Dreaming of homeownership? Winter could be the perfect season to make it happen! ❄️

Here’s why:

- Less competition from other buyers = more negotiating power
- Sellers are motivated to close before year-end
- Lock in your dream home before spring market heat

Don’t let the cold hold you back—start your journey to a warm, cozy home today! DM me to get started.