This is how you save six figures on a home purchase 👇
A lot of people don’t realize this but…
one of the biggest expenses of homeownership is mortgage interest.
Here’s how to save BIG:
✔️ Shop Around for Lenders: When getting pre-approved, you have a 14-45 day window where multiple lenders can pull your credit without affecting your score. Get quotes, ask for written closing cost estimates, and compare both rates and fees.
✔️ Switch to Bi-Weekly Payments: By making bi-weekly payments instead of monthly ones, you’ll make an extra payment each year, saving you a ton in interest over time.
✔️ Make an Early Payment: Your first mortgage payment skips a month. If you close in September, your first payment is due in November. But if you make a payment in October, you decrease your principal right away, saving you thousands in the long run.
✔️ Look into Grants & Programs: Many states and banks offer reduced mortgage rate programs for first-time buyers. Grants are also fantastic because you’re borrowing and paying interest on less money.
✔️ Negotiate Rate Buy Downs: There are permanent and non-permanent rate buy downs that sellers can help pay for, depending on your negotiating power.
✔️ Refinance When Rates Drop: Buying before rates drop means less competition and likely a lower sales price. If rates do drop, you can refinance and enjoy the best of both!
#HomeBuyingTips #realestateadvice #homebuyingadvice #MortgageMistakes #HomebuyingHack #MortgageTips #FirstTimeBuyer #homeownershipgoals
Christine Belin, REALTOR® Coldwell Banker Pacesetter Steel Realtors
It’s such a beautiful and sunny day in Corpus Christi! I’d love to share this beautiful ocean side condo with ahhhmazing views at The Riviera, has just had a $30,000 price adjustment! Wow! 🤩 and plenty of room for your holiday celebrations!
Let me know if you have any questions today!
4302 Ocean Drive 43/44
Corpus Christi, TX 78412
Christine Belin, REALTOR® Coldwell Banker Pacesetter Steel Realtors
15401 S Padre Island Dr
Corpus Christi, TX 78418
United States
🏝🏝 Mark and myself have had to make some booking adjustments on our condo and will be doing long term for awhile.
The official dates that it will no longer be available short term will be announced soon. If you have reservations this month... then all is great! We also have some availability still so i am happy to check rates. 🐟🦑🦞🌟☀️🏝 If you know anyone looking for 6~12 months, let us know.
We hope that things will be better next year & we can go back to shorter term. 🙌🙌🙌🙌
Who is ready for a staycation? We still have some availability in September & part of October. We may have the condo booked for several months from mid October ( guest travel pending) so we’d love 💕 for y’all to enjoy it while it’s still open. Message me for updated booking information.
We are still accepting reservations in September ☀️check the calendar for available dates. We may accept long term starting in October and will keep you updated if we do 😊
Beach Therapy still available until September 30th 2020. We have wi-fi & are taking extra measures to clean due to the pandemic. We are happy to check your dates, so just message me for availability & rates. Looking for long term lease after this date. #beachtherapy #beachlife
Electricity after being off for 17 hours on the island is finally coming back up. Amen 🙏
Hurricane Hanna made landfall as a category 1 at 5:02pm cst. The location is south of North Padre Island. The storm surges are high 3-5 feet at this time.
Planning a trip to North Padre Island?? Come and stay with us!! You will have a great time and have a chance to relax & rejuvenate! Beach � 
