Craig Jarrell: First Horizon Mortgage

12/31/2024

If you’re a DIY enthusiast or just want to perform routine maintenance or minor repairs on your home, the right tools are indispensable.

If you’re a DIY enthusiast or just want to perform routine maintenance or minor repairs on your home, a good tool kit is indispensable. Here are 20 essential tools for your kit, each costing under $20.

12/28/2024

Wondering whether you can borrow money from your home equity if you're on Social Security? Here's what to know.

12/26/2024

Saving for retirement is anxiety-inducing for everyone, especially women. Following this four-part action plan can help improve your financial security.

12/26/2024

A survey found that more than two-thirds of retirees had outstanding credit card debt, up from 40% in 2022.

A Employee Benefit Research Institute survey found that more than two-thirds of retirees had outstanding credit card debt, up from 40% in 2022.

12/26/2024

Whether you’re a first-time homebuyer or a seasoned professional, it’s a great time to take advantage of the new conforming loan limit increase! For more information, contact me today.

12/23/2024

A drop in mortgage rates for the first time in months has sparked a surge in home purchase applications, breathing new life into the housing market.

A drop in mortgage rates for the first time in two months has sparked a surge in home purchase applications, breathing new life into the stagnant housing market.

12/23/2024

Learn how to budget effectively in your 30s with practical tips to grow savings, manage expenses, and plan for a secure financial future.

12/20/2024

Both HELOCs and cash-out refinancing have unique benefits for homeowners, but only one is arguably safer right now.

12/19/2024

Buying a house when you already have one can be complex. Do you buy first, sell first, or keep your current house? How to navigate the process.

12/19/2024

Fortunately, in the final weeks of 2024, there are still smart ways to use this home equity, some of which are more timely than others.

Here are some of the best and most valuable ways to use your home equity in the final weeks of the year.

12/18/2024

Is taking out a home equity loan still a good choice to finance home improvements or other big-ticket purchases even as mortgage interest rates remain elevated? It might be, depending on your financial situation and how you plan on using the funds from a home equity loan.

Even with elevated rates, home equity loan rates are still lower than credit card rates. If you’re a homeowner, a home equity loan might be a good idea—especially for this purpose.

12/17/2024

Smarter cybersecurity for small businesses starts with understanding and addressing the key threats that can jeopardize your operations. With 88% of businesses concerned about cyberattacks and the average cost of an incident reaching $117,000 for small to medium-sized companies, protecting your digital assets is more crucial than ever.

Cyberattacks, such as targeted phishing schemes, ransomware, and denial of service attacks, can have devastating effects. Strengthening your security measures and educating your team are essential steps to safeguard your business.

Click the link to discover more about these sneaky cyber threats and how to defend against them. ms.spr.ly/3377

12/16/2024

When saving for retirement, people might focus on earning their employer’s 401(k) match or maxing out their Roth IRA. However, for some people, part of their retirement nest egg could come from tapping into their home equity.

In this Q&A with Vanguard economist Kevin Khang, he discusses why housing is important to retirement wealth and how people can think about relocating in the current housing market.

12/16/2024

There may be benefits to a refinance beyond decreasing your monthly mortgage payments. Here's what to know.

12/12/2024

Now is a great time to review your online safety practices. With 15.4 million Americans affected by identity theft in 2022, your social media habits might be making you more vulnerable than you think.

To understand how your online behavior could put you at risk and to find actionable steps to protect yourself, check out our detailed guide. ms.spr.ly/3915

12/12/2024

Prepare financially for your first child with these budgeting tips.

Prepare financially for your first child with these budgeting tips. As new parents, learn how to manage expenses, save wisely, and secure your family’s future.

12/12/2024

Master your finances in your 20s with these essential budgeting tips. Build smart habits, manage money effectively, and set yourself up for future success.

12/11/2024

Rebuilding your financial foundation after divorce starts with understanding your options. We understand the complexities of this transition and are here to support you with the financial tools and resources to regain independence and move forward with confidence. Click the link to discover how we can help you during this time.
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