Vernah Sprous, Registered Representative with Nylife Securities LLC

Vernah Sprous, Registered Representative with Nylife Securities LLC Financial Services Professional offering securities products and services through NYLIFE Securities I am not licensed in all jurisdictions.
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I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Comp

any and may be licensed with various other independent unaffiliated insurance companies . Additionally, I am a Financial Services Professional offering securities products and services through NYLIFE Securities, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company. New York Life
6121 79th Street Unit A
Lubbock, Texas 79424
806-698-5600

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

For women, the path to financial security can take different turns, so it’s important to have a guide every step of the ...
03/06/2023

For women, the path to financial security can take different turns, so it’s important to have a guide every step of the way. Reach out and let me help you develop a financial strategy that protects the ones you love while securing your retirement.

This month we give thanks to our military men and women and their loved ones who support them every day. The sacrifices ...
11/12/2021

This month we give thanks to our military men and women and their loved ones who support them every day. The sacrifices you make for your families and ours will never be forgotten.

09/07/2021
The closer you get to retirement, the more your needs can change. That's why having life insurance protection that offer...
07/23/2021

The closer you get to retirement, the more your needs can change. That's why having life insurance protection that offers flexibility is a must. Let's talk about how you can have the coverage you need, when you need it most, with a portfolio approach.

Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!

You wear many hats as a head of the household. So when it comes to life insurance, you know the value of flexibility. Gi...
07/13/2021

You wear many hats as a head of the household. So when it comes to life insurance, you know the value of flexibility. Give me a call to learn how a cost-effective, portfolio approach can help provide protection on your terms.

Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest...
07/12/2021

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under...
07/05/2021

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under current law set to expire, we don’t know what the future will hold. However, with the right strategy, you can work to reduce your estate taxes so you can leave a lasting legacy.

Thinking outside the box has always helped you live your best life. That's why a customized portfolio of life insurance ...
07/03/2021

Thinking outside the box has always helped you live your best life. That's why a customized portfolio of life insurance protection that gives you the flexibility you need may be the right fit for you and your budget. Give me a call to learn more. https://bcove.video/2GUz2cs

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your ...
06/28/2021

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

With long and short-term goals for your family, versatile life insurance is a must. Watch this video and contact me to f...
06/23/2021

With long and short-term goals for your family, versatile life insurance is a must. Watch this video and contact me to find out how a portfolio of protection may be a more cost-effective solution than a single policy for the ones you love most. https://bcove.video/2GUz2cs

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabil...
06/21/2021

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where...
06/15/2021

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

Life can change pretty fast. Shouldn't your life insurance protection be able to keep up? Give me a call to discuss how ...
06/13/2021

Life can change pretty fast. Shouldn't your life insurance protection be able to keep up? Give me a call to discuss how we can put together cost-effective, customized protection for your family.

Looking for protection, but not something permanent? Explore term life insurance from New York Life and protect your family for a set period of time, today!

Address

6121 79th Street Unit A
Lubbock, TX
79424

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