Tucson Federal Credit Union

Our Fixed4Five mortgage arm is here, and we invited our CEO, Matthew Gaspari, to explain it in more detail! What is Fixed4Five? Our Fixed4Five Home Loan is an adjustable-rate mortgage (ARM). With an ARM, the initial interest rate is fixed for a period of time. After that, the interest rate applied to the outstanding balance resets periodically; with a Fixed4Five, it will adjust every five years. ARM Benefits There are many benefits to an ARM over a fixed-rate mortgage: Your rate will be fixed for five years. Your rate will adjust every five years based on SOFR* but will only adjust up to 5.00% over the loan’s lifetime. Available for 30-year mortgages only (With a longer term, your monthly payments will be lower). *APR: Annual Percentage Rate for 1st position mortgage. Actual rate determined by LTV, credit score, and term. Rate is fixed for 5-years and then varies with the market based on a margin plus the Secured Overnight Financing Rate (SOFR). Rates will adjust every 5 years after initial adjustment and will not increase by more than 5.00% over the life of the loan. Loans subject to approval. NMLS ID 462532. Equal Housing Lender.

We know how to break it down 😎… and we also have free checking accounts. Stop by a local TFCU branch or chat with us online to learn more! #Dance #CreditUnion #Breakdown #tfcu #tucson

Say hello to homeownership with our Fixed4Five Home Loan! This adjustable-rate mortgage offers a fixed rate for five years and adjustments every five years. Perfect for those seeking a 30-year mortgage with lower monthly payments. #TFCUHomeLoans #Fixed4Five #MortgageSolutions

🔑 Unlock the door to your dream home with Tucson Federal Credit Union's Fixed4Five Home Loan! Get the benefit of a fixed rate for the first five years and enjoy peace of mind with a cap on rate adjustments. Ideal for 30-year mortgages, this loan keeps your payments manageable. #TFCUHomeLoans #Fixed4Five #DreamHome

🏡 Looking for a flexible home loan option? Discover our Fixed4Five Home Loan! Enjoy a fixed rate for the first five years, then adjustments every five years. With the security of a capped adjustment rate, it's the perfect blend of stability and flexibility. Click the link in our bio to learn more today! #TFCUHomeLoans #Fixed4Five #HomeSweetHome APR: Annual Percentage Rate for 1st position mortgage. Actual rate determined by LTV, credit score, and term. Rate is fixed for 5-years and then varies with the market based on a margin plus the Secured Overnight Financing Rate (SOFR). Rates will adjust every 5 years after initial adjustment and will not increase by more than 5.00% over the life of the loan. Loans subject to approval. NMLS ID 462532. Equal Housing Lender.

School is back in session for most of the greater Tucson area! TFCU wishes every child, teacher, administrator and family a safe, healthy and enjoyable year of learning! ✏️

🌟 Join the TFCU team today and learn what it means to meet our members where they are! 🌟 #TFCUCulture #TeamTFCU

🍍 What rewards have you earned by using ZOGO on our TFCU app? Let us know below!

🎒 What was your favorite grade and why? Share your best memories from that school year with us! #BackToSchool #TFCU #FavoriteGrade

We are dusting off our yearbooks and taking a trip down memory lane! Flip through our TFCU yearbook and take a look at what our team looked like back in school!

Our Midtown branch is getting a makeover, but we’re still open and ready to help with all your banking needs! Whether you’re visiting us inside, using our drive-thru, or banking online, we’ve got you covered! Thank you for being patient as we build something amazing for you 🔨👷✨🏦

🌞 Ready to make the most of your summer plans? Whether it's a dream vacation, a home improvement project, or any other adventure, our Lifestyle Loan has you covered! With competitive rates and flexible terms, Tucson Federal Credit Union is here to help you live your best summer. Apply today and start planning your perfect summer! ☀️🏖️ #TFCU #SummerPlans #LifestyleLoan

Tucson Federal Credit Union is more than just a workplace; it's a community. We support, uplift, and inspire each other every day. Come join our amazing team! 🌟 #TFCUCulture

Take a trip down memory lane back to grade school! We want to hear from you, what was your favorite school subject? Let us know in the comments! 📚

Looking for a flexible home loan option? Check out our NEW Fixed4Five Home Loan! This new 30-year adjustable rate mortgage flexes 2.00% every 5 years and will never exceed up to 5.00% over a 30-year term!* 🏡 #TFCU #HomeLoans #Fixed4Five *APR: Annual Percentage Rate for 1st position mortgage. Actual rate determined by LTV, credit score, and term. Rate is fixed for 5-years and then varies with the market based on a margin plus the Secured Overnight Financing Rate (SOFR). Rates will adjust every 5 years after initial adjustment and will not increase by more than 5.00% over the life of the loan. Total costs for limited title, tax service, flood certification and recording fees is $400.00. Loans subject to approval. NMLS ID 462532. Equal Housing Lender."

We've come to the end of the month, and we have one last Summer Savings Tip for your kids! Tip #5: Learn Needs vs Wants. Helping your kids understand the difference between needs and wants is key to smart spending. Needs are things they must have, like school supplies. Wants are things you’d like to have, like a new toy. We understand that parents and guardians will most likely be taking care of a child's wants; however, showing kids the cost of their needs may help them understand and value their "wants" a little bit more! #NeedsVsWants #MoneyLessons #KidsFinance

Hit the Road with Confidence this Summer! 🚗💨 Planning a road trip or upgrading your ride for summer adventures? ☀️ Look no further than Tucson Federal Credit Union for your auto loan needs! With competitive rates and flexible terms, we'll help you get behind the wheel of your dream car in no time. Don't let financing hold you back from enjoying the open road. Apply for a TFCU auto loan today and make this summer one to remember! #SummerAdventures #AutoLoans #TFCU

Summer Savings Tip #4: Make a Budget Plan Create a simple budget plan. Decide how much your kids want to save, spend on fun, and maybe even donate. Help them stick to their plan and watch their savings grow! #BudgetPlan #KidsBudgeting #SmartMoney

Stay ahead with Tucson Federal Credit Union’s innovative banking solutions. From our user-friendly mobile app to online banking, we make managing your finances convenient and easy. Bank anytime, anywhere with TFCU! #InnovativeBanking #Convenience #TFCU

Today's Summer Savings Tip: Learn How to Track Spending! Help your child keep track of where their money goes. Use a notebook or an app to write down what they spend. This helps them see where they can save more! #TrackSpending #MoneySmartKids #Budgeting