Vickie Tuskan, Sr Loan Officer NMLS 411408

02/26/2025

Don’t qualify for a loan the first time around? It’s not the end of the road, just a detour! Here’s what to do next:

1. Check Your Credit – Address any issues that may have impacted your score.
2. Save for a Larger Down Payment – A bigger down payment can help improve your chances.
3. Reduce Your Debt – Work on lowering your debt-to-income ratio.
4. Talk to a Lender – Get feedback on why you didn’t qualify and what you can do to improve your chances.
5. Be Patient – Keep working on your financial goals and reapply when you’re ready!

Remember, the journey to homeownership takes time. Let’s work together to get you there!

02/25/2025

If you enjoy working with Granite Bank, we'd love your vote! We're up for consideration for Minnesota's best bank, and we'd appreciate you taking a few seconds out of your day to give us a vote. Here is the link: https://www.votemnbest.com/. You can vote for us once per day every day through March 12th. Thanks for your time and support!

02/24/2025

Why Buy a Home in Today’s Market?

The current market offers opportunities that make now a smart time to invest in your future:

Stabilizing Prices: Home prices have shown signs of stabilization, providing a more balanced market for buyers.
Build Equity: Start growing your financial foundation with every mortgage payment.
Less Competition: With fewer buyers in the market, you have more negotiating power.
Stability and Control: Homeownership provides stability and the freedom to personalize your space without landlord restrictions.

Your dream home might be closer than you think. Let’s explore the opportunities and get you one step closer to homeownership!

02/20/2025

Ready to gain fresh perspective and take your business to the next level?

Join Granite Bank for an afternoon focused on resilience and success from having a winning mindset!

Featuring keynote speaker John Kriesel, a veteran who overcame unimaginable adversity with positivity and determination, and a panel of real estate experts, this event will inspire and motivate.

Reserve your spot now: https://www.eventbrite.com/e/how-to-overcome-obstacles-with-a-winning-mindset-tickets-1249445829109?aff=oddtdtcreator

Don't miss this chance to discover how you can overcome obstacles and reach your professional goals!

02/18/2025

Are you curious what the most common factors why people are jumping into homeownership right now? Here are the top 3 reasons why buying a home is more than just a place to live!

1️. Building Equity – Owning a home allows you to build equity with every mortgage payment, unlike renting where your payments benefit the landlord.
2. Stable Housing Costs – Fixed-rate mortgages offer stability in housing expenses, making it easier to budget and avoid rising rent costs.
3️. Long-term Investments – A home is often seen as a key part of a long-term financial plan, offering potential appreciation and a place to call your own.

Ready to make your move? Let's chat about your homebuying goals—send me a message today!

02/14/2025

Happy Valentine’s Day! There’s nothing sweeter than seeing someone fall in love with their dream home, and helping people find the home they love is what I do best. If you're ready to start your homeownership journey, let’s make it happen together!

02/13/2025

Hi
I started working on my YouTube channel, https://youtube.com/
If you got a video topic idea let me know, after 23 years in the industry I have “experience”

02/13/2025

Today!

Join us for an OPEN HOUSE today! 🏡 💯

⏱️ Today, February 13th from 4pm – 6pm

⭐️ Check out the floors and an inviting open-concept layout, perfect for modern living, including a large den/2nd living room area.
⭐️ Has electric sauna, and the expansive outdoor space provided by three city lots, offering plenty of room for another garage or storage shed.
⭐️ Relax or entertain on the large deck, and revel in the many updates that make this home both stylish and comfortable.

📍 715 Garfield St, Eveleth, MN 55734
🛏️ 3 beds
🛁 2 baths
🔥 2261 sqft
💸 $160,000

This house is ready for its next owners!

Call Paige for more info 📲

02/13/2025

Get the right advice to make the right decisions about building wealth through homeownership 218-780-0408

02/12/2025

What’s a HELOC? Let’s break it down! A HELOC (Home Equity Line of Credit) is like a credit card, but it’s backed by your home’s equity. Here’s how it works:

Revolving credit line
Use your equity as collateral
Flexible borrowing for big expenses
Use it for renovations, debt consolidation, or even funding life goals!

Questions about HELOCs? Let’s chat!

02/11/2025

Thanks so much for leaving a review! I'm so glad we could help.

02/10/2025

Deciding how much to put down on your dream home?

Whether you’re aiming for financial flexibility or long-term stability, understanding the pros and cons of your options is key.

Let’s explore the strategy that aligns with your goals and ensures you’re making a decision with confidence. Reach out today to start planning your path to homeownership!

02/09/2025

It’s Super Bowl Sunday! Whether you're here for the game, the commercials, or just the snacks, one thing’s for sure—having a solid game plan is key!

Just like a great team needs strategy to win, buying a home requires expert guidance and a winning game plan. If you’re ready to score big on homeownership, let’s chat on how we can tackle your home financing goals together this year!

02/08/2025

Congratulations Chuck and Maya!! As Shelby said it takes teamwork! The best part of what I do is helping clients achieve the Dream of Homeownership. Shelby is so very caring and goes the extra mile for her clients. Shelby it’s a pleasure to work with you, my hat is off to you!

🎉 CLOSED! 🏡🔑

Another happy homeowner in the beautiful up north area of MN!!!!Congratulations to my amazing clients on closing on their new home. It was an honor to guide you through the process, and I couldn't be more excited for this next chapter in your lives!

Nothing makes me happier than seeing genuine smiles on my buyers' faces at the closing table! 😊 Congratulations to Chuck and Maya on officially becoming homeowners!

A huge thank you to Brett from Coldwell Banker Northwoods in Grand Rapids MN, Vickie Tuskan from Granite Bank, First American Title in Grand Rapids MN, and everyone who helped make this a smooth transaction. Teamwork makes the dream work! 💪

Thinking about buying or selling? Let’s chat about your real estate goals! 📲 [651-900-1037]

Know anyone thinking about buying or selling? 🏡 I’d love to help them navigate the process with confidence and ease. Send them my way—Referrals appreciated!!!

02/06/2025

My colleague Shelle just posted this and I have to agree! 🤣🤣🤣🤣🤣🤣🤣

02/06/2025

Are you ready to buy a home during the selling season? Here’s your ultimate checklist to get prepared:

Check Your Credit – Know where you stand and fix any issues.
Have a Down Payment Strategy- It's a myth that you need 20%!
Get Pre-Approved for a Mortgage – Show sellers you’re serious.
Set a Budget – Know how much you can afford, including all the costs.
Research Neighborhoods – Find the areas that fit your lifestyle.
Hire a Real Estate Agent – A pro can guide you through the process.
Organize Your Documents – Have pay stubs, tax returns, and bank statements ready.

Give me a call and let’s discuss the first step you’re taking to get ready!