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Equipping you with the right tools and information to make the best financial decisions is our primary aim. Our credit score platform, CreditSav, helps you keep track of your credit report and maintain your score. Our financial products can help you reach your goals, whether you’re looking for a personal loan to renovate your home, or a debt solution to help you take back control over your finance

s. We also help you save money by bringing you the best deals from day spas, restaurant, hotels, banks, and more. Visit our website, chat to our coaches, and sign up for our newsletters – the choice is yours!

Did you know that maxing out your credit can damage your credit score?Spending season is upon us, and chances are, your ...
24/12/2024

Did you know that maxing out your credit can damage your credit score?

Spending season is upon us, and chances are, your credit cards are working hard. Learn how to avoid common credit mistakes and keep your finances healthy with JustMoney: https://bit.ly/3YNZNDt

Dezemba can be a breeze – just follow this simple tip from JustMoney.Spend your bonus wisely: Did you get a bonus? Score...
23/12/2024

Dezemba can be a breeze – just follow this simple tip from JustMoney.

Spend your bonus wisely: Did you get a bonus? Score! You can use it to cover some of your December and January expenses.

Find more money tips here: https://bit.ly/3VHm4SK

Survive Dezemba – and thrive in January. JustMoney's got you with this tip.Plan for Jan: Your December salary needs to l...
20/12/2024

Survive Dezemba – and thrive in January. JustMoney's got you with this tip.

Plan for Jan: Your December salary needs to last until the end of January, so be sure to budget accordingly.

Find more money tips here: https://bit.ly/3VHm4SK

Don’t let the festive season drain your bank account. We’ve got your back with this simple money-saving tip.Make a shopp...
19/12/2024

Don’t let the festive season drain your bank account. We’ve got your back with this simple money-saving tip.

Make a shopping list: Stick to a shopping list to avoid overspending. Use apps and secure shopping sites to avoid in-store marketing.

Find more money tips here: https://bit.ly/3VHm4SK

Keep the good times rolling without sinking your finances. Stay afloat with JustMoney by following this simple tip.Shop ...
18/12/2024

Keep the good times rolling without sinking your finances. Stay afloat with JustMoney by following this simple tip.

Shop around: Look for deals and compare prices. Buy inexpensive items and use them to create DIY gifts.

Find more money tips here: https://bit.ly/3VHm4SK

Are you set up to survive Dezemba? Follow this simple tip to keep your finances intact this festive season.Budget: Make ...
17/12/2024

Are you set up to survive Dezemba?

Follow this simple tip to keep your finances intact this festive season.

Budget: Make a budget and stick to it. Knowing where your money goes will help you stay on top of spending.

Find more money tips here: https://bit.ly/3VHm4SK

Personal loans are only for emergencies – or are they?While personal loans can be a quick and convenient way to get a ca...
13/12/2024

Personal loans are only for emergencies – or are they?

While personal loans can be a quick and convenient way to get a cash boost in an emergency, you can use a personal loan for home renovations, debt consolidation, education, travel, business funding, and more.

Learn more: https://bit.ly/41pb8N5

Heard that personal loans require collateral? Most don’t! Personal loan approval depends on your credit score, income, a...
12/12/2024

Heard that personal loans require collateral? Most don’t!

Personal loan approval depends on your credit score, income, and current debt commitments. While some lenders might ask for collateral for larger amounts, or if you have a poor credit history, this isn’t the norm.

Learn more: https://bit.ly/41pb8N5

Heard that personal loan approval takes weeks? Think again! JustMoney offers easy and convenient online application, wit...
11/12/2024

Heard that personal loan approval takes weeks? Think again!

JustMoney offers easy and convenient online application, with approval taking as little as a few hours.

Apply here: https://bit.ly/41pb8N5

Do you believe only banks offer personal loans?There are many reputable financial institutions that offer personal loans...
10/12/2024

Do you believe only banks offer personal loans?

There are many reputable financial institutions that offer personal loans. However, it’s wise to be wary of shady lenders.

JustMoney partners with accredited Financial Services Providers to provide a secure and easy loan application and approval process.

Apply here: https://bit.ly/41pb8N5

Worried that a personal loan will damage your credit score? While your credit score may temporarily drop when a lender c...
09/12/2024

Worried that a personal loan will damage your credit score?

While your credit score may temporarily drop when a lender conducts a credit check, a personal loan can increase your score in the long run, provided you manage it well.

Make loan repayments on time and in full, and you’ll soon see your credit score improve.

Learn more: https://bit.ly/41pb8N5

Black Friday is here! Stay safe online and in-store. Shop only at reputable retailers to avoid scams and protect your mo...
29/11/2024

Black Friday is here!

Stay safe online and in-store. Shop only at reputable retailers to avoid scams and protect your money.

Want more tips on staying Black Friday-savvy? Check them out here: https://bit.ly/3CGTWIK

28/11/2024

Make Black Friday work for you! Become a savvy shopper, and learn how smart spending can help you reach your dreams.

Register with JustMoney and access your credit score for FREE, unlock personalised financial solutions, and get guidance from our coaches.

Learn more: https://bit.ly/3CGTWIK

Planning to brave the crowds? Prepare for long queues and potential chaos – bring snacks, water, and a positive attitude...
28/11/2024

Planning to brave the crowds? Prepare for long queues and potential chaos – bring snacks, water, and a positive attitude!

Want more Black Friday shopping advice? Get it here: https://bit.ly/3CGTWIK

Have you done your research? Before you hit the shops or online stores this Black Friday, compare prices and read review...
27/11/2024

Have you done your research? Before you hit the shops or online stores this Black Friday, compare prices and read reviews to get the best bang for your buck.

Want more tips? Check out our article: https://bit.ly/3CGTWIK

Want to avoid impulse purchases you might regret later? Create a wishlist! This will help you stay focused and stick to ...
26/11/2024

Want to avoid impulse purchases you might regret later? Create a wishlist! This will help you stay focused and stick to your budget.

Want more Black Friday budget-saving tips? Find them here: https://bit.ly/3CGTWIK

Black Friday is coming! Don’t let the sales overwhelm you. A budget can help you keep your spending in check.Want more s...
25/11/2024

Black Friday is coming! Don’t let the sales overwhelm you. A budget can help you keep your spending in check.

Want more smart spending tips? Check out this article: https://bit.ly/3CGTWIK

19/11/2024

Register with JustMoney and get FREE access to your credit score. Unlock personalised solutions, and expert financial guidance.

READ MORE: https://bit.ly/3YNZNDt

14/11/2024

Your financial future starts now!

Subscribe for FREE, and unlock these benefits:
Free credit score access
Personalised product offers
Expert support from a JustMoney coach

Register: https://bit.ly/3YNZNDt

Debt-to-income (DTI) ratio: A proportion of your income that goes towards paying off current debt. It’s calculated by di...
28/10/2024

Debt-to-income (DTI) ratio: A proportion of your income that goes towards paying off current debt. It’s calculated by dividing monthly debt repayments by gross monthly income (before tax). A good DTI ratio to aim for is around 30%. Anything higher may be viewed as risky. A low DTI won’t have a negative impact on your credit score.

READ MORE: https://bit.ly/3Nl2pUc

Having a good credit score has many benefits, such as:• Lower interest rates• Increased chance of loan approval• Better ...
22/10/2024

Having a good credit score has many benefits, such as:
• Lower interest rates
• Increased chance of loan approval
• Better credit terms
• Access to better financial products

READ MORE: https://bit.ly/3Nl2pUc:

With a secured loan, the lender can recover the asset you are paying off. If you can’t make your home loan repayments, f...
16/10/2024

With a secured loan, the lender can recover the asset you are paying off. If you can’t make your home loan repayments, for example, your lender can sell your property to recover their funds. Or if you can’t pay off your car loan, your creditor can repossess your car.

By contrast, an unsecured loan, such as a personal loan, is not backed by any asset. In this case, the lender will:
1. Charge you higher interest, to offset some of the risk of lending to you.
2. Charge you late fees and penalties for missed payments, to recover funds.
3. Report you to a debt collection agency that can potentially take legal action against you.

READ MORE: https://bit.ly/3Nl2pUc

Are you considering taking out a loan but don’t know if you’ll qualify? Don't worry, we've got you covered! Learn everyt...
10/10/2024

Are you considering taking out a loan but don’t know if you’ll qualify? Don't worry, we've got you covered!

Learn everything you need to know about loan qualification criteria.

READ MORE: https://bit.ly/3Nl2pUc

Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before ...
26/09/2024

Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.

READ MORE: https://bit.ly/3zoq2b7

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Make Black Friday work for you! Become a savvy shopper, and learn how smart spending can help you reach your dreams. Register with JustMoney and access your credit score for FREE, unlock personalised financial solutions, and get guidance from our coaches. Learn more: https://bit.ly/3CGTWIK

Register with JustMoney and get FREE access to your credit score. Unlock personalised solutions, and expert financial guidance. READ MORE: https://bit.ly/3YNZNDt #JustMoney #BlackFriday #Deals #MoneySavings #MakeGoodMoneyChoices

Your financial future starts now! Subscribe for FREE, and unlock these benefits: Free credit score access Personalised product offers Expert support from a JustMoney coach Register: https://bit.ly/3YNZNDt #JustMoney #FinancialFreedom #CreditScore #PersonalFinance #HelloPeter

You can increase your chance of qualifying for a loan by using credit responsibly. All you need to do is make good money choices. 1. Larger loans require larger repayments. This means you would need a higher income to qualify, depending on the type of loan. Home loans or vehicle loans would typically cost more than personal loans or other, smaller loans. 2. Credit providers require proof of income to confirm you have a regular, stable source of income with which to repay your loans. 3. Your credit score indicates your ability to repay loans, based on your credit history. The higher your score, the better your chances of qualifying. Most credit bureaus have their own lending criteria. On the JustMoney platform, credit scores range between 1 and 1,000, with a good score greater than 850. 4. Your DTI ratio indicates the portion of your income used to repay your current debt. Calculate this by dividing your monthly debt repayments by your gross income (before tax). If your DTI ratio is greater than 40%, lenders may view you as a risk. #CreditScore #LoanQualification #Finances #Credit

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At JustMoney we take the stress out of your finances and make it fast, safe, and convenient to manage your money.

Just click on your cell phone or desktop for access to money management tools, advice you can bank on, and a full range of financial products and services.

We will guide you on your financial journey, allowing you to make informed decisions today, and for your future.

Having been around for over 10 years, we continuously strive to be a trusted voice within the personal finance sector.