Modern YOLO Dad

07/10/2021

07/10/2021

05/10/2021

02/10/2021

Hello mga ka Badi, Mao ning mga requirements na kinahanglan para sa Own Damage Claims.

Ug mu kuha mog insurance mas maayo jud ug mu duol mog Ahente, Makabarato paka, naa pajud kay madali-dali tawag para maka assist in times mag claim.

For FREE quotation, call or text 0905-511-2191 or (082)287-2789

07/02/2021

Hmmm 🤨why Ellon Musk tweeted about Doge? Is this about 27% of All Dogecoin (DOGE) that is Held By a Single Address?

https://www.wsj.com/articles/elon-musks-dogecoin-tweeting-has-believers-barking-for-more-11612607401

A cryptocurrency that began in 2013 as a joke is suddenly worth a total of more than $6 billion.

04/10/2020

When you're a breadwinner. Live your life and not regret.

03/10/2020

Lahat ay gagawin para sa ating pamilya. Kaya dapat maniguro ng maging sigurado. :)

26/09/2020

Worth sharing, this video talks about the life of John Henry founder of Harlem Capital. How he manage to overcome trials in life and make it a stepping stone in his career. Timestamp 9:48 talks about attitude why its important :slightly_smiling_face: (https://www.youtube.com/watch?v=Mt6y1o0mxmY)

Want help taking your business and brand to the next level? We'll help you discover your perfect positioning, create a scalable offer, and possibly double yo...

13/09/2020

This article gives you ideas about where to put your hard-earned money! What a good read!

https://grit.ph/best-investments/ (VUL)

Got a 100k and don’t know what to do with it? Well, you’re lucky because we’re giving you the 15 best ways to invest and grow that money!

15/08/2020

Hi, welcome to MYD!

My name is John Labrador, a dad to a 4-year old kid, and a licensed financial advisor.

I created the Modern Yolo Dad page because I wanted to help educate Dads on the ways they can live a truly YOLO life with peace of mind and fewer worries about their family’s financial future.

🎯Mission: To help bring awareness about how Dads (and parents, single adults) can enjoy the many benefits of life insurance.

🎯Vision: To see every Filipino Dad protected and that each family has at least one policy especially for their breadwinner.

🎯Goal: To educate Dads about the ways they can grow and protect their finances so they can live life to the fullest!

I believe that most Dads carry the financial burden of the family- from putting food on the table to securing our kids’ dreams. And the uncertainties, the little details in between where we are now up to the point where we want to be, SCARE US.

Life offers us the only constant, and that is change. And our journeys as Dads are full of many most significant WHAT IFs that haunt us or make us sleepless some nights.

WHAT IF:
❌My kid gets sick?
❌My wife gets sick?
❌I get sick?
❌I lose my job?
❌I get in an accident that will permanently disable me?

And probably the heaviest ‘What if’ of all:

❌WHAT IF I DIE?

❌Thank God if you survive the disease, but will you survive the cost?

❌If you don’t survive, will your family survive the cost of losing you?

Before I became a financial advisor, these had been my greatest questions, and I believe you are also thinking of the same. The thought of dying is already unsettling, but the idea of leaving your family behind with debt or unsecured financial future is the scariest part of it.

I remember my father would use his old shoes and clothes to work just to provide us our needs. He would always choose us over his own, and I know that sometimes, it makes us guilty to indulge in these little things because we know that our priorities have changed.

You may have wanted those new shoes but you chose to buy your kids’ shoes instead, or you decided to put away that money into your savings account. These little sacrifices make fatherhood (and parenthood in general) bittersweet.

When we became parents, we realized that we can’t ‘YOLO’ the way we used to in our younger years.

And that’s why when I became a financial advisor, I have created a new goal. And this goal is also the main reason why financial advisors do what they do-

➡️➡️and that is to help you enjoy the present and live life like this day is the last without feeling guilty or worried about your family’s financial future. ⬅️⬅️

Moreover, as financial advisors, we:

✅are your partners in planning and preparing for life’s significant milestones.
✅Will help you learn the basics of Risk Planning and how to safeguard your family’s future.
✅Raise awareness about health/medical concerns.
✅And race against Life’s biggest WHAT IFs.

Ultimately what we do is help you PLAN FOR THE WORST.

And remember: THE ONLY WAY TO WORRY LESS IS TO PREPARE FOR IT.

So, going back to why I created MYD, it’s because I am on that path, and I want you to be also an MYD (Modern YOLO Dad).

Together, we will build a community of Financially Literate Modern YOLO Dads.

Again, welcome to my page, and please join me as we work on your financial breakthrough.

See you around!

28/07/2020

What's your retirement goal? If money isn't a problem, what would you like to do with your retirement money? Or, would you like to retire young?

Now is the perfect time to plan for it. And to SAVE for it.

You are here not just to pay the bills or pay for your kid's college tuition. You are here to live life to the fullest.

Let's make your retirement goals happen 😊

27/07/2020

Kapag ang daga ay nasa isang garapon na puno ng bigas.

Ang akala nya ayos na ang buhay dahil kuntento na sya. May makakain sya eh! 😋

Kaya dun sya mamamalagi at mag-eenjoy hanggang maubos nya ang mga ito.

Hanggang dumating ang isang araw... ang garapon ay mawawalan din ng laman at makikita nya na lang na na-trap na pala sya at hindi na kailanman makakalabas pa.

Kung nasa edad ka, na kaya mo pang magsumikap at kaya mo pang magtake risk.. Do it! DO NOT always choose “comfort".

photo not ours

25/07/2020

We are hiring Financial Advisors

Join our team that will help you nurture your potentials and achieve your dreams with fulfillment in your heart.

Qualifications
- College graduate 4 year course
- Fresh graduate are welcome
- A team player

Use link below to apply

https://forms.gle/oaqkH9z68AgNjvmv6

24/07/2020

A real parent is someone who puts that child above their own selfish needs and wants.

24/07/2020

Now is the perfect time to invest!

Bumagsak talaga yung price nila same to other stocks when pandemic hit us, kung titingnan nyu sa march talaga yung pinakamababa. Imagine kung nakakuha ka ng ilang lots nung nagsimula ang pandemic. Imagine the value.

It's better to be late than never!

23/07/2020

What is Variable Universal Life Insurance (VUL), is a permanent life insurance and investment rolled into one product. It provides living, death, and disability benefits with an investment component.

Why choose to invest in VUL instead of saving in the bank?

1. HIGH GROWTH POTENTIAL
Enjoy higher long-term growth potential through access to expertly-managed funds that can grow you an account value over time. You may also receive an additional loyalty bonus that can increase your investment.

2. FLEXIBILITY TO YOUR INVESTMENT PLAN
Have full control over your plan by managing it base on your investment goal and risk appetite. For as low as Php 1,000, you can now increase your investment anytime. Plus, you can switch funds and change fund allocations whenever you like for free.

3. GUARANTEED LIFE INSURANCE COVERAGE
Get at least 125% of your investment as life insurance coverage so you can make sure your family is taken care of.

4. TERM INSURANCE
Get additional life insurance coverage on top of the plan’s benefit.

5. CRITICAL ILLNESS COVERAGE
Get additional cash to help you recover from any of 56 covered major critical illnesses including cancer, heart attack, and stroke until age 75.

6. ACCIDENT AND HEALTH COVERAGE
Get additional cash to use for serious if accidental injuries, disabilities, or if you pass away due to an accident until age 72.

17/07/2020

MATUTO AT MANALO!
JOIN NA THIS!

16/07/2020

Bakit kaya? I want to know🤔🤔🤔
Comment below👇👇

07/07/2020

Just do it
-nike

07/07/2020

Since the PH economy is starting to regain its strength, this is the perfect time to invest.

Ride the tide.

Got a 100k and don’t know what to do with it? Well, you’re lucky because we’re giving you the 15 best ways to invest and grow that money!

06/07/2020

Iba talaga yung feeling na may natulungan ka :) Service to others.

05/07/2020

Choose wisely :)

05/07/2020

No one can predict the future.

04/07/2020

Hope you and your family is well.

People are now asking about Health and Wellness protection plans because they see that these pandemic can wipe out their entire savings.

Do you see this as a concern for you and to your family?

04/07/2020

04/07/2020

What keeps most Filipinos from saving? Unfortunately there is no one answer. It's been argued that the Filipinos’ fatalistic or easy-go-lucky attitude prevent many from getting into the savings habit. There is also the lack of discipline and commitment to stay on the savings path. After all, building up savings starts with giving up a portion of your regular income and having the discipline to do this continuously, while resisting the urge to dip into these funds for whimsical reasons.

Let’s look at the 5 most common reasons cited by Filipinos for not saving, and, if it applies to you, we also share the steps you can take to address this.

Reason #1: Not having enough money left for savings. This is the most common reason cited by people for not saving. However, if you take this as an excuse, then you will never be able to save at all. The first commandment in personal finance is: Pay Yourself First. Make it a habit to save first before spending the rest of your income. You have to be disciplined and bite the bullet if need be, giving up some expenses in order to make way for savings.

Reason #2: Leaving things to fate. Trusting that destiny will take care of our finances is one of the most dangerous things that you can do. Although it may appear that things sometimes straighten themselves out, the truth is that you have to do your part to make sure that you have some savings left. When you've figured out how much you can regularly save, make arrangements to have a savings account you cannot easily access, and make sure you put funds into this account regularly. Being proactive in building up your savings is always safer than simply leaving things to fate.

Reason #3: Not knowing how to save. No diploma required to learn how to save - just your commitment to improve your financial situation. There is a wide range of savings accounts or instruments today, depending on your time horizon and risk appetite. Consult a financial professional on the options that are available for you. Getting started on the savings route can be hard, and staying on it too. But look towards the future and the peace of mind having a nest egg can bring, and that's your best motivation.

Reason #4: Being buried in debt. Those who have loans to pay often argue that they could not save because they have to pay off their loans first. However, this mindset will keep you from being able to save any money at all, especially if you have a huge loan to pay off. Even as you set aside funds to pay for your debt, do set aside an amount that would go into your savings. This ensures that you will not find yourself unprotected should an emergency happen.

Reason #5: It's too late for me. It's never too late, and for that matter, never too early either. To save, it is important to plan for how you will save and to make it a part of your budget. This is why it is important to have a budget that will guide you with your spending, and that will help you to minimize extraneous expenses, hopefully to have more money to add to your savings. This entails planning what to spend for in advance, and setting realistic limits for yourself. Having a simple spreadsheet or a list will help you keep your budget in check.

Saving is the first step towards ensuring your financial health. This is why you have to put an end to the endless excuses and get into the savings habit now. Try not to think of saving as a chore and don’t think of it as something you can do in the future when you have more money. Remember, the money you save now ensures a more secure future for you and the people you love.

Visit www.citibank.com.ph for more information
https://news.abs-cbn.com/business/09/25/17/5-reasons-filipinos-dont-save-money