Jordan Light Montgomery- Home Savings & Trust Mortgage

Home
United States
Fairfax, VA
Jordan Light Montgomery- Home Savings & Trust Mortgage

Loan Officer at Home Savings & Trust Mortgage. Local lender licensed in VA, MD, DC & WV! We grew up here, so our roots run deep in the region.
(12)

Connected to the local community like no other lender in the Washington, D.C. area, Home Savings & Trust Mortgage provides comprehensive solutions and service for individuals and families to realize their dreams of owning a home. As loan officers and originators with experience that spans decades, we established HSTM in 2003 to provide homeowners personal and local expertise with integrity as our

guide. Most important, we keep the consumer’s interest as our top priority and always strive to maintain the trust of the community through transparent communication and dedication to detail. We also fully understand and meet the demands of the lending and real estate industry—from meeting tight deadlines to working closely with other professionals in the field. We are diligent when addressing customer needs and wants, while providing a clear understanding of the entire lending process.

08/05/2024

Had to stop by to see rockin’ her open house in Reston today! Beautiful listing by 🏠

04/24/2024

Start your home search on the right foot! Swipe to learn more! 🏠

03/28/2024

There are many great first time homebuyer loan options to explore! Reach out today to learn more

02/21/2024

The trust and support of my referral partners and their clients mean the 🌎 to me!! Here’s to helping many more find their forever home! 🏠🫶🏼

02/14/2024

01/23/2024

Whether they’re big or small, every goal counts on the journey to success! What goals have you set for this week, quarter or year?

01/22/2024

Let’s explore the incredible opportunities that come with lower mortgage rates!

✅ Increased Purchasing Power: Lower rates mean greater affordability, allowing you to stretch your budget and explore dream properties.

📖 Dive into the Details: Want to learn more about the positive impact of lower rates on your purchasing power? Reach out today!

01/17/2024

Breaking down barriers to homeownership! 🚀🏡 Don’t let the myth of a 20% down payment hold you back. There are amazing options with minimal or no money down. Let’s explore your path to home sweet home together. 🏠✨

01/16/2024

It may be cold and snowy outside❄️, but the housing market is hot 🔥 to start the new year! Two preapproval letters out tonight 🤞🏻 we are seeing multiple offers on most properties, so working with a lender that is working hard for your clients on evenings/weekends and proactively calling the listing agent is key 🔑

Who can I help purchase a home in 2024? 🏠

12/15/2023

The Fed’s pivot from ‘maybe more hikes’ to ‘cuts next year’ had the markets in ecstasy. The Dow and S&P 500 hit all-time records. The yield on the 10-yr US treasury went below 4%. And average 30-year mortgage rates fell to 6.6%. That’s a decrease of nearly 150 bps (1.5%) in just two months.

12/13/2023

Grateful for efficient teamwork and amazing clients! 🏡✨ Cleared to close on this mortgage in just 8 days. Thank you to our fantastic clients and referral partners for making dreams come true! 🙌

12/08/2022

Thank you to the agents that attended our training yesterday! We discussed tips for preparing buyers to purchase in 2023!

11/29/2022

🚨Breaking: exciting news for 2023! FHFA raised loan limits for 2023! What does this mean for buyers? Buyers can now purchase up to a $748,660 home with as little as 3% down. It also allows a buyer in a high cost area to purchase up to a $1,146,632 sales price with as little as 5% down. Contact me with any questions!

If you are thinking of buying a home in 2023, please reach out! It’s never too early to put a gameplan together to put you in the best position to purchase.

04/18/2022

Ever wonder what drives mortgage interest rates? This graphic explains the main reasons rates go ⬆️ or go ⬇️

02/14/2022

What happens when you waive the appraisal contingency and the
appraisal value comes in low?

** In this market, it’s important to discuss these options during the preapproval process to prepare buyers!

• One option is paying cash for the difference between the appraised value and sales price. If needed, you can get a gift from a family member or use funds from a 401k!
•another option is you can potentially look at putting less money down (for example, from a 15% down payment to 10%). This will allow you to keep cash out of pocket the same as what initially was anticipated if the home had appraised.

12/08/2021

Who is considered a first time homebuyer? This is a common misunderstanding with buyers. If you have not owned a home in the last 3 years, you are considered a first time homebuyer! This means you are able to take advantage of the great 1st time homebuyer programs available.

11/30/2021

Exciting news for 2022! FHFA announced the new loan limits for next year. Give me a call with any questions.

11/29/2021

I often get asked for tips to improve credit scores. Here are 3 important tips to help build good credit scores. Higher credit scores = lower interest rates! Contact me with questions.

01/21/2021

Agents, it’s so important for buyers to talk to a lender early in this market so we can put a strategic game plan together to get them into a home. Let me know how I can help!

01/18/2021

12/24/2020

I hope that you have a happy and safe holiday season.

11/25/2020

This year, more than ever, gifts of gratitude will go a long way to bring your friends and loved ones joy. Check out a few gift ideas that will help you show thanks this season.

Address

3701 Pender Drive, Suite 150
Fairfax, VA
22030

Website

http://hstmortgage.com/

Alerts

Be the first to know and let us send you an email when Jordan Light Montgomery- Home Savings & Trust Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jordan Light Montgomery- Home Savings & Trust Mortgage:

Videos

Thinking about starting your home search now that rates have dropped? Not sure where to begin? Watch this video and get in touch!

Know someone who wants to purchase a home but hasn’t had a chance to save up for a down payment? There are a lot of great options we can explore! Reach out today!

Don’t wait until it’s too late! Get preapproved now and stay ahead of the game! Homes are selling fast, so be prepared to make your move when the perfect one comes along 🏠✅

What happens when you waive the appraisal contingency and the appraisal value comes in low? ** In this market, it’s important to discuss these options during the preapproval process to prepare buyers! • One option is paying cash for the difference between the appraised value and sales price. If needed, you can get a gift from a family member or use funds from a 401k! •another option is you can potentially look at putting less money down (for example, from a 15% down payment to 10%). This will allow you to keep cash out of pocket the same as what initially was anticipated if the home had appraised.