Bi Lan Zeng, Financial Services Professional with Nylife Securities LLC

06/19/2024

Today is a day of celebration and hope, as we reflect on the struggle for equality African Americans have faced throughout history.

05/30/2024

Caring for an aging parent is never easy, especially for LGBTQ+ individuals facing their own unique obstacles. But there are steps you can take to ease the financial burden. As someone who understands the emotional and financial toll firsthand, reach out, and let's navigate the complexities of long-term care planning together.

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

05/30/2024

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

05/27/2024

I'm proud to work at a company where diversity, equity, and inclusion are not just concepts – they are common practice. Learn how we continue to foster an environment where all are valued and empowered in New York Life's latest Diversity, Equity, and Inclusion report.

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

05/23/2024

In the midst of the ongoing financial crisis, women are rethinking how they do everything from celebrating friends’ milestones to planning families. Surveys dig into key changes women are making to adjust for the rise in cost of living and the nuanced shifts in behavior.

Credit Karma’s latest consumer surveys reveal the added cost of being single and plans to delay family planning given the current cost of living.

05/20/2024

An important part of family wellness is ensuring you are prepared for unexpected or unwelcome changes. Whether it's a sudden job loss, an unplanned medical expense, or even car repairs, having a safety net can ease stress and keep your family on track. Here are some tips to help you build an emergency fund.

Setting aside funds for the unexpected is key to being able to address emergencies. Let New York Life explain why you should have an emergency fund.

05/20/2024

Believing this myth about credit cards could actually harm your credit score in the long run. Here's why people tend to fall for it anyway.

05/16/2024

One shopping binge 18 years ago is not likely to have sent you down the path to financial devastation, nor will that horrible auto lease you jumped into before you were financially mature enough to know better. But if those two small mistakes were followed by routine overspending, adding to growing credit card debt, multiple refinances of your home mortgage on top of more car leases, those minor problems grew into major problems.

The antidote is to correct the small mistakes as they occur.

05/09/2024

Here are five simple ways to 'do this, not that' when trying to find out from a nonprofit what kind of impact your donations are having.

05/06/2024

In the current economic landscape, marked by uncertainties and a soaring cost of living, financial stability is becoming more elusive.

05/02/2024

Helping your child go to college is a gift they will use for the rest of their life. Without a strategy, however, student debt can end up hanging around just as long. Between tuition, books, and room and board, here are some strategies you can use to help make paying for college easier.

Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.

04/15/2024

Can the Fed cut rates when inflation and labor market data are still strong? Our Global Market Strategy team shares their view alongside new market-moving data.

Can the Fed cut rates when inflation and labor market data are still strong?

04/15/2024

Employee life insurance can be a desirable benefit, but it also has its limits. For one, you can't take it with you when you leave your job. Learn how individually-owned life insurance from New York Life can give you more options—and more coverage—and reach out if you want to talk.

Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

04/04/2024

Can't seem to pay down your debt fast enough? Managing debt isn't just about finances, it's about your peace of mind. While it can be challenging to pay off debt and save at the same time, here are 7 tips to help you take back control of your financial future. For even more tips, let's talk.

It can be challenging to pay off debt and save at the same time, but it is possible using these tips.

04/01/2024

As the primary caregivers in our society, women know the importance of having a strategy for long-term care. Help protect your future and those you love. Click here to learn more.

Retirement is costly, especially if you need help taking care of yourself. Protect your comfortable lifestyle with long-term care insurance from New York Life. 

03/25/2024

Inheriting a Roth IRA can provide financial benefits, but understanding the rules and options is crucial. We'll cover everything you need to know in this guide.

While inheriting a Roth IRA can provide financial benefits, understanding the rules and options is crucial. This guide covers taxes and more.

03/21/2024

While it's true women have longer life expectancies, it can often make funding retirement that much harder. As you face unique challenges on your road to financial security, it's important to have someone by your side who knows how to navigate them. Whether retirement is around the corner or still a long ways off, learn what you can do now to better prepare for the road ahead and let's chat.

Five ways women can catch up in retirement savings.

03/04/2024

Paying off debt is important, but it shouldn't be at the expense of your future goals. By starting small and staying consistent, you can pave the way for a brighter financial future while tackling debt head-on. Here are some tips to help you get started this . For a more individualized approach, reach out and let's talk.

Should you pay off debt before investing? Learn why it's important to pay off debt while continuing your investment strategy.

02/29/2024

Insure Your Love month may be coming to a close this February, but your need for coverage is year-round.

02/26/2024

Nothing says forever like planning for the afterlife together!

02/23/2024

Let them know you love them by getting life insurance. It can speak for you even when you can’t.

02/19/2024

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance.

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance. Understanding debt inheritance and effective financial planning is crucial to preventing this sce...

02/19/2024

Wishing everyone a day filled with family, unity, and the spirit of democracy as we honor and reflect on the leaders who shaped our great nation.

02/19/2024

It’s that simple.

02/15/2024

With a new child, your taxes will get more complicated. But you may qualify for some of the new tax credits and deductions. Here’s what you need to know for the 2024 tax season.

Had or adopted a child in 2023? What new parents need to know about tax credits and deductions. Importantly, the enhanced Child Tax Credit went away in 2022.

02/01/2024

Tax diversifying strategies can help retirees during economic volatility by offering protection from inflation and market downturns. Learn more, in this article.

Retirees face unprecedented economic volatility, making it more critical to consider tax-free investment options for their retirement savings.

01/29/2024

In recent months, the world’s new billionaires made more of their fortunes from inheritance than from entrepreneurship, according to the UBS Billionaire Ambitions Report. This great wealth transfer is underway.

New billionaires made more of their fortunes from inheritance than from entrepreneurship in recent months, according to the UBS Billionaire Ambitions Report.

01/29/2024

Starting this year, unused funds in 529 education savings plans can be converted into a Roth IRA, but you’ll need to know the fine print of the process. Here are the details on converting and what else you need to know.

Here are the details on converting a 529 plan to a Roth IRA.

01/22/2024

The new year is a great time to plan for your financial future. Here are five financial resolutions to consider for 2024.

Create some new financial resolutions for 2024, including getting a higher interest rate on your bank account, paying down student loans and more.

01/18/2024

These eight common estate planning mistakes can upend your best efforts to protect your family’s finances when you pass away. Here’s why.

Have you managed to avoid the eight most common estate planning mistakes? Your family will thank you.