Money Mentalist

28/08/2024

We have developed the Financial Flow Formula to help you master your money in business and life.

CLARITY - KNOW YOUR BUSINESS

Know the numbers to understand what’s going on in your business

PRIORITY - KNOW YOUR LIFE

Understand what’s going on in your life and make changes

CERTAINTY - KNOW YOUR RELATIONSHIPS

Create your vision of the future moving forwards

You don’t need to be a slave to your business.

Build a business that serves you with the 3 steps that bring financial freedom and create a life of flow.

If you want to know more about the formula, talk to us: https://moneymentalist.com/

26/08/2024

Small business owners work hard for their money and it often comes at a cost:

– Families can be neglected

– Relationships can struggle

– All that hard work doesn’t equal a life of freedom

I’ve been working as an accountant since I was 17. But, I quickly realised that the numbers in a business are deeply tied to the relationship owners have with money.

If that relationship is healthy the business and the owner thrive.

If it’s not, everything dives.

Learn more about your Money Relationship: https://moneymentalist.com/

23/08/2024

Investing in yourself is the best investment you can make.

Let's talk about personal growth and financial success

Visit our website to learn more: https://moneymentalist.com/

21/08/2024

Don’t be serious about money all the time

Discover the joy of making money fun again in this nostalgic yet practical exploration of financial freedom.

Drawing from childhood memories of Monopoly and the thrill of a first paycheck, this article encourages you to rethink your relationship with money.

Learn how to inject fun into everyday spending through gratitude and conscious choices, and start building a "Fun Money" account that lets you enjoy guilt-free rewards.

By embracing these small changes, you’ll find that managing money doesn’t have to be a chore—it can be an exciting and fulfilling part of life.

Like many Kiwi families, when I was growing up, we would go camping every summer holidays. In the evenings we played games, and Monopoly was our favourite. Somehow Dad always seemed to win, but that didn’t stop Mum and I having a great time, there was always lots of laughter as we went in and…

16/08/2024

Fire Up Your Money Management Programme

We talk money and psychology and customise the course to reflect your personal financial situation to help you achieve your financial goals.

You can take this course solo, as a couple or as a business owner.

Want to learn more about this, visit our website for more info.
https://moneymentalist.com/

15/08/2024

An ‘investment’ with a big non-monetary payoff but an ongoing financial cost

Adding a pet to your family is a joyful experience, but it's also a significant financial commitment that often goes overlooked. From the initial cost of adoption or purchase to ongoing expenses like food, veterinary care, and training, owning a pet can add up quickly.

As I welcomed Jett, my not-so-little black lab, into my life, I found myself reassessing my budget to ensure I could provide for him without strain.

Pets are more than just animals; they offer companionship, mental health benefits, and social connections.

However, in times of financial stress, many families face the heart-wrenching decision of whether they can afford to keep their beloved pets.

By considering the long-term financial implications and even donating pet supplies to food banks, we can help ensure that these valuable members of our families remain with us, offering their unconditional love and support.

I am unashamedly a dog person. Sorry cat people, I’m sure you will still relate to what I’m talking about. One thing I was really looking forward to as part of my relocation to the South Island was having a dog again. I had very good intentions of finding a rescue dog, and giving it…

14/08/2024

A budget isn’t a restriction; it’s a freedom plan.

Learn to budget effectively and live your best life.

Talk to us: https://moneymentalist.com/

12/08/2024

Understand the numbers in your business, master your relationship with money and build a life you love.

Learn how to build a positive relationship with money.

https://moneymentalist.com/

09/08/2024

Money and Happiness

How do you balance the two?

If you are feeling stressed or concerned about your own future for whatever reason, be it business, personal finances, or your relationships, I encourage you to reach out and talk.

Visit https://moneymentalist.com/

08/08/2024

You’re not just managing your finances—you’re taking empowered control, making each step a stride toward your dream life.

Achieve peace of mind with crystal-clear insights into your spending, while setting adaptable plans that unlock your financial freedom.

Join our Building a Money Plan programme.

Learn more:

https://moneymentalist.com/portfolio-item/pillar-2/build-your-money-plan

07/08/2024

Fancy a financial date night?

While it may sound odd at first, financial date nights are crucial for fostering healthy money conversations and reducing stress in relationships.

Setting aside dedicated time to discuss finances can prevent spontaneous, often heated arguments and instead promote open, non-judgmental dialogue.

If the concept feels daunting, start with a simple kitchen table check-in.

Remember, the goal is to listen, brainstorm solutions, and plan together, transforming money talk into a constructive and bonding experience.

What the heck is she on about now?! Why on earth do we need to have a financial date night? These are some of the reactions I get when I suggest couples get together to specifically talk about money. Are they important? Yes. Are they easy? Not to start with, particularly if you are feeling…

02/08/2024

Struggling with self-doubt and feeling like a fraud despite your achievements?

You're not alone—imposter syndrome is a common experience for many, regardless of gender. From feeling unqualified to fearing exposure, these nagging thoughts can significantly impact your career and financial well-being.

But recognizing these feelings is the first step to overcoming them. By understanding the five imposter personality types, you can begin to tackle these feelings head-on.

Practical steps like talking about your feelings, celebrating your achievements, challenging negative thoughts, evaluating your environment, acknowledging your weaknesses, and seeking a coach or mentor can help you regain confidence and claim your worth.

Remember, everyone feels like an imposter sometimes. Embrace your journey, and don't let imposter syndrome hold you back from your potential.

If I had a $1.00 for every time I have heard the “I can’t do that”, “I don’t have enough experience/qualifications, to take on that role”. “Clients won’t pay that much an hour for my services”, I would have a lot more money in the bank than I do! If you hear yourself saying things....

01/08/2024

What’s one thing you wish you knew about money sooner?

💪Empower yourself with financial knowledge.👑

Visit out website to learn more about it today.

https://moneymentalist.com/

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31/07/2024

Ever wondered why you spend the way you do? Uncover the psychology behind your money habits! 🌟

Find out more on our website. 💸🔍

https://moneymentalist.com/

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30/07/2024

Join the Money Mentalist's Building a Money Plan program, you’ll achieve peace of mind with crystal-clear insights into your spending, while setting adaptable plans that unlock your financial freedom.

You’re not just managing your finances—you’re taking empowered control, making each step a stride toward your dream life.

https://moneymentalist.com/portfolio-item/pillar-2/build-your-money-plan/

29/07/2024

What's your money personality?

Your money personality dictates how you spend and make money.

Understanding how you behave with money will help you play to your strengths and be aware of your weaknesses so you can make the most of it in your business and your personal life.

Take your Money Personality Quiz today!

https://money-mentalist.involve.me/whats-your-money-personality

26/07/2024

Navigating the Crossroads of Relationship Decisions

Neil Sedaka's tune about breaking up got me reflecting on the real challenges of ending long-term relationships. It's not just the breakup conversation that's tough—it's the agonizing "Will I or Won't I?" phase and the aftermath that truly test us.

In a chat with Kimberlee Sweeney from the Divorce and Separation Coaching Institute NZ, we discussed the impact of this decision on our emotional and financial well-being. Drawing from personal experiences and Gottman Institute research, we explore how to navigate this critical time—whether you're contemplating separation or aiming to rekindle the connection.

This article offers insights and guidance on the emotional and practical steps to help you make informed decisions for a better future.

“They say that breaking up is hard to do, now, I know, I know that its true. Don’t say that this is the end, instead of breaking up I wish that we were making up again” sang Neil Sedaka on my Spotify play list (where on earth did they pull this up from!), as I…

23/07/2024

Are you a small business owner feeling overwhelmed by the numbers?

It's time to align your business goals with your personal dreams. Too often, accountants focus solely on the financials, neglecting what you truly want from your business from a lifestyle perspective. This approach can lead to burnout, strained relationships, and a business that takes more than it gives.

Remember why you started: to achieve financial freedom and build a life you love.

Let’s create a business that serves you, not the other way around.

Visit our website and find out more about Accounting with a Twist.
https://moneymentalist.com/

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22/07/2024

🚀 We are thrilled to announce that the Money Mentalist website is now live! 🎉

Explore our new platform where you'll find expert insights on financial

well-being, tips to master your money mindset, and resources to help you achieve financial freedom.

Visit us at www.moneymentalist.com and join our community of like-minded individuals dedicated to improving their financial lives.

Thank you for your continued support. We look forward to helping you on your journey to financial success!

Accounting with an educational twist. Learn how to understand your Money Mindset so you can reach your money goals and live the life you want.

19/07/2024

We need to rethink our dining habits without giving up all the joys of eating out. As a foodie, I love both cooking and dining out, but I've found ways to cut back without missing out.

Join me in exploring 10 simple ways to reduce eating out, save money, and make home-cooked meals more enjoyable.

Let's enjoy food while keeping our wallets and waistlines in check!

Lynda Moore offers 10 tips on enjoying eating out whilst saving money and keeping it enjoyable and memorable

10/07/2024

I am guessing like mine, your feed is full of stories about the housing market. I am following with interest as I have recently moved myself, and Mum is in the middle of all of this as she is selling her house.

In one of the articles I read, there was a comment from a real estate agent about the length of time it is taking to sell properties and how important it is to ‘manage expectations’ of vendors.

That phrase certainly piqued my interest. I have another term for ‘managing expectations’, it’s one of my favourite Money Biases, Anchoring.

Lynda Moore shows how anchoring money bias can twist our assessment of value. It is a problem for everyone, professionals included. Anchors need challenging & resetting based on proper relevant comparatives

02/07/2024

The question of who is responsible for teaching financial literacy has been a topic of debate for a very long time, and I still don’t think there is a clear answer.

Lynda Moore shows that building personal financial stability only takes a straightforward set of life approaches to money

27/06/2024

We constantly hear about being unhealthy: physically, mentally, spiritually and financially, and we are also given lots of information, ideas, trends, plans and treatments on how to get healthy.

So, I thought it was time to give those of you who have done the hard work on your finances and have a healthy relationship with money a pat on the back, a Hell Yeah! or a happy dance whatever it is that rocks your boat when you celebrate.

Lynda Moore says a healthy relationship with money unlocks the freedom to live life on your terms. It’s about being wealthy, whatever that means to you

26/06/2024

Staying Warm and Cozy on a Wet Winter Matariki Day Without Breaking the Bank

Matariki, the Māori New Year, is a time for reflection, celebration, and togetherness. It highlights our connection to our ancestors and the natural world, reminding us of the resilience, wisdom, and guiding principles that have sustained us for generations. This celebration is not just about marking the new year but also about honoring our heritage and the bonds with our ancestors and the environment. As we gather for Matariki, we reflect on the past year, set intentions for the year ahead, and appreciate the natural world that supports us.

Despite the chilly and damp weather, keeping warm and cozy on a wet winter Matariki day doesn't have to be expensive. By embracing the principles of Matariki, we can find simple, budget-friendly ways to stay warm and comfortable during this special time.

Here are some tips and tricks to stay toasty without splurging.

1. Layer Up Smartly One of the easiest and most cost-effective ways to stay warm is to layer your clothing. Dig into your closet; you might find forgotten gems that will help you layer up effectively.

2. Embrace Warm Drinks Hot beverages like tea, coffee, and hot chocolate are comforting and help keep you warm from the inside out. Make a big pot and keep it on hand throughout the day. Add a dash of cinnamon or nutmeg to your drinks for an extra cosy touch.

3. Cozy Up with Blankets Nothing says cosy like snuggling under a warm blanket. Layer a few blankets on your couch or bed for added warmth. If you have an electric blanket, use it to pre-warm your bed before you snuggle in, but remember to turn it off when you’re ready to sleep to save on electricity.

4. DIY Heat Packs Make your heat packs using items you likely have at home. Fill a clean sock with uncooked rice, tie the end, and microwave it for a couple of minutes. These homemade heat packs can be reused and are perfect for warming up cold feet or soothing achy muscles.

5. Cook Up a Storm Winter is the perfect time to indulge in hearty, warming meals. Cook soups, stews, and casseroles in your oven or stovetop to heat your home while providing delicious comfort food. Bonus: the steam from cooking can also add a bit of humidity to your home, making it feel warmer.

6. Get Moving Physical activity is a great way to generate body heat. Do a quick workout, dance around your living room, or clean the house. Not only will you warm up, but you’ll also feel more energized and productive.

7. Share the Warmth Gather everyone in one room if you’re celebrating Matariki with family or friends. The more people in a space, the warmer it will be. Plus, the company of loved ones can make even the coldest days feel a bit warmer.

By incorporating these simple and budget-friendly tips, you can stay warm and cosy on a wet winter Matariki day without breaking the bank. So, wrap yourself up, enjoy the festivities, and embrace the warmth of this special time of year.

Hopefully, we will get a clear night to go outside and view Matariki.

Happy Matariki everyone!

24/06/2024

A simple decision to buy an engagement ring could set off a whole chain of events and missed conversations about money. It's a conversation you should have to avoid getting embroiled in an argument about money.

Read my article on Interest.co.nz here

Lynda Moore cautions that a simple decision to buy an engagement ring could set off a whole chain of events and missed conversations about money. It's a conversation you should have to avoid getting embroiled in an argument about money

21/06/2024

Thanks Jo Robertson for inviting me to be a guest presenter.

We had a great Mastermind meeting yesterday with the Sisterhood and speaker Lynda Moore Money Mentalist exploring money mindset and our money personalities. Seems my mindset is moving from being a "spender" to more about "security" and some of the team were all about "freedom". You can find out your personality take the quiz or find out more.
https://moneymentalist.com/

18/06/2024

A huge sudden 'win' can challenge your money ceiling, and then things really start to unravel.

Best to check what your money ceiling really is.

Lynda Moore says a huge sudden 'win' can challenge your money ceiling, and then things really start to unravel. Best to check what your money ceiling really is. She tells you how

15/11/2023

Are you feeling anticipation or fear as Christmas approaches?
If you have concerns about getting through the holiday season, let's have a chat.

expenses towards money situation

10/11/2023

Think about this before you get home and go the easy route of Uber Eats or the chippie. What can you put that money towards instead and make something at home instead?

Healthier for you and your wallet!

09/11/2023

Financial fulfilment means different things to different people. But, whatever it means to you, a really good starting point is to apply the principles from George S. Clason’s book, The Richest Man in Babylon.

The book may have been written before computers and technology took over our lives (first released 1926), but the concepts still hold true today.

Read more on the blog here >> https://moneymentalist.com/blog-2/