Personal Business Advisors (PBA)

06/04/2019

We live much longer and we want to work much longer. It is who we are. Reach out if you feel the same way.

https://qz.com/work/1632602/the-number-of-americans-working-in-their-70s-is-skyrocketing/

Would you be ready to retire at 65?

04/29/2019

With the upcoming job losses due to A.I. and Robotics in addition to mounting student loan debts, the only true solution for this dilemma is entrepreneurship.

https://lendedu.com/blog/millennials-and-debt/

In a survey of 1,000 millennials, LendEDU found that many members of this generation carry all types of debt and a whole lot of it.

03/29/2019

The first wave of many.

https://www.bloomberg.com/news/articles/2019-03-28/jpmorgan-nomura-job-cuts-add-to-wave-of-finance-firms-chopping

Automation and new technology are replacing thousands of workers at banks and asset managers around the world, just as consolidation -- including Deutsche Bank AG’s proposed merger with Commerzbank AG -- puts thousands more jobs at risk.

02/26/2019

This is what happens when we start looking at our children as "just another consumer group".

https://www.businessinsider.com/us-millennials-saddled-with-1-trillion-in-debt-mostly-student-loans-2019-2

It's the highest debt exposure for the 18-to-29 age bracket since late 2007, the start of the global financial crisis.

01/23/2019

Involuntary business ownership:

https://www.apnews.com/876ce31a30714d169afe5fb2fea8ec00

NEW YORK (AP) — It hasn't been lost on small business owners that Uber and other ride-sharing services are enormously successful without having employees doing the work. It's one of the reasons why small companies are forgoing employees in favor of independent contractors. Todd Miller transformed ...

12/21/2018

Today's middle class has less purchasing power than in 1973.

http://fortune.com/longform/shrinking-middle-class/

Chasing the American dream used to be exhilarating. Now it’s exhausting. How did our vision of prosperity get so out of whack? And how can we fix it?

12/04/2018

White collar job losses are accelerating - now outpacing blue collar jobs losses

https://www.apnews.com/ffa0fd2ace934f31bb1beaeb4bf314ee

DETROIT (AP) — For generations, the career path for smart kids around Detroit was to get an engineering or business degree and get hired by an automaker or parts supplier. If you worked hard and didn't screw up, you had a job for life with enough money to raise a family, take vacations and buy a w...

10/08/2018

This reality doesn't go away, just because we ignore it.

https://www.forbes.com/sites/teresaghilarducci/2018/10/08/think-again-if-you-plan-to-work-past-65/

When 52% of older workers are pushed out working longer is not their choice. The stark truth is that a significant share of older workers -- age 50-64 -- are not anywhere near being on track to afford retirement.

09/20/2018

As Elon Musk predicted, A.I. is the single biggest threat to the existence of humanity. If you want to be in charge of your future/your professional career/your life, let us know.

https://www.msn.com/en-ca/video/money/artificial-intelligence-the-robots-are-now-hiring-moving-upstream/vi-BBNApKR

Some Fortune 500 companies are using tools that deploy artificial intelligence to w**d out job applicants. But is this practice fair? In this episode of Moving Upstream, WSJ's Jason Bellini investigates.

09/10/2018

Many of us have grown children who suffer from this $1.5 trillion crisis.

https://www.marketwatch.com/story/3-ways-the-great-recession-turned-americas-student-loan-problem-into-a-crisis-2018-09-06

The financial crash, which began 10 years ago this month with the collapse of Lehman Brothers, created a perfect storm.

09/04/2018

Great article. We see more and more Executives who simply are not interested in "retirement".

https://www.usatoday.com/videos/money/usaandmain/2018/09/01/three-reasons-start-small-business-retirement/37687579/

Who says you can't kick off a new venture as a senior? Here's why retirement is a great time to get a business off the ground.

08/29/2018

These teachings of Robert Kiyosaki, Rich Dad Poor Dad are non generational and apply to all of us who are not in the top 2% wealth group in America. They also show us how to get there.

https://www.youtube.com/watch?v=E7aNCkKF-PQ

Best known as the author of Rich Dad Poor Dad—the #1 personal finance book of all time—Robert Kiyosaki has challenged and changed the way tens of millions of...

08/02/2018

Millennial's and Baby Boomer's alike want to be successful, but also do something that has meaning/serves a higher purpose besides making money. It's called being human.

https://www.linkedin.com/feed/news/are-you-losing-faith-in-business-1901660/

Younger workers are re-inventing the conventional notion of employment, according to a survey by Deloitte of 10,455 millennials and 1,844 Gen Z respondents...

06/26/2018

A few weeks ago while in New York, I glimpsed two versions of the future—both made me cry. One because of grief, the other because of hope.

I learned how I can directly, immediately impact what happens next on Earth.

I want to challenge the first 3,000 Notes from the Universe subscribers to challenge me like I have never been challenged in my life.

We are writing this script, one way or another.

https://vimeo.com/272794487

Every day, about 1,400 children die from diseases caused by unsafe water and poor sanitation. But it doesn’t have to be that way. 100% OF THE MONEY WE RAISE…

04/25/2018

'A bit different' from the numbers we get once a month...

http://www.shadowstats.com/alternate_data/unemployment-charts

The seasonally-adjusted SGS Alternate Unemployment Rate reflects current unemployment reporting methodology adjusted for SGS-estimated long-term discouraged workers, who were defined out of official existence in 1994. That estimate is added to the BLS estimate of U-6 unemployment, which includes sh....

04/19/2018

https://www.youtube.com/watch?v=D1EB4Br7Hjg

http://www.personalbusinessadvisors.com/ http://personalbusinessadvisorsmillennials.com/ https://twitter.com/persadv https://www.facebook.com/Personal-Busine...

04/13/2018

https://www.youtube.com/watch?v=dLLHa4fx5-g

http://www.personalbusinessadvisors.com/ http://personalbusinessadvisorsmillennials.com/ https://twitter.com/persadv https://www.facebook.com/Personal-Busine...

04/09/2018

Perception is one thing - reality is another.

http://time.com/money/4758109/unemployment-is-really-low-so-why-cant-these-people-find-jobs/

An inside look at the struggle 1.6 million Americans are facing.

04/09/2018

https://www.youtube.com/watch?v=UWBS2cWWaVc

http://www.personalbusinessadvisors.com/ http://personalbusinessadvisorsmillennials.com/ https://twitter.com/persadv https://www.facebook.com/Personal-Busine...

03/29/2018

Here's the data to support what we all already sensed

https://www.census.gov/library/stories/2018/03/franchises.html?eml=gd&utm_campaign=20180327msacos1ccstors&utm_medium=email&utm_source=govdelivery

The 2017 Economic Census is underway. Data from the last survey show franchises play a key role in many industries, from weight-loss centers to car dealers.

03/24/2018

Studies show poor management can destroy how employees feel about their jobs and work.

Managers don’t have any role in creating a sense of meaningfulness at work, new research suggests. But bad management can certainly destroy it.

03/22/2018

Is your workplace suffering from tech overload? Sometimes, an old-fashioned approach works best.

03/21/2018

“Pessimism leads to weakness, optimism to power.” — William James

03/20/2018

See for yourself how you can be the sole Master of your own Destiny...

https://www.youtube.com/watch?v=1qaRHU_UZng

http://www.personalbusinessadvisors.com/ http://personalbusinessadvisorsmillennials.com/ https://twitter.com/persadv https://www.facebook.com/Personal-Busine...

03/19/2018

Research shows that most companies have far too few inspirational leaders. https://goo.gl/ACAcUv

03/16/2018

Do you have a plan for managing stress?

What if instead of trying to cope with or eliminate stress, you learned how to harness its power?

03/14/2018

Do you love Shark Tank? Here are the most successful deals from the show to inspire your next business move!

Here are the 10 most successful shark tank pitches. WATCH MORE VIDEOS LIKE THIS ONE HERE: 10 People Who Accidentally Made Millions: https://www.youtube.com/w...

03/13/2018

The biggest challenge we are facing as a nation since the Industrial Revolution:

https://www.mckinsey.com/global-themes/future-of-organizations-and-work/what-the-future-of-work-will-mean-for-jobs-skills-and-wages

In an era marked by rapid advances in automation and artificial intelligence, new research assesses the jobs lost and jobs gained under different scenarios through 2030.

03/12/2018

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